CoverageForm 410-K10-Q8-K13D13G13F

VLY · Valley National Bancorp - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · VLY

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A----------
Operating Income$209.18M-$209.96M$173.09M$139.12M-$126.67M$93.33M$129.45M-
Interest Expense--------$435.11M-
Income Tax$45.27M-$46.60M$39.92M$33.06M-$28.82M$22.91M$33.17M-
Net Income$163.91M-$163.35M$133.17M$106.06M-$97.86M$70.42M$96.28M-
EPS - Basic$0.28-$0.28$0.23$0.18-$0.18$0.13$0.18-
EPS - Diluted$0.28-$0.28$0.22$0.18-$0.18$0.13$0.18-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$1.16B$1.58B$1.37B$1.19B$1.22B$1.89B$1.04B$1.01B$940.83M$891.23M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$64.47B$64.13B$63.02B$62.71B$61.87B$62.49B$62.09B$62.06B$61.00B$60.93B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$56.64B$56.33B$55.32B$55.13B$54.37B$55.06B$55.12B$55.32B$54.27B$54.23B
Stockholders' Equity$7.83B$7.81B$7.70B$7.58B$7.50B$7.44B$6.97B$6.74B$6.73B$6.70B
Retained Earnings$2.00B$1.91B$1.79B$1.69B$1.63B$1.60B$1.55B$1.52B$1.51B$1.47B

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$209.63M---($17.12M)---$99.51M-
Investing Cash Flow($805.47M)---($175.31M)---$91.98M-
Financing Cash Flow$171.70M---($474.00M)---($141.89M)-
CapEx$1.40M---$3.05M---$3.64M-
Free Cash Flow$208.24M---($20.17M)---$95.87M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income1.27----0.19---1.00-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate21.6%-22.2%23.1%23.8%-22.7%24.5%25.6%-
Return on assets0.3%-0.3%0.2%0.2%-0.2%0.1%0.2%-
Return on equity2.1%-2.1%1.8%1.4%-1.4%1.0%1.4%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage--------0.3x-
Equity multiplier8.238.218.198.288.258.408.919.219.079.09
Liabilities / Assets0.880.880.880.880.880.880.890.890.890.89
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E43.9x-37.9x40.6x49.4x-50.3x53.7x44.2x-
P / B0.9x-0.8x0.7x0.7x-0.7x0.5x0.6x-
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)50.4%-65.7%85.5%7.5%--35.0%-51.1%-36.5%-
Net income growth (YoY)54.6%-66.9%89.1%10.2%--30.8%-49.4%-34.3%-
EPS growth (YoY)55.6%-55.6%69.2%0.0%--33.3%-51.9%-35.7%-
EPS CAGR (3y)0.0%--6.3%6.9%-12.6%--14.7%-23.5%-13.7%-
EPS CAGR (5y)0.0%-2.3%-0.9%-3.0%--5.6%-10.0%-11.4%-
FCF growth (YoY)----------
FCF CAGR (5y)-7.4%--------12.7%-
Book value growth (YoY)4.4%5.0%10.4%12.4%11.5%10.9%5.2%2.5%3.3%4.7%

Peer comparison

Same SIC group: National Commercial Banks

CompanyRevenue (last FY)Net marginROE
HBAN---
UMBF--9.1%
ZION$662.00M135.8%12.5%
JPM$182.45B31.3%15.7%
SFNC$5.63M-7060.1%-11.6%

Comparing VALLEY NATIONAL BANCORP against the 5 most active filers in the same SIC group.

Dividends

$0.44/share trailing 12 months · 0.0% YoY

Ex-datePer share
Mar 13, 2026$0.1100
Dec 15, 2025$0.1100
Sep 15, 2025$0.1100
Jun 13, 2025$0.1100
Mar 14, 2025$0.1100
Dec 13, 2024$0.1100
Sep 13, 2024$0.1100
Jun 13, 2024$0.1100
Mar 13, 2024$0.1100
Dec 13, 2023$0.1100
Sep 13, 2023$0.1100
Jun 14, 2023$0.1100
Mar 14, 2023$0.1100
Dec 14, 2022$0.1100
Sep 14, 2022$0.1100
Jun 14, 2022$0.1100
Mar 14, 2022$0.1100
Dec 14, 2021$0.1100
Sep 14, 2021$0.1100
Jun 14, 2021$0.1100
Mar 12, 2021$0.1100
Dec 14, 2020$0.1100
Sep 14, 2020$0.1100
Jun 12, 2020$0.1100