WMPN · William Penn Bancorporation - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q2 '25 | Q1 '25 | Q2 '24 | Q3 '24 | Q1 '24 | Q2 '23 | Q3 '23 | Q1 '23 | Q2 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $167.0K | $172.0K | $203.0K | $184.0K | $197.0K | $319.0K | $232.0K | $265.0K | $239.0K | $252.0K |
| Operating Income | ($1.17M) | ($137.0K) | ($57.0K) | ($94.0K) | $164.0K | $1.28M | $138.0K | $960.0K | $1.35M | $984.0K |
| Interest Expense | - | - | $3.85M | $4.15M | $3.27M | $1.52M | $2.08M | $842.0K | $652.0K | $604.0K |
| Income Tax | ($177.0K) | ($116.0K) | ($68.0K) | ($230.0K) | ($15.0K) | $217.0K | ($45.0K) | ($67.0K) | $180.0K | $160.0K |
| Net Income | ($988.0K) | ($21.0K) | $11.0K | $136.0K | $179.0K | $1.06M | $183.0K | $1.03M | $1.18M | $824.0K |
| EPS - Basic | $0.00 | $0.00 | - | $0.02 | $0.02 | $0.08 | $0.01 | $0.08 | $0.09 | $0.07 |
| EPS - Diluted | ($0.12) | $0.00 | - | $0.02 | $0.02 | $0.08 | $0.01 | $0.08 | $0.08 | $0.07 |
Balance Sheet
| Line item | Q2 '25 | Q1 '25 | Q2 '24 | Q3 '24 | Q1 '24 | Q2 '23 | Q3 '23 | Q1 '23 | Q2 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $16.02M | $26.51M | $20.20M | $17.95M | $17.97M | $20.79M | $19.88M | $127.95M | $36.17M | $58.25M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $796.43M | $812.23M | $818.75M | $833.19M | $829.99M | $847.58M | $862.37M | $851.50M | $879.95M | $868.98M |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $672.23M | $683.98M | $694.15M | $707.43M | $693.59M | $686.83M | $688.33M | $670.30M | $687.63M | $662.70M |
| Stockholders' Equity | $124.20M | $128.25M | $124.60M | $125.76M | $136.39M | $160.75M | $174.05M | $181.19M | $192.33M | $206.28M |
| Retained Earnings | $56.07M | $57.31M | $57.59M | $58.01M | $58.41M | $58.80M | $58.64M | $58.20M | $57.59M | $56.94M |
Cash Flow
| Line item | Q2 '25 | Q1 '25 | Q2 '24 | Q3 '24 | Q1 '24 | Q2 '23 | Q3 '23 | Q1 '23 | Q2 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | ($25.0K) | - | - | $402.0K | - | - | $2.60M | - | - |
| Investing Cash Flow | - | $18.40M | - | - | $10.30M | - | - | $3.08M | - | - |
| Financing Cash Flow | - | ($12.06M) | - | - | ($13.53M) | - | - | ($22.73M) | - | - |
| CapEx | - | $26.0K | - | - | $48.0K | - | - | $122.0K | - | - |
| Free Cash Flow | - | ($51.0K) | - | - | $354.0K | - | - | $2.48M | - | - |
Ratios
| Metric | Q2 '25 | Q1 '25 | Q2 '24 | Q3 '24 | Q1 '24 | Q2 '23 | Q3 '23 | Q1 '23 | Q2 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | 2.43 | - | - | 1.98 | - | - | 2.41 | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | - | - | - | - | -9.1% | 17.0% | -32.6% | -7.0% | 13.3% | 16.3% |
| Return on assets | -0.1% | -0.0% | 0.0% | 0.0% | 0.0% | 0.1% | 0.0% | 0.1% | 0.1% | 0.1% |
| Return on equity | -0.8% | -0.0% | 0.0% | 0.1% | 0.1% | 0.7% | 0.1% | 0.6% | 0.6% | 0.4% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | -0.0x | -0.0x | 0.1x | 0.8x | 0.1x | 1.1x | 2.1x | 1.6x |
| Equity multiplier | 6.41 | 6.33 | 6.57 | 6.63 | 6.09 | 5.27 | 4.95 | 4.70 | 4.58 | 4.21 |
| Liabilities / Assets | 0.84 | 0.84 | 0.85 | 0.85 | 0.84 | 0.81 | 0.80 | 0.79 | 0.78 | 0.76 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -1943.9% | - | - | - | -82.9% | -5.7% | -86.0% | -15.0% | 129.3% | -6.0% |
| Net income growth (YoY) | - | - | -99.0% | -25.7% | -82.6% | -9.7% | -77.8% | -11.5% | 26.5% | -1.6% |
| EPS growth (YoY) | - | - | - | 100.0% | -75.0% | 0.0% | -85.7% | 0.0% | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | - | -85.7% | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -0.3% | -6.0% | -22.5% | -27.7% | -24.7% | -16.4% | -15.6% | -15.0% | -11.3% | -4.1% |
Peer comparison
Same SIC group: Savings Institutions, Not Federally Chartered
Comparing William Penn Bancorporation against the 5 most active filers in the same SIC group.