TREE · Lendingtree, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $327.27M | - | $307.79M | $250.12M | $239.73M | - | $260.79M | $210.14M | $167.77M | - |
| Cost of Revenue | $11.70M | - | $11.02M | $10.03M | $9.91M | - | $9.37M | $8.41M | $8.54M | - |
| Gross Profit | $100.76M | - | $94.56M | $85.11M | $78.98M | - | $78.64M | $72.49M | $70.52M | - |
| R&D | $11.47M | - | $11.30M | $11.47M | $11.90M | - | $11.19M | $10.37M | $11.86M | - |
| SG&A | $27.99M | - | $26.23M | $25.03M | $30.66M | - | $26.68M | $27.12M | $25.80M | - |
| Total Operating Expenses | $296.15M | - | $279.03M | $229.19M | $246.84M | - | $250.87M | $200.55M | $160.59M | - |
| D&A | $4.18M | - | $4.00M | $4.24M | $4.30M | - | $4.58M | $4.60M | $4.67M | - |
| Operating Income | $31.11M | - | $28.77M | $20.92M | ($7.11M) | - | $9.92M | $9.59M | $7.18M | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - |
| Income Tax | $5.65M | - | $1.43M | $1.91M | ($2.43M) | - | $447.0K | $1.69M | $559.0K | - |
| Net Income | $17.27M | - | $10.16M | $8.86M | ($12.38M) | - | ($57.98M) | $7.75M | $1.02M | - |
| EPS - Basic | $1.25 | - | $0.75 | $0.65 | ($0.92) | - | ($4.34) | $0.58 | $0.08 | - |
| EPS - Diluted | $1.22 | - | $0.73 | $0.65 | ($0.92) | - | ($4.34) | $0.58 | $0.08 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $85.52M | $81.07M | $68.58M | $149.13M | $126.39M | $106.59M | $96.79M | $66.77M | $230.75M | $112.05M |
| Accounts Receivable | $117.49M | $110.58M | $149.44M | $126.19M | $85.24M | $97.79M | $125.26M | $107.71M | $63.32M | $54.95M |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | $7.79M | $6.74M | $52.05M | $41.10M | $6.04M | $8.36M | $48.79M | $3.04M | $3.10M | $1.96M |
| Current Assets | $244.40M | $229.71M | $258.77M | $319.02M | $254.48M | $238.46M | $251.71M | $205.94M | $325.68M | $196.48M |
| Total Assets | $863.88M | $855.69M | $759.92M | $835.76M | $777.10M | $767.67M | $787.16M | $802.19M | $926.70M | $802.76M |
| Current Liabilities | $129.33M | $137.46M | $180.87M | $260.59M | $212.54M | $240.48M | $272.19M | $113.11M | $87.71M | $75.63M |
| Long-term Debt | $387.02M | $387.69M | $388.37M | $385.11M | $387.66M | $344.12M | $346.20M | $467.72M | $631.33M | $525.62M |
| Total Liabilities | $559.15M | $568.89M | $627.52M | $717.65M | $673.36M | $658.85M | $692.91M | $656.37M | $795.18M | $678.63M |
| Stockholders' Equity | $304.73M | $286.80M | $132.40M | $118.11M | $103.74M | $108.82M | $94.26M | $145.82M | $131.51M | $124.13M |
| Retained Earnings | ($710.83M) | ($728.10M) | ($872.75M) | ($882.92M) | ($891.78M) | ($879.41M) | ($886.91M) | ($828.93M) | ($836.69M) | ($837.70M) |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $11.55M | - | - | - | ($210.0K) | - | - | - | $5.71M | - |
| Investing Cash Flow | ($2.72M) | - | - | - | ($3.41M) | - | - | - | ($2.75M) | - |
| Financing Cash Flow | ($4.39M) | - | - | - | $23.42M | - | - | - | $115.74M | - |
| CapEx | $2.77M | - | - | - | $3.41M | - | - | - | $2.75M | - |
| Free Cash Flow | $8.78M | - | - | - | ($3.62M) | - | - | - | $2.96M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | 30.8% | - | 30.7% | 34.0% | 32.9% | - | 30.2% | 34.5% | 42.0% | - |
| Operating margin | 9.5% | - | 9.3% | 8.4% | -3.0% | - | 3.8% | 4.6% | 4.3% | - |
| EBITDA margin | 10.8% | - | 10.6% | 10.1% | -1.2% | - | 5.6% | 6.8% | 7.1% | - |
| Net margin | 5.3% | - | 3.3% | 3.5% | -5.2% | - | -22.2% | 3.7% | 0.6% | - |
| Free cash flow margin | 2.7% | - | - | - | -1.5% | - | - | - | 1.8% | - |
| FCF / Net income | 0.51 | - | - | - | 0.29 | - | - | - | 2.92 | - |
