WMPN · William Penn Bancorporation - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Revenue | - | - | - | - |
| Cost of Revenue | - | - | - | - |
| Gross Profit | - | - | - | - |
| R&D | - | - | - | - |
| SG&A | - | - | - | - |
| Total Operating Expenses | - | - | - | - |
| D&A | $772.0K | $1.03M | $975.0K | $582.0K |
| Operating Income | ($290.0K) | $3.00M | $4.80M | $941.0K |
| Interest Expense | - | $7.32M | $2.51M | $5.02M |
| Income Tax | ($458.0K) | $200.0K | $568.0K | ($387.0K) |
| Net Income | $168.0K | $2.80M | $4.24M | $1.33M |
| EPS - Basic | $0.02 | $0.22 | $0.26 | - |
| EPS - Diluted | $0.02 | $0.22 | $0.26 | - |
Balance Sheet
| Line item | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Cash & Equivalents | $20.20M | $20.79M | $36.17M | $168.72M |
| Accounts Receivable | - | - | - | - |
| Inventory | - | - | - | - |
| Accounts Payable | - | - | - | - |
| Current Assets | - | - | - | - |
| Total Assets | $818.75M | $847.58M | $879.95M | $822.41M |
| Current Liabilities | - | - | - | - |
| Long-term Debt | - | - | - | - |
| Total Liabilities | $694.15M | $686.83M | $687.63M | $605.48M |
| Stockholders' Equity | $124.60M | $160.75M | $192.33M | $216.93M |
| Retained Earnings | $57.59M | $58.80M | $57.59M | $58.49M |
Cash Flow
| Line item | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Operating Cash Flow | $320.0K | $5.06M | $4.86M | $150.0K |
| Investing Cash Flow | $30.59M | $10.47M | ($200.73M) | ($16.95M) |
| Financing Cash Flow | ($31.50M) | ($30.90M) | $63.32M | $73.54M |
| CapEx | $141.0K | $344.0K | $855.0K | $1.81M |
| Free Cash Flow | $179.0K | $4.71M | $4.00M | ($1.66M) |
Ratios
| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Profitability | ||||
| Gross margin | - | - | - | - |
| Operating margin | - | - | - | - |
| EBITDA margin | - | - | - | - |
| Net margin | - | - | - | - |
| Free cash flow margin | - | - | - | - |
| FCF / Net income | 1.07 | 1.68 | 0.95 | -1.25 |
| R&D / Revenue | - | - | - | - |
| SG&A / Revenue | - | - | - | - |
| Effective tax rate | - | 6.7% | 11.8% | -41.1% |
| Return on assets | 0.0% | 0.3% | 0.5% | 0.2% |
| Return on equity | 0.1% | 1.7% | 2.2% | 0.6% |
| Return on invested capital | - | - | - | - |
| Liquidity | ||||
| Current ratio | - | - | - | - |
| Quick ratio | - | - | - | - |
| Cash ratio | - | - | - | - |
| Leverage | ||||
| Debt / Equity | - | - | - | - |
| Debt / Assets | - | - | - | - |
| Debt / EBITDA | - | - | - | - |
| Interest coverage | - | 0.4x | 1.9x | 0.2x |
| Equity multiplier | 6.57 | 5.27 | 4.58 | 3.79 |
| Liabilities / Assets | 0.85 | 0.81 | 0.78 | 0.74 |
| Efficiency | ||||
| Asset turnover | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days inventory outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Cash conversion cycle | - | - | - | - |
| Valuation | ||||
| P / E | - | - | - | - |
| P / B | - | - | - | - |
| P / S | - | - | - | - |
| EV / EBITDA | - | - | - | - |
| Growth | ||||
| Revenue growth (YoY) | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - |
| Operating income growth (YoY) | - | -37.5% | 410.6% | - |
| Net income growth (YoY) | -94.0% | -33.9% | 219.1% | - |
| EPS growth (YoY) | -90.9% | -15.4% | - | - |
| EPS CAGR (3y) | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - |
| FCF growth (YoY) | -96.2% | 17.7% | - | - |
| FCF CAGR (5y) | - | - | - | - |
| Book value growth (YoY) | -22.5% | -16.4% | -11.3% | - |
Stability scores
Piotroski F-score
FY 2024 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Savings Institutions, Not Federally Chartered
Comparing William Penn Bancorporation against the 5 most active filers in the same SIC group.