VLY · Valley National Bancorp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $38.10M | $43.70M | $43.40M | $41.20M | $28.80M | $30.60M |
| Operating Income | $743.87M | $438.52M | $678.33M | $780.67M | $530.07M | $530.07M |
| Interest Expense | - | - | $1.47B | $321.04M | $124.33M | $264.81M |
| Income Tax | $145.89M | $58.25M | $179.82M | $211.82M | $166.90M | $139.46M |
| Net Income | $597.98M | $380.27M | $498.51M | $568.85M | $473.84M | $390.61M |
| EPS - Basic | $1.02 | $0.70 | $0.95 | $1.14 | $1.13 | $0.94 |
| EPS - Diluted | $1.01 | $0.69 | $0.95 | $1.14 | $1.12 | $0.93 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.58B | $1.89B | $891.23M | $947.95M | $2.05B | $1.33B |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $64.13B | $62.49B | $60.93B | $57.46B | $43.45B | $40.69B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $56.33B | $55.06B | $54.23B | $51.06B | $38.36B | $36.09B |
| Stockholders' Equity | $7.81B | $7.44B | $6.70B | $6.40B | $5.08B | $4.59B |
| Retained Earnings | $1.91B | $1.60B | $1.47B | $1.22B | $883.64M | $611.16M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $343.83M | $548.54M | $378.19M | $1.43B | $837.14M | $151.53M |
| Investing Cash Flow | ($2.16B) | ($709.28M) | ($3.35B) | ($6.79B) | ($1.08B) | ($2.04B) |
| Financing Cash Flow | $1.51B | $1.16B | $2.91B | $4.26B | $964.35M | $2.78B |
| CapEx | $18.10M | $16.14M | $76.05M | $68.94M | $39.43M | $24.61M |
| Free Cash Flow | $325.73M | $532.40M | $302.15M | $1.36B | $797.71M | $126.92M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 0.54 | 1.40 | 0.61 | 2.39 | 1.68 | 0.32 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 19.6% | 13.3% | 26.5% | 27.1% | 26.0% | 26.3% |
| Return on assets | 0.9% | 0.6% | 0.8% | 1.0% | 1.1% | 1.0% |
| Return on equity | 7.7% | 5.1% | 7.4% | 8.9% | 9.3% | 8.5% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.5x | 2.4x | 4.3x | 2.0x |
| Equity multiplier | 8.21 | 8.40 | 9.09 | 8.98 | 8.55 | 8.86 |
| Liabilities / Assets | 0.88 | 0.88 | 0.89 | 0.89 | 0.88 | 0.89 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 11.6x | 13.1x | 11.4x | 9.9x | 12.3x | 10.5x |
| P / B | 0.8x | 0.6x | 0.8x | 0.9x | 1.1x | 0.9x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 6.4x | 5.8x | 6.4x | 5.6x | 6.4x | 4.7x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 69.6% | -35.4% | -13.1% | 47.3% | 0.0% | 16.0% |
| Net income growth (YoY) | 57.3% | -23.7% | -12.4% | 20.1% | 21.3% | 26.1% |
| EPS growth (YoY) | 46.4% | -27.4% | -16.7% | 1.8% | 20.4% | 6.9% |
| EPS CAGR (3y) | -4.0% | -14.9% | 0.7% | 9.4% | 14.3% | 17.0% |
| EPS CAGR (5y) | 1.7% | -4.5% | 4.8% | 14.5% | 12.2% | 17.2% |
| FCF growth (YoY) | -38.8% | 76.2% | -77.8% | 70.4% | 528.5% | -91.2% |
| FCF CAGR (5y) | 20.7% | -18.1% | -11.8% | 17.7% | 14.9% | 1.0% |
| Book value growth (YoY) | 5.0% | 10.9% | 4.7% | 25.9% | 10.7% | 4.7% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
3/9
Weak
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✗Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: National Commercial Banks
Comparing VALLEY NATIONAL BANCORP against the 5 most active filers in the same SIC group.
Dividends
$0.44/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| Mar 13, 2026 | $0.1100 |
| Dec 15, 2025 | $0.1100 |
| Sep 15, 2025 | $0.1100 |
| Jun 13, 2025 | $0.1100 |
| Mar 14, 2025 | $0.1100 |
| Dec 13, 2024 | $0.1100 |
| Sep 13, 2024 | $0.1100 |
| Jun 13, 2024 | $0.1100 |
| Mar 13, 2024 | $0.1100 |
| Dec 13, 2023 | $0.1100 |
| Sep 13, 2023 | $0.1100 |
| Jun 14, 2023 | $0.1100 |
| Mar 14, 2023 | $0.1100 |
| Dec 14, 2022 | $0.1100 |
| Sep 14, 2022 | $0.1100 |
| Jun 14, 2022 | $0.1100 |
| Mar 14, 2022 | $0.1100 |
| Dec 14, 2021 | $0.1100 |
| Sep 14, 2021 | $0.1100 |
| Jun 14, 2021 | $0.1100 |
| Mar 12, 2021 | $0.1100 |
| Dec 14, 2020 | $0.1100 |
| Sep 14, 2020 | $0.1100 |
| Jun 12, 2020 | $0.1100 |