SFNC · Simmons First National Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $10.00M | - | - | - | $10.76M | - | - | - | $11.53M | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | $175.24M | $170.74M | - |
| Income Tax | $17.53M | - | ($160.73M) | $8.87M | $5.81M | - | $761.0K | $5.99M | $6.13M | - |
| Net Income | $68.54M | - | ($562.79M) | $54.77M | $32.39M | - | $24.74M | $40.76M | $38.87M | - |
| EPS - Basic | $0.47 | - | ($4.01) | $0.43 | $0.26 | - | $0.20 | $0.32 | $0.31 | - |
| EPS - Diluted | $0.47 | - | ($4.00) | $0.43 | $0.26 | - | $0.20 | $0.32 | $0.31 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $548.48M | $711.91M | $643.62M | $644.46M | $634.29M | $687.38M | $603.40M | $574.33M | $603.30M | $614.09M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $24.69B | $24.54B | $24.21B | $26.69B | $26.79B | $26.88B | $27.27B | $27.37B | $27.37B | $27.35B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $332.46M | $334.97M | $670.08M | $385.72M | $386.19M | $386.67M | $387.13M | $387.60M | $388.05M | $388.51M |
| Total Liabilities | $21.26B | $21.12B | $20.85B | $23.14B | $23.26B | $23.35B | $23.74B | $23.91B | $23.93B | $23.92B |
| Stockholders' Equity | $3.44B | $3.42B | $3.35B | $3.55B | $3.53B | $3.53B | $3.53B | $3.46B | $3.44B | $3.43B |
| Retained Earnings | $901.70M | $864.34M | $817.02M | $1.41B | $1.38B | $1.38B | $1.35B | $1.36B | $1.34B | $1.33B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $40.31M | - | - | - | $32.80M | - | - | - | $57.59M | - |
| Investing Cash Flow | ($321.92M) | - | - | - | ($9.01M) | - | - | - | ($39.70M) | - |
| Financing Cash Flow | $118.19M | - | - | - | ($76.88M) | - | - | - | ($28.68M) | - |
| CapEx | $6.27M | - | - | - | $10.15M | - | - | - | $9.85M | - |
| Free Cash Flow | $34.04M | - | - | - | $22.64M | - | - | - | $47.75M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.50 | - | - | - | 0.70 | - | - | - | 1.23 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 20.4% | - | - | 13.9% | 15.2% | - | 3.0% | 12.8% | 13.6% | - |
| Return on assets | 0.3% | - | -2.3% | 0.2% | 0.1% | - | 0.1% | 0.1% | 0.1% | - |
| Return on equity | 2.0% | - | -16.8% | 1.5% | 0.9% | - | 0.7% | 1.2% | 1.1% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.10 | 0.10 | 0.20 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 |
| Debt / Assets | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | - | - |
| Equity multiplier | 7.18 | 7.18 | 7.22 | 7.52 | 7.59 | 7.62 | 7.73 | 7.91 | 7.96 | 7.98 |
| Liabilities / Assets | 0.86 | 0.86 | 0.86 | 0.87 | 0.87 | 0.87 | 0.87 | 0.87 | 0.87 | 0.87 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 41.4x | - | - | 44.1x | 79.0x | - | 107.7x | 54.9x | 62.8x | - |
| P / B | 0.8x | - | 0.8x | 0.7x | 0.7x | - | 0.8x | 0.6x | 0.7x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Net income growth (YoY) | 111.6% | - | - | 34.4% | -16.7% | - | -47.6% | -30.1% | -14.7% | - |
| EPS growth (YoY) | 80.8% | - | - | 34.4% | -16.1% | - | -45.9% | -30.4% | -13.9% | - |
| EPS CAGR (3y) | 9.3% | - | - | 27.0% | -23.5% | - | -35.3% | -22.6% | -20.6% | - |
| EPS CAGR (5y) | -5.4% | - | - | -4.5% | -17.5% | - | -25.0% | -11.2% | -9.5% | - |
| FCF growth (YoY) | 50.3% | - | - | - | -52.6% | - | - | - | -45.9% | - |
| FCF CAGR (5y) | -14.2% | - | - | - | -24.6% | - | - | - | -8.8% | - |
| Book value growth (YoY) | -2.7% | -3.1% | -5.0% | 2.6% | 2.7% | 3.0% | 7.4% | 3.1% | 3.0% | 4.8% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$138.31M totalDeposit Account$50.94M · 36.8%
Fiduciary And Trust$39.40M · 28.5%
Credit And Debit Card$34.15M · 24.7%
Mortgage Loans$8.19M · 5.9%
Financial Service Other$5.63M · 4.1%
Peer comparison
Same SIC group: National Commercial Banks
Comparing SIMMONS FIRST NATIONAL CORP against the 5 most active filers in the same SIC group.
Dividends
$0.85/share trailing 12 months · +1.3% YoY
| Ex-date | Per share |
|---|---|
| Mar 13, 2026 | $0.2150 |
| Dec 15, 2025 | $0.2130 |
| Sep 15, 2025 | $0.2130 |
| Jun 13, 2025 | $0.2130 |
| Mar 14, 2025 | $0.2130 |
| Dec 13, 2024 | $0.2100 |
| Sep 13, 2024 | $0.2100 |
| Jun 14, 2024 | $0.2100 |
| Mar 14, 2024 | $0.2100 |
| Dec 14, 2023 | $0.2000 |
| Sep 14, 2023 | $0.2000 |
| Jun 14, 2023 | $0.2000 |
| Mar 14, 2023 | $0.2000 |
| Dec 14, 2022 | $0.1900 |
| Sep 14, 2022 | $0.1900 |
| Jun 14, 2022 | $0.1900 |
| Mar 14, 2022 | $0.1900 |
| Dec 14, 2021 | $0.1800 |
| Sep 14, 2021 | $0.1800 |
| Jun 14, 2021 | $0.1800 |
| Mar 12, 2021 | $0.1800 |
| Dec 14, 2020 | $0.1700 |
| Sep 14, 2020 | $0.1700 |
| Jun 12, 2020 | $0.1700 |