PFG · Principal Financial Group Inc - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · PFG

1Y 3Y 5Y Max

Annual Quarterly

Income Statement

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$15.63B	$16.13B	$13.67B	$17.49B	$14.26B	$14.74B
Cost of Revenue	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-
R&D	-	-	-	-	-	-
SG&A	-	-	-	-	-	-
Total Operating Expenses	-	-	-	-	-	-
D&A	-	-	$202.90M	$230.00M	$208.00M	$186.60M
Operating Income	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-
Income Tax	$160.50M	$291.70M	$68.70M	$1.21B	$326.20M	$265.00M
Net Income	$1.19B	$1.57B	$623.20M	$4.81B	$1.71B	$1.40B
EPS - Basic	$5.32	$6.77	$2.58	$19.16	$6.36	$5.08
EPS - Diluted	$5.25	$6.68	$2.55	$18.85	$6.27	$5.05

Balance Sheet

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Cash & Equivalents	$4.43B	$4.21B	$4.71B	$4.85B	$2.33B	$2.85B
Accounts Receivable	-	-	-	-	-	-
Inventory	-	-	-	-	-	-
Accounts Payable	-	-	-	-	-	-
Current Assets	-	-	-	-	-	-
Total Assets	$341.38B	$313.66B	$305.05B	$292.24B	$304.66B	$296.63B
Current Liabilities	-	-	-	-	-	-
Long-term Debt	$3.93B	$3.96B	$3.93B	$4.00B	$4.28B	$4.28B
Total Liabilities	$328.99B	$302.19B	$293.84B	$281.93B	$288.20B	$279.75B
Stockholders' Equity	$11.88B	$11.09B	$10.92B	$10.00B	$16.07B	$16.56B
Retained Earnings	$18.07B	$17.58B	$16.68B	$17.04B	$12.88B	$11.84B

Cash Flow

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Operating Cash Flow	$4.54B	$4.60B	$3.79B	$3.17B	$3.22B	$3.74B
Investing Cash Flow	($4.14B)	($5.40B)	($1.35B)	$1.06B	($5.66B)	($5.03B)
Financing Cash Flow	($181.80M)	$300.30M	($2.59B)	($1.72B)	$1.92B	$1.62B
CapEx	-	-	-	-	-	-
Free Cash Flow	-	-	-	-	-	-

