CoverageForm 410-K10-Q8-K13D13G13F

PAG · Penske Automotive Group, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · PAG

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue$31.81B$30.46B$29.53B$27.81B$25.55B$20.44B
Cost of Revenue$26.59B$25.44B$24.59B$22.98B$21.11B$17.26B
Gross Profit$5.22B$5.01B$4.93B$4.84B$4.44B$3.18B
R&D------
SG&A$3.76B$3.54B$3.40B$3.22B$2.96B$2.36B
Total Operating Expenses------
D&A$172.30M$158.00M$141.00M$127.30M$121.50M$115.50M
Operating Income$1.28B$1.32B$1.35B$1.49B$1.36B$704.50M
Interest Expense------
Income Tax$325.80M$316.50M$360.90M$473.00M$416.30M$162.70M
Net Income$935.40M$918.90M$1.05B$1.38B$1.19B$543.60M
EPS - Basic$14.13$13.74$15.50$18.55$14.89$6.74
EPS - Diluted$14.13$13.74$15.50$18.55$14.89$6.74

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$64.70M$72.40M$96.40M$106.50M$100.70M$49.50M
Accounts Receivable$1.07B$1.00B$1.11B$906.70M$734.00M$806.90M
Inventory$4.81B$4.64B$4.29B$3.51B$3.13B$3.43B
Accounts Payable$899.80M$851.70M$866.90M$853.50M$767.10M$675.40M
Current Assets$6.19B$5.93B$5.68B$4.66B$4.08B$4.41B
Total Assets$17.60B$16.72B$15.67B$14.11B$13.46B$13.25B
Current Liabilities$6.28B$6.49B$5.66B$4.71B$4.27B$4.67B
Long-term Debt$1.81B$1.13B$1.42B$1.55B$1.39B$1.60B
Total Liabilities$12.02B$11.49B$10.92B$9.94B$9.37B$9.92B
Stockholders' Equity$5.56B$5.21B$4.73B$4.15B$4.07B$3.30B
Retained Earnings$5.75B$5.57B$4.99B$4.48B$4.20B$3.15B

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow$975.10M$1.18B$1.09B$1.46B$1.29B$1.20B
Investing Cash Flow($175.00M)($1.04B)($572.30M)($641.70M)($136.50M)($136.50M)
Financing Cash Flow($825.50M)($164.70M)($531.10M)($798.00M)($1.05B)($1.05B)
CapEx$324.60M$368.70M$375.30M$282.50M$248.90M$185.90M
Free Cash Flow$650.50M$811.10M$718.30M$1.18B$1.04B$1.02B

