CoverageForm 410-K10-Q8-K13D13G13F

WSBC · Wesbanco Inc - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · WSBC

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A----------
Operating Income$111.42M-$103.31M$70.97M($9.66M)-$44.77M$35.02M$43.39M-
Interest Expense-------$86.40M$81.37M-
Income Tax$22.79M-$19.74M$13.56M($673.0K)-$7.50M$6.10M$7.70M-
Net Income$88.64M-$83.57M$57.41M($8.99M)-$37.27M$28.92M$35.69M-
EPS - Basic$0.88-$0.84$0.57($0.15)-$0.54$0.44$0.56-
EPS - Diluted$0.88-$0.84$0.57($0.15)-$0.54$0.44$0.56-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$960.41M$956.11M$1.01B$1.16B$1.09B$568.14M$620.90M$486.79M$509.67M$595.38M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$27.48B$27.70B$27.52B$27.57B$27.41B$18.68B$18.51B$18.13B$17.77B$17.71B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$23.41B$23.66B$23.40B$23.75B$23.63B$15.89B$15.71B$15.58B$15.23B$15.18B
Stockholders' Equity$4.07B$4.03B$4.12B$3.82B$3.78B$2.79B$2.80B$2.54B$2.54B$2.53B
Retained Earnings$1.30B$1.25B$1.21B$1.17B$1.15B$1.19B$1.17B$1.16B$1.15B$1.14B

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$106.58M---($26.42M)---$64.64M-
Investing Cash Flow$160.47M---$359.54M---($171.07M)-
Financing Cash Flow($262.75M)---$190.46M---$20.72M-
CapEx----$4.33M---$2.76M-
Free Cash Flow----($30.75M)---$61.87M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income----3.42---1.73-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate20.5%-19.1%19.1%--16.8%17.4%17.7%-
Return on assets0.3%-0.3%0.2%-0.0%-0.2%0.2%0.2%-
Return on equity2.2%-2.0%1.5%-0.2%-1.3%1.1%1.4%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage-------0.4x0.5x-
Equity multiplier6.756.876.687.227.256.706.617.137.006.99
Liabilities / Assets0.850.850.850.860.860.850.850.860.860.86
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E39.2x-38.0x55.5x--55.1x63.4x53.2x-
P / B0.8x-0.7x0.8x0.6x-0.7x0.7x0.7x-
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)--130.7%102.7%--1.1%-35.1%-17.0%-
Net income growth (YoY)--124.2%98.6%--1.2%-35.6%-15.7%-
EPS growth (YoY)--55.6%29.5%---6.9%-38.0%-16.4%-
EPS CAGR (3y)9.5%--0.4%-5.2%---5.5%-24.2%-18.9%-
EPS CAGR (5y)-3.5%-6.6%52.1%---4.5%-11.7%-5.4%-
FCF growth (YoY)----------
FCF CAGR (5y)--------15.8%-
Book value growth (YoY)7.6%44.5%46.9%50.1%49.0%10.2%14.4%3.2%2.5%4.4%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$903.81M total
Community Banking$892.18M · 98.7%
Trust And Investment Services$31.61M · 3.5%
Corporate And Other($19.98M) · -2.2%

Peer comparison

Same SIC group: National Commercial Banks

CompanyRevenue (last FY)Net marginROE
HBAN---
UMBF--9.1%
ZION$662.00M135.8%12.5%
JPM$182.45B31.3%15.7%
SFNC$5.63M-7060.1%-11.6%

Comparing WESBANCO INC against the 5 most active filers in the same SIC group.

Dividends

$1.50/share trailing 12 months · +2.7% YoY

Ex-datePer share
Mar 6, 2026$0.3800
Dec 5, 2025$0.3800
Sep 5, 2025$0.3700
Jun 6, 2025$0.3700
Mar 10, 2025$0.3700
Dec 6, 2024$0.3700
Sep 6, 2024$0.3600
Jun 7, 2024$0.3600
Mar 7, 2024$0.3600
Dec 7, 2023$0.3600
Sep 7, 2023$0.3500
Jun 8, 2023$0.3500
Mar 9, 2023$0.3500
Dec 8, 2022$0.3500
Sep 8, 2022$0.3400
Jun 9, 2022$0.3400
Mar 10, 2022$0.3400
Dec 9, 2021$0.3300
Sep 9, 2021$0.3300
Jun 10, 2021$0.3300
Mar 11, 2021$0.3300
Dec 10, 2020$0.3200
Sep 10, 2020$0.3200
Jun 11, 2020$0.3200