Ratios

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Profitability
Gross margin	-	-	-	-	-	-
Operating margin	-	-	-	-	-	-
EBITDA margin	-	-	-	-	-	-
Net margin	7.6%	9.7%	4.6%	27.5%	12.0%	9.5%
Free cash flow margin	-	-	-	-	-	-
FCF / Net income	-	-	-	-	-	-
R&D / Revenue	-	-	-	-	-	-
SG&A / Revenue	-	-	-	-	-	-
Effective tax rate	11.9%	15.7%	9.9%	20.1%	16.0%	16.0%
Return on assets	0.3%	0.5%	0.2%	1.6%	0.6%	0.5%
Return on equity	10.0%	14.2%	5.7%	48.1%	10.6%	8.4%
Return on invested capital	-	-	-	-	-	-
Liquidity
Current ratio	-	-	-	-	-	-
Quick ratio	-	-	-	-	-	-
Cash ratio	-	-	-	-	-	-
Leverage
Debt / Equity	0.33	0.36	0.36	0.40	0.27	0.26
Debt / Assets	0.01	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA	-	-	-	-	-	-
Interest coverage	-	-	-	-	-	-
Equity multiplier	28.73	28.29	27.94	29.22	18.96	17.91
Liabilities / Assets	0.96	0.96	0.96	0.96	0.95	0.94
Efficiency
Asset turnover	0.05	0.05	0.04	0.06	0.05	0.05
Inventory turnover	-	-	-	-	-	-
Days sales outstanding	-	-	-	-	-	-
Days inventory outstanding	-	-	-	-	-	-
Days payable outstanding	-	-	-	-	-	-
Cash conversion cycle	-	-	-	-	-	-
Valuation
P / E	16.8x	11.6x	30.9x	4.5x	11.5x	9.8x
P / B	1.7x	1.6x	1.8x	2.1x	1.2x	0.8x
P / S	1.3x	1.1x	1.4x	1.2x	1.4x	0.9x
EV / EBITDA	-	-	-	-	-	-
Growth
Revenue growth (YoY)	-3.1%	18.0%	-21.9%	22.6%	-3.2%	-9.1%
Revenue CAGR (3y)	-3.7%	4.2%	-2.5%	2.5%	0.1%	1.5%
Revenue CAGR (5y)	1.2%	-0.1%	-0.8%	4.4%	2.8%	4.3%
Gross profit growth (YoY)	-	-	-	-	-	-
Operating income growth (YoY)	-	-	-	-	-	-
Net income growth (YoY)	-24.6%	152.1%	-87.0%	181.3%	22.6%	0.1%
EPS growth (YoY)	-21.4%	162.0%	-86.5%	200.6%	24.2%	1.8%
EPS CAGR (3y)	-34.7%	2.1%	-20.4%	56.1%	5.4%	-13.8%
EPS CAGR (5y)	0.8%	6.1%	-13.8%	19.1%	6.9%	4.5%
FCF growth (YoY)	-	-	-	-	-	-
FCF CAGR (5y)	-	-	-	-	-	-
Book value growth (YoY)	7.2%	1.6%	9.1%	-37.8%	-3.0%	13.3%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$15.27B total

Segment Retirement And Income Solutions$8.18B · 53.6%

Segment Benefits And Protection$4.97B · 32.5%

Segment Principal Asset Management$2.81B · 18.4%

Segment Corporate($686.90M) · -4.5%

Product / service

$1.97B total

Management Service$1.59B · 80.8%

Administrative Service$587.50M · 29.8%

Financial Service Other$165.60M · 8.4%

Deposit Account$13.30M · 0.7%

Commission Income$5.90M · 0.3%

Products And Services Eliminations($393.10M) · -19.9%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

5/9

Neutral

✓Net income positive
✓Operating cash flow positive
✗ROA improved YoY
✓Cash flow > net income
✓Long-term debt decreased
-Current ratio improved
✓No share dilution
-Gross margin improved
✗Asset turnover improved

Peer comparison

Same SIC group: Accident & Health Insurance

Company	Revenue (last FY)	Net margin	ROE
CNO	$4.49B	5.1%	8.7%
AFL	$17.16B	21.2%	12.4%
UNM	$13.08B	5.6%	6.6%
GTS	$3.70B	1.8%	6.9%

Comparing PRINCIPAL FINANCIAL GROUP INC against the 4 most active filers in the same SIC group.

Dividends

$3.19/share trailing 12 months · +7.8% YoY

Ex-date	Per share
Jun 1, 2026	$0.8200
Mar 11, 2026	$0.8000
Dec 3, 2025	$0.7900
Sep 4, 2025	$0.7800
Jun 2, 2025	$0.7600
Mar 12, 2025	$0.7500
Dec 2, 2024	$0.7300
Sep 5, 2024	$0.7200
Jun 3, 2024	$0.7100
Mar 11, 2024	$0.6900
Nov 30, 2023	$0.6700
Sep 6, 2023	$0.6500
May 31, 2023	$0.6400
Mar 14, 2023	$0.6400
Nov 30, 2022	$0.6400
Sep 7, 2022	$0.6400
Jun 1, 2022	$0.6400
Mar 9, 2022	$0.6400
Nov 30, 2021	$0.6400
Aug 31, 2021	$0.6300
Jun 2, 2021	$0.6100
Feb 26, 2021	$0.5600
Dec 1, 2020	$0.5600
Aug 31, 2020	$0.5600