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin16.4%16.5%16.7%17.4%17.4%15.6%
Operating margin4.0%4.3%4.6%5.3%5.3%3.4%
EBITDA margin4.6%4.8%5.1%5.8%5.8%4.0%
Net margin2.9%3.0%3.6%5.0%4.6%2.7%
Free cash flow margin2.0%2.7%2.4%4.2%4.1%5.0%
FCF / Net income0.700.880.680.850.881.87
R&D / Revenue------
SG&A / Revenue11.8%11.6%11.5%11.6%11.6%11.6%
Effective tax rate25.8%25.6%25.5%25.5%26.0%23.0%
Return on assets5.3%5.5%6.7%9.8%8.8%4.1%
Return on equity16.8%17.6%22.3%33.3%29.2%16.5%
Return on invested capital12.9%15.4%16.4%19.5%18.4%11.1%
Liquidity
Current ratio0.990.911.000.990.950.94
Quick ratio0.220.200.250.250.220.21
Cash ratio0.010.010.020.020.020.01
Leverage
Debt / Equity0.330.220.300.370.340.49
Debt / Assets0.100.070.090.110.100.12
Debt / EBITDA1.250.770.950.960.941.95
Interest coverage------
Equity multiplier3.163.213.323.403.314.01
Liabilities / Assets0.680.690.700.700.700.75
Efficiency
Asset turnover1.811.821.881.971.901.54
Inventory turnover5.525.485.736.556.755.04
Days sales outstanding12d12d14d12d10d14d
Days inventory outstanding66d67d64d56d54d72d
Days payable outstanding12d12d13d14d13d14d
Cash conversion cycle66d66d65d54d51d73d
Valuation
P / E11.2x11.1x10.4x6.2x7.2x8.8x
P / B1.9x2.0x2.3x2.1x2.1x1.4x
P / S0.3x0.3x0.4x0.3x0.3x0.2x
EV / EBITDA8.4x7.6x8.2x6.2x6.7x7.7x
Growth
Revenue growth (YoY)4.4%3.1%6.2%8.8%25.0%-11.8%
Revenue CAGR (3y)4.6%6.0%13.0%6.3%8.3%-1.5%
Revenue CAGR (5y)9.2%5.6%8.0%5.4%4.9%1.2%
Gross profit growth (YoY)4.1%1.6%2.0%9.0%39.5%-7.8%
Operating income growth (YoY)-2.7%-2.6%-9.2%9.7%92.5%7.9%
Net income growth (YoY)1.8%-12.8%-23.7%16.2%118.5%24.7%
EPS growth (YoY)2.8%-11.4%-16.4%24.6%120.9%27.7%
EPS CAGR (3y)-8.7%-2.6%32.0%52.0%39.1%-1.9%
EPS CAGR (5y)16.0%21.1%22.9%21.0%30.1%13.2%
FCF growth (YoY)-19.8%12.9%-38.9%12.8%2.7%272.0%
FCF CAGR (5y)-8.5%24.3%18.4%25.6%45.1%39.5%
Book value growth (YoY)6.8%10.2%13.9%1.9%23.2%18.2%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$32.73B total
Retail Automotive Dealership Segment$27.47B · 83.9%
Retail Commercial Truck Dealership Segment$3.41B · 10.4%
Commercial Vehicle Distribution And Other$922.60M · 2.8%
All Other Segments$922.60M · 2.8%

Product / service

$27.50B total
New Vehicle$12.86B · 46.8%
Used Vehicle$8.94B · 32.5%
Service And Parts$3.38B · 12.3%
Fleet And Wholesale$1.48B · 5.4%
Finance And Insurance Net$816.50M · 3.0%
Other Product$22.60M · 0.1%

Geographic

$31.37B total
US$16.64B · 53.1%
GB$8.33B · 26.6%
Non USAnd Non UK$3.90B · 12.4%
Germany Italy Japan And Australia$2.50B · 8.0%

Stability scores

Altman Z′

FY 2025 · bankruptcy risk

2.50
Grey zone

Private-firm variant - uses book equity instead of market cap. > 2.90 safe · 1.23-2.90 grey · < 1.23 distress.

Piotroski F-score

FY 2025 · 9-point quality

5/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • Long-term debt decreased
  • Current ratio improved
  • No share dilution
  • Gross margin improved
  • Asset turnover improved

Peer comparison

Same SIC group: Retail-Auto Dealers & Gasoline Stations

CompanyRevenue (last FY)Net marginROE
CVNA$20.32B6.9%40.9%
MUSA--75.5%
ABG$18.00B2.7%12.6%
GPI$22.57B1.4%11.7%
AN$27.63B2.3%27.7%

Comparing PENSKE AUTOMOTIVE GROUP against the 5 most active filers in the same SIC group.

Dividends

$5.52/share trailing 12 months · +16.5% YoY

Ex-datePer share
May 26, 2026$1.4200
Feb 25, 2026$1.4000
Nov 14, 2025$1.3800
Aug 15, 2025$1.3200
May 27, 2025$1.2600
Feb 24, 2025$1.2200
Nov 15, 2024$1.1900
Aug 15, 2024$1.0700
May 17, 2024$0.9600
Feb 14, 2024$0.8700
Nov 9, 2023$0.7900
Aug 9, 2023$0.7200
May 19, 2023$0.6600
Feb 9, 2023$0.6100
Nov 9, 2022$0.5700
Aug 9, 2022$0.5300
May 20, 2022$0.5000
Feb 9, 2022$0.4700
Nov 9, 2021$0.4600
Aug 9, 2021$0.4500
May 21, 2021$0.4400
Feb 9, 2021$0.4300
Nov 9, 2020$0.4200
Feb 21, 2020$0.4200