BAC · Bank of America Corp /De/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $113.10B | $101.89B | $98.58B | $94.95B | $89.11B | $85.53B |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $2.31B | $2.19B | $2.06B | $1.98B | $1.90B | $1.84B |
| Operating Income | $37.70B | $29.25B | $28.34B | $30.97B | $33.98B | $19.00B |
| Interest Expense | - | - | $73.33B | $20.10B | $4.74B | $8.22B |
| Income Tax | $7.19B | $2.12B | $1.83B | $3.44B | $2.00B | $1.10B |
| Net Income | $30.51B | $27.13B | $26.52B | $27.53B | $31.98B | $17.89B |
| EPS - Basic | $3.86 | $3.25 | $3.10 | $3.21 | $3.60 | $1.88 |
| EPS - Diluted | $3.81 | $3.21 | $3.08 | $3.19 | $3.57 | $1.87 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $231.84B | $290.11B | $333.07B | $230.20B | $348.22B | $380.46B |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $3411.74B | $3261.52B | $3180.15B | $3051.38B | $3169.49B | $2819.63B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | $317.82B | $283.28B | $302.20B | $275.98B | $280.12B | $262.93B |
| Total Liabilities | $3108.49B | $2965.96B | $2888.51B | $2778.18B | $2899.43B | $2546.70B |
| Stockholders' Equity | $303.24B | $295.56B | $291.65B | $273.20B | $270.07B | $272.92B |
| Retained Earnings | $261.69B | $242.35B | $224.67B | $207.00B | $188.06B | $164.09B |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $12.61B | ($8.80B) | $44.98B | ($6.33B) | ($7.19B) | $37.99B |
| Investing Cash Flow | ($145.16B) | ($90.69B) | ($35.39B) | ($2.53B) | ($313.29B) | ($177.66B) |
| Financing Cash Flow | $69.95B | $60.37B | $93.34B | ($106.04B) | $291.65B | $355.82B |
| CapEx | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | 33.3% | 28.7% | 28.7% | 32.6% | 38.1% | 22.2% |
| EBITDA margin | 35.4% | 30.9% | 30.8% | 34.7% | 40.3% | 24.4% |
| Net margin | 27.0% | 26.6% | 26.9% | 29.0% | 35.9% | 20.9% |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 19.1% | 7.3% | 6.4% | 11.1% | 5.9% | 5.8% |
| Return on assets | 0.9% | 0.8% | 0.8% | 0.9% | 1.0% | 0.6% |
| Return on equity | 10.1% | 9.2% | 9.1% | 10.1% | 11.8% | 6.6% |
| Return on invested capital | 4.9% | 4.7% | 4.5% | 5.0% | 5.8% | 3.3% |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | 1.05 | 0.96 | 1.04 | 1.01 | 1.04 | 0.96 |
| Debt / Assets | 0.09 | 0.09 | 0.10 | 0.09 | 0.09 | 0.09 |
| Debt / EBITDA | 7.94 | 9.01 | 9.94 | 8.38 | 7.81 | 12.62 |
| Interest coverage | - | - | 0.4x | 1.5x | 7.2x | 2.3x |
| Equity multiplier | 11.25 | 11.04 | 10.90 | 11.17 | 11.74 | 10.33 |
| Liabilities / Assets | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.90 |
| Efficiency | ||||||
| Asset turnover | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 14.4x | 13.7x | 10.9x | 10.4x | 12.5x | 16.2x |
| P / B | 1.4x | 1.2x | 0.9x | 1.0x | 1.4x | 1.0x |
| P / S | 3.7x | 3.4x | 2.8x | 2.8x | 4.3x | 3.1x |
| EV / EBITDA | 12.7x | 10.9x | 7.9x | 9.6x | 8.7x | 7.2x |
| Growth | ||||||
| Revenue growth (YoY) | 11.0% | 3.4% | 3.8% | 6.6% | 4.2% | -6.3% |
| Revenue CAGR (3y) | 6.0% | 4.6% | 4.8% | 1.3% | -0.8% | -0.7% |
| Revenue CAGR (5y) | 5.7% | 2.2% | 1.6% | 1.7% | 1.3% | 0.7% |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 28.9% | 3.2% | -8.5% | -8.9% | 78.9% | -42.0% |
| Net income growth (YoY) | 12.4% | 2.3% | -3.7% | -13.9% | 78.7% | -34.8% |
| EPS growth (YoY) | 18.7% | 4.2% | -3.4% | -10.6% | 90.9% | -32.0% |
| EPS CAGR (3y) | 6.1% | -3.5% | 18.1% | 5.1% | 11.0% | 6.2% |
| EPS CAGR (5y) | 15.3% | 3.1% | 3.4% | 15.4% | 18.9% | 7.4% |
| FCF growth (YoY) | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | 2.6% | 1.3% | 6.8% | 1.2% | -1.0% | 3.1% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Geographic
$128.51B totalUS$97.69B · 76.0%
Non Us$15.41B · 12.0%
EMEA$7.56B · 5.9%
Asia$6.00B · 4.7%
Latin America$1.84B · 1.4%
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✗Cash flow > net income
- ✗Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- ✓Asset turnover improved
Peer comparison
Same SIC group: National Commercial Banks
Comparing BANK OF AMERICA CORP /DE/ against the 5 most active filers in the same SIC group.
Dividends
$1.10/share trailing 12 months · +7.8% YoY
| Ex-date | Per share |
|---|---|
| Mar 6, 2026 | $0.2800 |
| Dec 5, 2025 | $0.2800 |
| Sep 5, 2025 | $0.2800 |
| Jun 6, 2025 | $0.2600 |
| Mar 7, 2025 | $0.2600 |
| Dec 6, 2024 | $0.2600 |
| Sep 6, 2024 | $0.2600 |
| Jun 7, 2024 | $0.2400 |
| Feb 29, 2024 | $0.2400 |
| Nov 30, 2023 | $0.2400 |
| Aug 31, 2023 | $0.2400 |
| Jun 1, 2023 | $0.2200 |
| Mar 2, 2023 | $0.2200 |
| Dec 1, 2022 | $0.2200 |
| Sep 1, 2022 | $0.2200 |
| Jun 2, 2022 | $0.2100 |
| Mar 3, 2022 | $0.2100 |
| Dec 2, 2021 | $0.2100 |
| Sep 2, 2021 | $0.2100 |
| Jun 3, 2021 | $0.1800 |
| Mar 4, 2021 | $0.1800 |
| Dec 3, 2020 | $0.1800 |
| Sep 3, 2020 | $0.1800 |
| Jun 4, 2020 | $0.1800 |