SBSI · Southside Bancshares Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $2.58M | - | - | - | $2.62M | - | - | - | $2.47M | - |
| Operating Income | $28.30M | - | $5.10M | $26.53M | $26.23M | - | $24.91M | $29.89M | $26.13M | - |
| Interest Expense | - | - | - | - | - | - | - | $50.58M | $49.41M | - |
| Income Tax | $5.04M | - | $189.0K | $4.72M | $4.72M | - | $4.39M | $5.21M | $4.62M | - |
| Net Income | $23.26M | - | $4.91M | $21.81M | $21.51M | - | $20.52M | $24.67M | $21.51M | - |
| EPS - Basic | $0.78 | - | $0.16 | $0.72 | $0.71 | - | $0.68 | $0.81 | $0.71 | - |
| EPS - Diluted | $0.78 | - | $0.16 | $0.72 | $0.71 | - | $0.68 | $0.81 | $0.71 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $387.47M | $389.79M | $466.91M | $390.10M | $430.97M | $426.16M | $486.30M | $452.00M | $469.37M | $560.51M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $8.80B | $8.51B | $8.38B | $8.34B | $8.34B | $8.52B | $8.36B | $8.36B | $8.35B | $8.28B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $207.82M | $299.96M | $299.88M | $152.39M | $152.35M | $152.32M | $152.28M | $152.24M | $154.18M | $154.15M |
| Total Liabilities | $7.95B | $7.67B | $7.55B | $7.53B | $7.53B | $7.71B | $7.56B | $7.56B | $7.57B | $7.51B |
| Stockholders' Equity | $854.86M | $847.62M | $834.85M | $807.20M | $816.62M | $811.94M | $805.25M | $800.97M | $787.92M | $773.29M |
| Retained Earnings | $364.77M | $352.19M | $342.02M | $348.04M | $337.23M | $326.79M | $316.05M | $306.55M | $292.88M | $282.36M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $49.04M | - | - | - | $23.94M | - | - | - | $58.29M | - |
| Investing Cash Flow | ($208.71M) | - | - | - | $172.05M | - | - | - | ($182.95M) | - |
| Financing Cash Flow | $157.36M | - | - | - | ($191.18M) | - | - | - | $33.52M | - |
| CapEx | $4.05M | - | - | - | $2.42M | - | - | - | $2.56M | - |
| Free Cash Flow | $44.99M | - | - | - | $21.52M | - | - | - | $55.73M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.93 | - | - | - | 1.00 | - | - | - | 2.59 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 17.8% | - | 3.7% | 17.8% | 18.0% | - | 17.6% | 17.4% | 17.7% | - |
| Return on assets | 0.3% | - | 0.1% | 0.3% | 0.3% | - | 0.2% | 0.3% | 0.3% | - |
| Return on equity | 2.7% | - | 0.6% | 2.7% | 2.6% | - | 2.5% | 3.1% | 2.7% | - |
| Return on invested capital | 2.2% | - | 0.4% | 2.3% | 2.2% | - | 2.1% | 2.6% | 2.3% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.24 | 0.35 | 0.36 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.20 | 0.20 |
| Debt / Assets | 0.02 | 0.04 | 0.04 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Debt / EBITDA | 6.73 | - | - | - | 5.28 | - | - | - | 5.39 | - |
| Interest coverage | - | - | - | - | - | - | - | 0.6x | 0.5x | - |
| Equity multiplier | 10.30 | 10.05 | 10.04 | 10.33 | 10.22 | 10.49 | 10.38 | 10.43 | 10.60 | 10.71 |
| Liabilities / Assets | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.91 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 39.9x | - | 176.6x | 40.9x | 40.8x | - | 49.2x | 34.1x | 41.2x | - |
| P / B | 1.1x | - | 1.0x | 1.1x | 1.1x | - | 1.3x | 1.0x | 1.1x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 24.2x | - | - | - | 20.9x | - | - | - | 20.0x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 7.9% | - | -79.5% | -11.2% | 0.4% | - | 15.5% | 1.4% | -14.5% | - |
| Net income growth (YoY) | 8.1% | - | -76.1% | -11.6% | -0.0% | - | 11.2% | -0.9% | -17.4% | - |
| EPS growth (YoY) | 9.9% | - | -76.5% | -11.1% | 0.0% | - | 13.3% | 0.0% | -14.5% | - |
| EPS CAGR (3y) | -2.0% | - | -42.5% | -3.0% | -2.7% | - | -8.9% | 7.6% | -11.9% | - |
| EPS CAGR (5y) | -5.6% | - | -27.9% | 2.1% | 42.7% | - | 3.2% | 8.0% | 4.9% | - |
| FCF growth (YoY) | 109.1% | - | - | - | -61.4% | - | - | - | 159.8% | - |
| FCF CAGR (5y) | -5.6% | - | - | - | - | - | - | - | 27.7% | - |
| Book value growth (YoY) | 4.7% | 4.4% | 3.7% | 0.8% | 3.6% | 5.0% | 10.5% | 4.7% | 4.9% | 3.7% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing SOUTHSIDE BANCSHARES INC against the 5 most active filers in the same SIC group.
Dividends
$1.44/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| May 18, 2026 | $0.3600 |
| Feb 19, 2026 | $0.3600 |
| Nov 20, 2025 | $0.3600 |
| Aug 21, 2025 | $0.3600 |
| May 22, 2025 | $0.3600 |
| Feb 20, 2025 | $0.3600 |
| Nov 21, 2024 | $0.3600 |
| Aug 22, 2024 | $0.3600 |
| May 22, 2024 | $0.3600 |
| Feb 14, 2024 | $0.3600 |
| Nov 21, 2023 | $0.3700 |
| Aug 16, 2023 | $0.3500 |
| May 22, 2023 | $0.3500 |
| Feb 15, 2023 | $0.3500 |
| Nov 22, 2022 | $0.3800 |
| Aug 17, 2022 | $0.3400 |
| May 18, 2022 | $0.3400 |
| Feb 16, 2022 | $0.3400 |
| Nov 23, 2021 | $0.3900 |
| Aug 18, 2021 | $0.3300 |
| May 19, 2021 | $0.3300 |
| Feb 17, 2021 | $0.3200 |
| Nov 24, 2020 | $0.3700 |
| Aug 19, 2020 | $0.3100 |