CoverageForm 410-K10-Q8-K13D13G13F

VRM · Vroom, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · VRM

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A$1.34M-$998.0K$742.0K$575.0K-$7.11M$7.23M$7.63M-
Operating Income($18.85M)-($27.00M)($8.87M)($6.30M)-($37.62M)($19.27M)($44.24M)-
Interest Expense$1.21M-$706.0K$698.0K$480.0K-$1.60M$14.98M$14.34M-
Income Tax$192.0K-$144.0K$59.0K$150.0K-$124.0K($167.0K)$436.0K-
Net Income($19.06M)-($26.78M)($8.52M)($6.35M)-($39.74M)($21.19M)($67.62M)-
EPS - Basic($3.77)-($5.15)($1.65)($1.23)-($21.99)($11.77)($37.68)-
EPS - Diluted($3.77)-($5.15)($1.65)($1.23)-($21.99)($11.77)($37.68)-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$14.48M$10.38M$12.41M$14.26M$14.56M$29.34M$51.09M$63.39M$90.99M$135.59M
Accounts Receivable---------$9.14M
Inventory---------$163.25M
Accounts Payable---------$26.76M
Current Assets---------$952.64M
Total Assets$937.82M$937.38M$949.19M$979.75M$989.96M$1.07B$1.12B$1.18B$1.22B$1.48B
Current Liabilities---------$856.81M
Long-term Debt$577.97M$423.20M$492.14M$563.70M$655.43M$381.37M$729.37M$794.73M$548.14M$454.17M
Total Liabilities$818.19M$820.77M$822.58M$827.81M$791.22M$1.10B$1.12B$1.14B$1.16B$1.35B
Stockholders' Equity$98.42M$116.62M$126.61M$151.94M$164.49M($30.95M)$4.68M$43.14M$61.49M$122.15M
Retained Earnings($72.68M)($53.05M)($41.65M)($14.87M)($6.35M)($2.13B)($2.09B)($2.05B)($2.03B)($1.97B)

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$18.41M---$16.84M---$23.12M-
Investing Cash Flow($29.05M)---($47.70M)---$41.07M-
Financing Cash Flow$18.04M---$36.99M---($132.51M)-
CapEx$1.54M---$1.47M---$644.0K-
Free Cash Flow$16.87M---$15.37M---$22.48M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income-0.89----2.42----0.33-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate----------
Return on assets-2.0%--2.8%-0.9%-0.6%--3.5%-1.8%-5.5%-
Return on equity-19.4%--21.1%-5.6%-3.9%--848.7%-49.1%-110.0%-
Return on invested capital-2.2%--3.4%-1.0%-0.6%--4.0%-1.8%-5.7%-
Liquidity
Current ratio---------1.11
Quick ratio---------0.92
Cash ratio---------0.16
Leverage
Debt / Equity5.873.633.893.713.98-12.32155.7518.428.913.72
Debt / Assets0.620.450.520.580.660.360.650.670.450.31
Debt / EBITDA----------
Interest coverage-15.6x--38.2x-12.7x-13.1x--23.5x-1.3x-3.1x-
Equity multiplier9.538.047.506.456.02-34.47239.9627.3719.8812.08
Liabilities / Assets0.870.880.870.840.801.031.000.960.950.92
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E----------
P / B0.7x-1.1x1.0x0.9x-----
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)-199.3%-28.2%54.0%85.8%-11.5%63.4%35.2%-
Net income growth (YoY)-200.1%-32.6%59.8%90.6%-52.0%68.1%9.9%-
EPS growth (YoY)-206.5%-76.6%86.0%96.7%--3627.1%-2352.1%-6877.8%-
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)9.8%----31.6%-----
FCF CAGR (5y)----------
Book value growth (YoY)-40.2%-2603.7%252.2%167.5%--98.2%-87.2%-84.7%-74.3%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2023-12-31.

Business segments

$893.20M total
ECommerce$576.17M · 64.5%
Retail Financing$156.94M · 17.6%
Wholesale$104.12M · 11.7%
All Other Segments$55.98M · 6.3%

Product / service

$893.20M total
Retail Vehicle$565.97M · 63.4%
Finance$156.94M · 17.6%
Wholesale Vehicle$104.12M · 11.7%
Product$52.25M · 5.9%
Other Revenue$13.92M · 1.6%

Peer comparison

Same SIC group: Retail-Auto Dealers & Gasoline Stations

CompanyRevenue (last FY)Net marginROE
CVNA$20.32B6.9%40.9%
MUSA--75.5%
ABG$18.00B2.7%12.6%
PAG$31.81B2.9%16.8%
GPI$22.57B1.4%11.7%

Comparing Vroom against the 5 most active filers in the same SIC group.