CoverageForm 410-K10-Q8-K13D13G13F

TSBK · Timberland Bancorp Inc - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · TSBK

Income Statement

Line itemQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q1 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A-$363.0K--$375.0K--$356.0K-$338.0K
Operating Income----------
Interest Expense------$8.16M$6.49M-$1.37M
Income Tax$1.74M$2.10M$1.79M$1.71M$1.71M-$1.53M$1.55M-$1.88M
Net Income$7.13M$8.22M$7.10M$6.75M$6.86M-$5.92M$6.30M-$7.51M
EPS - Basic$0.91$1.04$0.90$0.85$0.86-$0.74$0.78-$0.91
EPS - Diluted$0.90$1.04$0.90$0.85$0.86-$0.74$0.77-$0.90

Balance Sheet

Line itemQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q1 '23
Cash & Equivalents$294.67M$246.86M$243.43M$191.21M$164.07M$164.73M$158.91M$158.02M$128.72M$129.95M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$2.05B$2.01B$2.01B$1.93B$1.91B$1.92B$1.90B$1.90B$1.84B$1.81B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$1.78B$1.74B$1.75B$1.68B$1.66B$1.68B$1.66B$1.66B$1.61B$1.58B
Stockholders' Equity$271.09M$268.41M$262.61M$252.52M$249.20M$245.41M$241.22M$237.37M$233.07M$229.26M
Retained Earnings$247.46M$242.62M$236.61M$225.17M$220.40M$215.53M$211.09M$203.33M$199.39M$194.61M

Cash Flow

Line itemQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q1 '23
Operating Cash Flow-$6.08M--($3.06M)--$4.87M-$9.42M
Investing Cash Flow-$12.15M--$22.05M--($24.83M)-($67.61M)
Financing Cash Flow-($14.80M)--($19.66M)--$49.26M-($33.67M)
CapEx-$505.0K--$506.0K--$298.0K-$143.0K
Free Cash Flow-$5.58M--($3.56M)--$4.57M-$9.28M

Ratios

MetricQ2 '26Q1 '26Q3 '25Q2 '25Q1 '25Q3 '24Q2 '24Q1 '24Q3 '23Q1 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income-0.68---0.52--0.73-1.24
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate19.6%20.4%20.1%20.2%20.0%-20.6%19.7%-20.0%
Return on assets0.3%0.4%0.4%0.3%0.4%-0.3%0.3%-0.4%
Return on equity2.6%3.1%2.7%2.7%2.8%-2.5%2.7%-3.3%
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage----------
Equity multiplier7.557.477.667.657.667.847.887.987.897.88
Liabilities / Assets0.870.870.870.870.870.870.870.870.870.87
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E43.8x34.4x37.0x35.5x35.5x-36.6x40.9x-28.4x
P / B1.2x1.1x1.0x1.0x1.0x-0.9x1.1x-0.9x
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)----------
Net income growth (YoY)5.6%19.8%-14.0%9.0%---16.1%-36.9%
EPS growth (YoY)5.9%20.9%-14.9%11.7%---14.4%-38.5%
EPS CAGR (3y)-4.9%9.3%10.5%9.8%--4.9%-4.0%-4.9%
EPS CAGR (5y)0.9%3.6%4.0%7.2%2.0%-0.5%3.1%-13.4%
FCF growth (YoY)--------50.8%-123.0%
FCF CAGR (5y)-49.6%------4.6%-10.8%
Book value growth (YoY)7.4%7.7%7.0%4.7%5.0%5.3%-3.5%6.6%9.0%

Peer comparison

Same SIC group: Savings Institutions, Not Federally Chartered

CompanyRevenue (last FY)Net marginROE
FSBW--10.8%
HFWA$12.01M562.5%7.3%
NYSE:NYCB---2.2%
BHLB$29.95M301.4%3.6%
TCBX--12.5%

Comparing TIMBERLAND BANCORP INC against the 5 most active filers in the same SIC group.

Dividends

$1.12/share trailing 12 months · +12.0% YoY

Ex-datePer share
May 8, 2026$0.2900
Feb 13, 2026$0.2900
Nov 14, 2025$0.2800
Aug 8, 2025$0.2600
May 9, 2025$0.2600
Feb 14, 2025$0.2500
Nov 15, 2024$0.2500
Aug 9, 2024$0.2400
May 9, 2024$0.2400
Feb 8, 2024$0.2400
Nov 10, 2023$0.2300
Aug 10, 2023$0.2300
May 11, 2023$0.2300
Feb 9, 2023$0.2300
Nov 9, 2022$0.3200
Aug 11, 2022$0.2200
May 12, 2022$0.2200
Feb 10, 2022$0.2200
Nov 10, 2021$0.2100
Aug 12, 2021$0.3100
May 13, 2021$0.2100
Feb 11, 2021$0.3100
Nov 12, 2020$0.2000
Aug 13, 2020$0.2000