WABC · Westamerica Bancorporation - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $36.47M | - | $37.94M | $39.06M | $41.84M | - | $47.77M | $48.13M | $49.44M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $3.00M | - |
| Income Tax | $9.12M | - | $9.68M | $10.00M | $10.80M | - | $12.71M | $12.67M | $13.03M | - |
| Net Income | $27.36M | - | $28.26M | $29.07M | $31.04M | - | $35.06M | $35.46M | $36.42M | - |
| EPS - Basic | $1.13 | - | $1.12 | $1.12 | $1.16 | - | $1.31 | $1.33 | $1.37 | - |
| EPS - Diluted | $1.13 | - | $1.12 | $1.12 | $1.16 | - | $1.31 | $1.33 | $1.37 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $5.86B | $5.96B | $5.91B | $5.83B | $5.97B | $6.08B | $6.16B | $6.31B | $6.46B | $6.36B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $4.98B | $5.03B | $4.98B | $4.90B | $5.04B | $5.19B | $5.25B | $5.50B | $5.67B | $5.59B |
| Stockholders' Equity | $882.69M | $933.51M | $931.65M | $921.78M | $923.14M | $889.96M | $909.04M | $815.60M | $791.69M | $772.89M |
| Retained Earnings | $567.61M | $584.63M | $582.96M | $581.57M | $589.06M | $581.55M | $561.60M | $538.28M | $514.56M | $490.00M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $39.74M | - | - | - | $42.39M | - | - | - | $52.21M | - |
| Investing Cash Flow | ($98.88M) | - | - | - | $258.28M | - | - | - | $130.84M | - |
| Financing Cash Flow | ($111.38M) | - | - | - | ($174.84M) | - | - | - | $60.88M | - |
| CapEx | $1.01M | - | - | - | $199.0K | - | - | - | $122.0K | - |
| Free Cash Flow | $38.72M | - | - | - | $42.20M | - | - | - | $52.09M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.42 | - | - | - | 1.36 | - | - | - | 1.43 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 25.0% | - | 25.5% | 25.6% | 25.8% | - | 26.6% | 26.3% | 26.3% | - |
| Return on assets | 0.5% | - | 0.5% | 0.5% | 0.5% | - | 0.6% | 0.6% | 0.6% | - |
| Return on equity | 3.1% | - | 3.0% | 3.2% | 3.4% | - | 3.9% | 4.3% | 4.6% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 16.5x | - |
| Equity multiplier | 6.64 | 6.38 | 6.35 | 6.32 | 6.46 | 6.83 | 6.78 | 7.74 | 8.17 | 8.23 |
| Liabilities / Assets | 0.85 | 0.84 | 0.84 | 0.84 | 0.85 | 0.85 | 0.85 | 0.87 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 46.2x | - | 44.6x | 43.2x | 43.6x | - | 37.7x | 36.5x | 35.7x | - |
| P / B | 1.4x | - | 1.4x | 1.4x | 1.5x | - | 1.5x | 1.6x | 1.6x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -12.8% | - | -20.6% | -18.8% | -15.4% | - | -16.1% | -12.1% | -10.2% | - |
| Net income growth (YoY) | -11.9% | - | -19.4% | -18.0% | -14.8% | - | -15.7% | -11.9% | -10.0% | - |
| EPS growth (YoY) | -2.6% | - | -14.5% | -15.8% | -15.3% | - | -16.0% | -11.9% | -9.3% | - |
| EPS CAGR (3y) | -9.2% | - | -4.6% | 6.0% | 11.4% | - | 16.9% | 16.6% | 22.2% | - |
| EPS CAGR (5y) | 8.5% | - | 8.6% | 9.2% | 13.0% | - | 11.8% | 12.7% | 13.4% | - |
| FCF growth (YoY) | -8.2% | - | - | - | -19.0% | - | - | - | -4.5% | - |
| FCF CAGR (5y) | 3.8% | - | - | - | -4.3% | - | - | - | 17.7% | - |
| Book value growth (YoY) | -4.4% | 4.9% | 2.5% | 13.0% | 16.6% | 15.1% | 40.2% | 25.1% | 23.1% | 28.4% |
Peer comparison
Same SIC group: National Commercial Banks
Comparing WESTAMERICA BANCORPORATION against the 5 most active filers in the same SIC group.
Dividends
$1.86/share trailing 12 months · +4.5% YoY
| Ex-date | Per share |
|---|---|
| May 4, 2026 | $0.4800 |
| Feb 2, 2026 | $0.4600 |
| Nov 3, 2025 | $0.4600 |
| Aug 4, 2025 | $0.4600 |
| May 5, 2025 | $0.4600 |
| Feb 3, 2025 | $0.4400 |
| Nov 4, 2024 | $0.4400 |
| Aug 5, 2024 | $0.4400 |
| May 3, 2024 | $0.4400 |
| Feb 2, 2024 | $0.4400 |
| Nov 3, 2023 | $0.4400 |
| Aug 4, 2023 | $0.4400 |
| May 5, 2023 | $0.4200 |
| Feb 3, 2023 | $0.4200 |
| Nov 4, 2022 | $0.4200 |
| Aug 5, 2022 | $0.4200 |
| May 6, 2022 | $0.4200 |
| Feb 4, 2022 | $0.4200 |
| Nov 5, 2021 | $0.4200 |
| Jul 30, 2021 | $0.4100 |
| Apr 30, 2021 | $0.4100 |
| Feb 5, 2021 | $0.4100 |
| Oct 30, 2020 | $0.4100 |
| Jul 31, 2020 | $0.4100 |