| R&D / Revenue | 3.5% | - | 3.7% | 4.6% | 5.0% | - | 4.3% | 4.9% | 7.1% | - |
| SG&A / Revenue | 8.6% | - | 8.5% | 10.0% | 12.8% | - | 10.2% | 12.9% | 15.4% | - |
| Effective tax rate | 24.7% | - | 12.3% | 17.7% | - | - | - | 17.9% | 35.5% | - |
| Return on assets | 2.0% | - | 1.3% | 1.1% | -1.6% | - | -7.4% | 1.0% | 0.1% | - |
| Return on equity | 5.7% | - | 7.7% | 7.5% | -11.9% | - | -61.5% | 5.3% | 0.8% | - |
| Return on invested capital | 3.4% | - | 4.8% | 3.4% | -1.1% | - | 1.8% | 1.3% | 0.6% | - |
| Liquidity | ||||||||||
| Current ratio | 1.89 | 1.67 | 1.43 | 1.22 | 1.20 | 0.99 | 0.92 | 1.82 | 3.71 | 2.60 |
| Quick ratio | 1.89 | 1.67 | 1.43 | 1.22 | 1.20 | 0.99 | 0.92 | 1.82 | 3.71 | 2.60 |
| Cash ratio | 0.66 | 0.59 | 0.38 | 0.57 | 0.59 | 0.44 | 0.36 | 0.59 | 2.63 | 1.48 |
| Leverage | ||||||||||
| Debt / Equity | 1.27 | 1.35 | 2.93 | 3.26 | 3.74 | 3.16 | 3.67 | 3.21 | 4.80 | 4.23 |
| Debt / Assets | 0.45 | 0.45 | 0.51 | 0.46 | 0.50 | 0.45 | 0.44 | 0.58 | 0.68 | 0.65 |
| Debt / EBITDA | 10.96 | - | 11.85 | 15.30 | - | - | 23.87 | 32.97 | 53.30 | - |
| Interest coverage | - | - | - | - | - | - | - | - | - | - |
| Equity multiplier | 2.83 | 2.98 | 5.74 | 7.08 | 7.49 | 7.05 | 8.35 | 5.50 | 7.05 | 6.47 |
| Liabilities / Assets | 0.65 | 0.66 | 0.83 | 0.86 | 0.87 | 0.86 | 0.88 | 0.82 | 0.86 | 0.85 |
| Efficiency | ||||||||||
| Asset turnover | 0.38 | - | 0.41 | 0.30 | 0.31 | - | 0.33 | 0.26 | 0.18 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | 131d | - | 177d | 184d | 130d | - | 175d | 187d | 138d | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | 243d | - | 1724d | 1496d | 223d | - | 1900d | 132d | 132d | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 35.1x | - | 88.7x | 57.0x | - | - | - | 71.7x | 529.3x | - |
| P / B | 2.0x | - | 6.8x | 4.3x | 6.5x | - | 8.2x | 3.8x | 4.3x | - |
| P / S | 1.9x | - | 2.9x | 2.0x | 2.8x | - | 3.0x | 2.7x | 3.4x | - |
| EV / EBITDA | 25.7x | - | 37.4x | 29.5x | - | - | 70.6x | 67.6x | 81.3x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 36.5% | - | 18.0% | 19.0% | 42.9% | - | 68.0% | 15.2% | -16.3% | - |
| Revenue CAGR (3y) | 17.7% | - | 9.0% | -1.5% | -5.4% | - | -4.3% | -8.0% | -15.0% | - |
| Revenue CAGR (5y) | 3.7% | - | 6.9% | 6.3% | -3.3% | - | -3.4% | -5.5% | -8.6% | - |
| Gross profit growth (YoY) | 27.6% | - | 20.3% | 17.4% | 12.0% | - | 13.9% | -7.7% | -11.8% | - |
| Operating income growth (YoY) | - | - | 190.0% | 118.3% | - | - | - | 45.0% | - | - |
| Net income growth (YoY) | - | - | - | 14.3% | - | - | 60.9% | - | -92.5% | - |
| EPS growth (YoY) | - | - | - | 12.1% | - | - | 62.0% | - | -92.3% | - |
| EPS CAGR (3y) | 5.5% | - | - | - | - | - | - | 6.5% | -61.0% | - |
| EPS CAGR (5y) | -2.0% | - | - | - | - | - | - | -6.7% | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | -60.8% | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | -30.5% | - |
| Book value growth (YoY) | 193.7% | 163.5% | 40.5% | -19.0% | -21.1% | -12.3% | -8.1% | -39.7% | -43.1% | -40.3% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$1.37B totalInsurance Segment$711.88M · 51.9%
Consumer Segment$253.37M · 18.5%
Home Segment$151.76M · 11.1%
Other Consumer$138.93M · 10.1%
Personal Loans$114.44M · 8.3%
All Other Segments$310.0K · 0.0%
Product / service
$310.0K totalOther Products And Services$310.0K · 100.0%
Peer comparison
Same SIC group: Loan Brokers
Comparing LendingTree against the 4 most active filers in the same SIC group.
Dividends
$0.00/share trailing 12 months
| Ex-date | Per share |
|---|---|
| Dec 13, 2012 | $1.0000 |