WSBC · Wesbanco Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $20.20M | $15.30M | $14.40M | $13.00M | $13.40M | $14.10M |
| Operating Income | $279.24M | $185.11M | $194.05M | $236.40M | $301.85M | $145.08M |
| Interest Expense | - | - | $230.18M | $39.34M | $27.03M | $61.80M |
| Income Tax | $56.13M | $33.60M | $35.02M | $44.29M | $59.59M | $23.04M |
| Net Income | $223.10M | $151.51M | $159.03M | $192.11M | $242.26M | $122.04M |
| EPS - Basic | $2.23 | $2.26 | $2.51 | $3.03 | $3.54 | $1.78 |
| EPS - Diluted | $2.23 | $2.26 | $2.51 | $3.02 | $3.53 | $1.77 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $956.11M | $568.14M | $595.38M | $408.41M | $1.25B | $905.45M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $27.70B | $18.68B | $17.71B | $16.93B | $16.93B | $16.43B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $23.66B | $15.89B | $15.18B | $14.51B | $14.23B | $13.67B |
| Stockholders' Equity | $4.03B | $2.79B | $2.53B | $2.43B | $2.69B | $2.76B |
| Retained Earnings | $1.25B | $1.19B | $1.14B | $1.08B | $977.76M | $831.69M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $290.41M | $211.00M | $169.32M | $204.14M | $336.30M | $59.61M |
| Investing Cash Flow | ($71.01M) | ($1.03B) | ($535.22M) | ($1.07B) | ($328.50M) | $57.79M |
| Financing Cash Flow | $168.57M | $791.90M | $552.87M | $21.07M | $338.11M | $553.25M |
| CapEx | $10.43M | $10.33M | $22.51M | $7.99M | $8.54M | $7.55M |
| Free Cash Flow | $279.99M | $200.67M | $146.82M | $196.15M | $327.76M | $52.05M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 1.25 | 1.32 | 0.92 | 1.02 | 1.35 | 0.43 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 20.1% | 18.2% | 18.0% | 18.7% | 19.7% | 15.9% |
| Return on assets | 0.8% | 0.8% | 0.9% | 1.1% | 1.4% | 0.7% |
| Return on equity | 5.5% | 5.4% | 6.3% | 7.9% | 9.0% | 4.4% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.8x | 6.0x | 11.2x | 2.3x |
| Equity multiplier | 6.87 | 6.70 | 6.99 | 6.98 | 6.29 | 5.96 |
| Liabilities / Assets | 0.85 | 0.85 | 0.86 | 0.86 | 0.84 | 0.83 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 14.9x | 14.4x | 12.5x | 12.2x | 9.9x | 16.9x |
| P / B | 0.8x | 0.7x | 0.7x | 0.9x | 0.9x | 0.7x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 6.9x | 7.3x | 6.1x | 7.3x | 3.3x | 7.0x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 50.8% | -4.6% | -17.9% | -21.7% | 108.1% | -24.9% |
| Net income growth (YoY) | 47.3% | -4.7% | -17.2% | -20.7% | 98.5% | -23.2% |
| EPS growth (YoY) | -1.3% | -10.0% | -16.9% | -14.4% | 99.4% | -37.5% |
| EPS CAGR (3y) | -9.6% | -13.8% | 12.3% | 2.2% | 6.5% | -6.1% |
| EPS CAGR (5y) | 4.7% | -4.4% | -3.0% | 7.1% | 10.3% | -3.8% |
| FCF growth (YoY) | 39.5% | 36.7% | -25.2% | -40.2% | 529.6% | -65.6% |
| FCF CAGR (5y) | 40.0% | 5.8% | 4.4% | 7.7% | 21.9% | -8.0% |
| Book value growth (YoY) | 44.5% | 10.2% | 4.4% | -9.9% | -2.3% | 6.3% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$903.81M totalCommunity Banking$892.18M · 98.7%
Trust And Investment Services$31.61M · 3.5%
Corporate And Other($19.98M) · -2.2%
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
3/9
Weak
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: National Commercial Banks
Comparing WESBANCO INC against the 5 most active filers in the same SIC group.
Dividends
$1.50/share trailing 12 months · +2.7% YoY
| Ex-date | Per share |
|---|---|
| Mar 6, 2026 | $0.3800 |
| Dec 5, 2025 | $0.3800 |
| Sep 5, 2025 | $0.3700 |
| Jun 6, 2025 | $0.3700 |
| Mar 10, 2025 | $0.3700 |
| Dec 6, 2024 | $0.3700 |
| Sep 6, 2024 | $0.3600 |
| Jun 7, 2024 | $0.3600 |
| Mar 7, 2024 | $0.3600 |
| Dec 7, 2023 | $0.3600 |
| Sep 7, 2023 | $0.3500 |
| Jun 8, 2023 | $0.3500 |
| Mar 9, 2023 | $0.3500 |
| Dec 8, 2022 | $0.3500 |
| Sep 8, 2022 | $0.3400 |
| Jun 9, 2022 | $0.3400 |
| Mar 10, 2022 | $0.3400 |
| Dec 9, 2021 | $0.3300 |
| Sep 9, 2021 | $0.3300 |
| Jun 10, 2021 | $0.3300 |
| Mar 11, 2021 | $0.3300 |
| Dec 10, 2020 | $0.3200 |
| Sep 10, 2020 | $0.3200 |
| Jun 11, 2020 | $0.3200 |