VRM · Vroom, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | $893.20M | $1.95B | $3.18B | $1.36B |
| Cost of Revenue | - | - | $731.26M | $1.70B | $2.98B | $1.29B |
| Gross Profit | - | - | $161.95M | $244.79M | $202.10M | $71.55M |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | $340.66M | $566.39M | $547.82M | $245.55M |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $3.35M | $29.09M | $43.48M | $38.71M | $13.21M | $4.65M |
| Operating Income | ($53.75M) | ($137.38M) | ($270.23M) | ($571.76M) | ($358.62M) | ($178.60M) |
| Interest Expense | $2.80M | $5.83M | $45.45M | $40.69M | $21.95M | $9.66M |
| Income Tax | $294.0K | $856.0K | $615.0K | ($19.68M) | $754.0K | $84.0K |
| Net Income | ($53.05M) | ($165.12M) | ($365.54M) | ($451.91M) | ($370.91M) | ($202.80M) |
| EPS - Basic | ($10.24) | ($91.07) | ($209.70) | ($2.76) | - | - |
| EPS - Diluted | ($10.24) | ($91.07) | ($209.70) | ($2.76) | - | - |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $10.38M | $29.34M | $135.59M | $398.92M | $1.13B | $1.06B |
| Accounts Receivable | - | - | $9.14M | $13.97M | $105.43M | $60.58M |
| Inventory | - | - | $163.25M | $320.65M | $726.38M | $423.65M |
| Accounts Payable | - | - | $26.76M | $34.70M | $52.65M | $32.92M |
| Current Assets | - | - | $952.64M | $1.22B | $2.10B | $1.60B |
| Total Assets | $937.38M | $1.07B | $1.48B | $1.62B | $2.37B | $1.72B |
| Current Liabilities | - | - | $856.81M | $703.32M | $827.26M | $482.71M |
| Long-term Debt | $423.20M | $381.37M | $454.17M | $402.15M | - | - |
| Total Liabilities | $820.77M | $1.10B | $1.35B | $1.14B | $1.45B | $496.95M |
| Stockholders' Equity | $116.62M | ($30.95M) | $122.15M | $475.24M | $915.19M | ($201.50M) |
| Retained Earnings | ($53.05M) | ($2.13B) | ($1.97B) | ($1.60B) | ($1.15B) | ($777.87M) |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $75.15M | ($97.04M) | ($533.68M) | ($109.06M) | ($568.69M) | ($355.25M) |
| Investing Cash Flow | ($108.17M) | $132.57M | $173.15M | ($164.21M) | ($104.29M) | ($11.33M) |
| Financing Cash Flow | $37.88M | ($165.99M) | $97.34M | ($469.49M) | $797.71M | $1.24B |
| CapEx | $7.06M | $3.49M | $14.80M | $24.23M | $28.41M | $11.33M |
| Free Cash Flow | $68.09M | ($100.52M) | ($548.49M) | ($133.30M) | ($597.10M) | ($366.58M) |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | 18.1% | 12.6% | 6.3% | 5.3% |
| Operating margin | - | - | -30.3% | -29.3% | -11.3% | -13.2% |
| EBITDA margin | - | - | -25.4% | -27.4% | -10.8% | -12.8% |
| Net margin | - | - | -40.9% | -23.2% | -11.6% | -14.9% |
| Free cash flow margin | - | - | -61.4% | -6.8% | -18.8% | -27.0% |
| FCF / Net income | -1.28 | 0.61 | 1.50 | 0.29 | 1.61 | 1.81 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | 38.1% | 29.1% | 17.2% | 18.1% |
| Effective tax rate | - | - | - | - | - | - |
| Return on assets | -5.7% | -15.5% | -24.8% | -27.9% | -15.7% | -11.8% |
| Return on equity | -45.5% | 533.6% | -299.3% | -95.1% | -40.5% | 100.6% |
| Return on invested capital | -7.9% | -31.0% | -37.0% | -51.5% | - | - |
| Liquidity | ||||||
| Current ratio | - | - | 1.11 | 1.73 | 2.54 | 3.31 |
| Quick ratio | - | - | 0.92 | 1.28 | 1.66 | 2.43 |
| Cash ratio | - | - | 0.16 | 0.57 | 1.37 | 2.19 |
| Leverage | ||||||
| Debt / Equity | 3.63 | -12.32 | 3.72 | 0.85 | - | - |
| Debt / Assets | 0.45 | 0.36 | 0.31 | 0.25 | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | -19.2x | -23.6x | -5.9x | -14.1x | -16.3x | -18.5x |
| Equity multiplier | 8.04 | -34.47 | 12.08 | 3.41 | 2.59 | -8.56 |
| Liabilities / Assets | 0.88 | 1.03 | 0.92 | 0.71 | 0.61 | 0.29 |
| Efficiency | ||||||
| Asset turnover | - | - | 0.61 | 1.20 | 1.35 | 0.79 |
| Inventory turnover | - | - | 4.48 | 5.31 | 4.11 | 3.04 |
| Days sales outstanding | - | - | 4d | 3d | 12d | 16d |
| Days inventory outstanding | - | - | 81d | 69d | 89d | 120d |
| Days payable outstanding | - | - | 13d | 7d | 6d | 9d |
| Cash conversion cycle | - | - | 72d | 64d | 95d | 127d |
| Valuation | ||||||
| P / E | - | - | - | - | - | - |
| P / B | 0.9x | - | - | - | - | - |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | -54.2% | -38.8% | 134.5% | - |
| Revenue CAGR (3y) | - | - | -13.0% | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | -33.8% | 21.1% | 182.5% | - |
| Operating income growth (YoY) | 60.9% | 49.2% | 52.7% | -59.4% | -100.8% | - |
| Net income growth (YoY) | 67.9% | 54.8% | 19.1% | -21.8% | -82.9% | - |
| EPS growth (YoY) | 88.8% | 56.6% | -7497.8% | - | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - |
| FCF growth (YoY) | - | 81.7% | -311.5% | 77.7% | -62.9% | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | - | - | -74.3% | -48.1% | - | - |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2023-12-31.
Business segments
$893.20M totalECommerce$576.17M · 64.5%
Retail Financing$156.94M · 17.6%
Wholesale$104.12M · 11.7%
All Other Segments$55.98M · 6.3%
Product / service
$893.20M totalRetail Vehicle$565.97M · 63.4%
Finance$156.94M · 17.6%
Wholesale Vehicle$104.12M · 11.7%
Product$52.25M · 5.9%
Other Revenue$13.92M · 1.6%
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
3/9
Weak
- ✗Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- ✗Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Retail-Auto Dealers & Gasoline Stations
Comparing Vroom against the 5 most active filers in the same SIC group.