TSBK · Timberland Bancorp Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $1.54M | $1.46M | $1.38M | $1.37M | $1.56M | $1.57M |
| Operating Income | - | - | - | - | - | - |
| Interest Expense | - | - | $11.59M | $2.67M | $3.10M | $4.70M |
| Income Tax | $7.07M | $6.12M | $6.88M | $5.96M | $6.84M | $6.04M |
| Net Income | $29.16M | $24.28M | $27.12M | $23.60M | $27.58M | $24.27M |
| EPS - Basic | $3.68 | $3.02 | $3.32 | $2.84 | $3.31 | $2.91 |
| EPS - Diluted | $3.67 | $3.01 | $3.29 | $2.82 | $3.27 | $2.88 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $243.43M | $164.73M | $128.72M | $316.75M | $580.20M | $314.45M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $2.01B | $1.92B | $1.84B | $1.86B | $1.79B | $1.57B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $1.75B | $1.68B | $1.61B | $1.64B | $1.59B | $1.38B |
| Stockholders' Equity | $262.61M | $245.41M | $233.07M | $218.57M | $206.90M | $187.63M |
| Retained Earnings | $236.61M | $215.53M | $199.39M | $180.53M | $164.17M | $145.17M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $30.16M | $23.02M | $31.00M | $26.50M | $29.64M | $33.86M |
| Investing Cash Flow | ($8.25M) | ($45.80M) | ($170.22M) | ($335.16M) | $37.45M | ($154.67M) |
| Financing Cash Flow | $56.79M | $58.78M | ($48.81M) | $45.22M | $198.66M | $292.25M |
| CapEx | $1.74M | $1.31M | $1.11M | $911.0K | $895.0K | $1.99M |
| Free Cash Flow | $28.42M | $21.71M | $29.89M | $25.59M | $28.74M | $31.87M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 0.97 | 0.89 | 1.10 | 1.08 | 1.04 | 1.31 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 19.5% | 20.1% | 20.2% | 20.2% | 19.9% | 19.9% |
| Return on assets | 1.4% | 1.3% | 1.5% | 1.3% | 1.5% | 1.5% |
| Return on equity | 11.1% | 9.9% | 11.6% | 10.8% | 13.3% | 12.9% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - |
| Equity multiplier | 7.66 | 7.84 | 7.89 | 8.51 | 8.66 | 8.35 |
| Liabilities / Assets | 0.87 | 0.87 | 0.87 | 0.88 | 0.88 | 0.88 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 9.1x | 10.1x | 8.2x | 9.8x | 8.8x | 6.3x |
| P / B | 1.0x | 1.0x | 1.0x | 1.1x | 1.2x | 0.8x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | - | - | - | - |
| Net income growth (YoY) | 20.1% | -10.5% | 14.9% | -14.4% | 13.7% | 1.0% |
| EPS growth (YoY) | 21.9% | -8.5% | 16.7% | -13.8% | 13.5% | 1.4% |
| EPS CAGR (3y) | 9.2% | -2.7% | 4.5% | -0.2% | 13.8% | 14.5% |
| EPS CAGR (5y) | 5.0% | 1.2% | 8.2% | 8.0% | 18.0% | 19.7% |
| FCF growth (YoY) | 30.9% | -27.4% | 16.8% | -11.0% | -9.8% | 99.7% |
| FCF CAGR (5y) | -2.3% | 6.4% | 9.2% | 19.9% | 21.1% | 36.0% |
| Book value growth (YoY) | 7.0% | 5.3% | 6.6% | 5.6% | 10.3% | 9.7% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Savings Institutions, Not Federally Chartered
Comparing TIMBERLAND BANCORP INC against the 5 most active filers in the same SIC group.
Dividends
$1.12/share trailing 12 months · +12.0% YoY
| Ex-date | Per share |
|---|---|
| May 8, 2026 | $0.2900 |
| Feb 13, 2026 | $0.2900 |
| Nov 14, 2025 | $0.2800 |
| Aug 8, 2025 | $0.2600 |
| May 9, 2025 | $0.2600 |
| Feb 14, 2025 | $0.2500 |
| Nov 15, 2024 | $0.2500 |
| Aug 9, 2024 | $0.2400 |
| May 9, 2024 | $0.2400 |
| Feb 8, 2024 | $0.2400 |
| Nov 10, 2023 | $0.2300 |
| Aug 10, 2023 | $0.2300 |
| May 11, 2023 | $0.2300 |
| Feb 9, 2023 | $0.2300 |
| Nov 9, 2022 | $0.3200 |
| Aug 11, 2022 | $0.2200 |
| May 12, 2022 | $0.2200 |
| Feb 10, 2022 | $0.2200 |
| Nov 10, 2021 | $0.2100 |
| Aug 12, 2021 | $0.3100 |
| May 13, 2021 | $0.2100 |
| Feb 11, 2021 | $0.3100 |
| Nov 12, 2020 | $0.2000 |
| Aug 13, 2020 | $0.2000 |