UNM · Unum Group - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.36B | - | $3.38B | $3.36B | $3.09B | - | $3.22B | $3.23B | $3.20B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $302.70M | - | $54.50M | $417.00M | $243.60M | - | $501.80M | $495.50M | $495.70M | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - |
| Income Tax | $70.70M | - | $14.80M | $81.40M | $54.50M | - | $168.90M | $106.00M | $100.50M | - |
| Net Income | $232.00M | - | $39.70M | $335.60M | $189.10M | - | $645.70M | $389.50M | $395.20M | - |
| EPS - Basic | $1.41 | - | $0.23 | $1.93 | $1.06 | - | $3.46 | $2.05 | $2.05 | - |
| EPS - Diluted | $1.41 | - | $0.23 | $1.92 | $1.06 | - | $3.46 | $2.05 | $2.04 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $192.60M | $158.20M | $327.90M | $1.19B | $237.70M | $162.80M | $163.40M | $132.70M | $279.10M | $146.00M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $62.71B | $63.52B | $63.68B | $62.84B | $62.46B | $61.96B | $64.14B | $62.04B | $62.49B | $63.26B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | $3.77B | - | - | - | $3.47B | - | - | - | $3.43B |
| Total Liabilities | $51.82B | $52.40B | $52.77B | $51.52B | $51.25B | $51.00B | $53.19B | $51.58B | $52.27B | $53.60B |
| Stockholders' Equity | $10.89B | $11.12B | $10.91B | $11.32B | $11.21B | $10.96B | $10.95B | $10.46B | $10.22B | $9.65B |
| Retained Earnings | $13.50B | $13.35B | $13.25B | $13.29B | $13.03B | $12.91B | $12.64B | $12.07B | $11.75B | $11.43B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $340.80M | - | - | - | $353.60M | - | - | - | $298.30M | - |
| Investing Cash Flow | $82.70M | - | - | - | ($12.10M) | - | - | - | $17.70M | - |
| Financing Cash Flow | ($389.10M) | - | - | - | ($266.60M) | - | - | - | ($182.90M) | - |
| CapEx | $39.60M | - | - | - | $35.80M | - | - | - | $28.30M | - |
| Free Cash Flow | $301.20M | - | - | - | $317.80M | - | - | - | $270.00M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 9.0% | - | 1.6% | 12.4% | 7.9% | - | 15.6% | 15.3% | 15.5% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 6.9% | - | 1.2% | 10.0% | 6.1% | - | 20.1% | 12.0% | 12.3% | - |
| Free cash flow margin | 9.0% | - | - | - | 10.3% | - | - | - | 8.4% | - |
| FCF / Net income | 1.30 | - | - | - | 1.68 | - | - | - | 0.68 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 23.4% | - | 27.2% | 19.5% | 22.4% | - | 20.7% | 21.4% | 20.3% | - |
| Return on assets | 0.4% | - | 0.1% | 0.5% | 0.3% | - | 1.0% | 0.6% | 0.6% | - |
| Return on equity | 2.1% | - | 0.4% | 3.0% | 1.7% | - | 5.9% | 3.7% | 3.9% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | 0.34 | - | - | - | 0.32 | - | - | - | 0.36 |
| Debt / Assets | - | 0.06 | - | - | - | 0.06 | - | - | - | 0.05 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | - | - |
| Equity multiplier | 5.76 | 5.71 | 5.84 | 5.55 | 5.57 | 5.65 | 5.86 | 5.93 | 6.11 | 6.55 |
| Liabilities / Assets | 0.83 | 0.82 | 0.83 | 0.82 | 0.82 | 0.82 | 0.83 | 0.83 | 0.84 | 0.85 |
| Efficiency | ||||||||||
| Asset turnover | 0.05 | - | 0.05 | 0.05 | 0.05 | - | 0.05 | 0.05 | 0.05 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 51.8x | - | 338.2x | 42.1x | 76.8x | - | 17.2x | 24.9x | 26.3x | - |
| P / B | 1.1x | - | 1.2x | 1.2x | 1.3x | - | 1.0x | 0.9x | 1.0x | - |
| P / S | 3.6x | - | 3.9x | 4.2x | 4.7x | - | 3.5x | 3.0x | 3.2x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 8.5% | - | 5.0% | 4.0% | -3.4% | - | 4.0% | 3.9% | 5.4% | - |
| Revenue CAGR (3y) | 3.4% | - | 4.5% | 3.4% | 1.2% | - | 2.7% | 2.6% | 1.4% | - |
| Revenue CAGR (5y) | 1.8% | - | 2.4% | 2.2% | 1.5% | - | 1.7% | 1.4% | 1.4% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 24.3% | - | -89.1% | -15.8% | -50.9% | - | 91.7% | -0.6% | 9.8% | - |
| Net income growth (YoY) | 22.7% | - | -93.9% | -13.8% | -52.2% | - | 219.7% | -0.9% | 10.3% | - |
| EPS growth (YoY) | 33.0% | - | -93.4% | -6.3% | -48.0% | - | 239.2% | 3.5% | 13.3% | - |
| EPS CAGR (3y) | -7.8% | - | -51.7% | 1.6% | -5.3% | - | 29.3% | 32.1% | 39.6% | - |
| EPS CAGR (5y) | 13.5% | - | -27.3% | 8.1% | 6.1% | - | 24.4% | 9.0% | 9.3% | - |
| FCF growth (YoY) | -5.2% | - | - | - | 17.7% | - | - | - | 122.2% | - |
| FCF CAGR (5y) | - | - | - | - | 11.9% | - | - | - | -11.2% | - |
| Book value growth (YoY) | -2.9% | 1.4% | -0.4% | 8.2% | 9.7% | 13.6% | 13.9% | 13.2% | 10.5% | 4.9% |
Peer comparison
Same SIC group: Accident & Health Insurance
Comparing Unum Group against the 4 most active filers in the same SIC group.
Dividends
$1.84/share trailing 12 months · +9.5% YoY
| Ex-date | Per share |
|---|---|
| Apr 24, 2026 | $0.4600 |
| Jan 30, 2026 | $0.4600 |
| Oct 24, 2025 | $0.4600 |
| Jul 25, 2025 | $0.4600 |
| Apr 25, 2025 | $0.4200 |
| Jan 24, 2025 | $0.4200 |
| Oct 25, 2024 | $0.4200 |
| Jul 26, 2024 | $0.4200 |
| Apr 25, 2024 | $0.3650 |
| Jan 25, 2024 | $0.3650 |
| Oct 26, 2023 | $0.3650 |
| Jul 27, 2023 | $0.3650 |
| Apr 27, 2023 | $0.3300 |
| Jan 26, 2023 | $0.3300 |
| Oct 27, 2022 | $0.3300 |
| Jul 28, 2022 | $0.3300 |
| Apr 28, 2022 | $0.3000 |
| Jan 27, 2022 | $0.3000 |
| Oct 28, 2021 | $0.3000 |
| Jul 29, 2021 | $0.3000 |
| Apr 29, 2021 | $0.2850 |
| Jan 28, 2021 | $0.2850 |
| Oct 29, 2020 | $0.2850 |
| Jul 30, 2020 | $0.2850 |