RRBI · Red River Bancshares Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $2.75M | $2.52M | $2.20M | $2.08M | $1.91M | $1.86M |
| Operating Income | $53.13M | $42.38M | $42.94M | $44.98M | $40.06M | $34.47M |
| Interest Expense | - | - | $32.13M | $7.74M | $5.62M | $8.38M |
| Income Tax | $10.36M | $8.15M | $8.06M | $8.06M | $7.11M | $6.32M |
| Net Income | $42.76M | $34.23M | $34.88M | $36.92M | $32.95M | $28.14M |
| EPS - Basic | $6.40 | $4.96 | $4.87 | $5.14 | $4.53 | $3.84 |
| EPS - Diluted | $6.38 | $4.95 | $4.86 | $5.13 | $4.51 | $3.83 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $213.39M | $268.98M | $305.43M | $278.39M | $784.86M | $447.20M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $3.35B | $3.15B | $3.13B | $3.08B | $3.22B | $2.64B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $2.99B | $2.83B | $2.82B | $2.82B | $2.93B | $2.36B |
| Stockholders' Equity | $365.15M | $319.74M | $303.85M | $265.75M | $298.15M | $285.48M |
| Retained Earnings | $377.73M | $338.55M | $306.80M | $274.78M | $239.88M | $208.96M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $44.79M | $38.28M | $40.11M | $45.87M | $62.26M | $12.80M |
| Investing Cash Flow | ($244.04M) | ($59.16M) | ($8.74M) | ($438.70M) | ($284.68M) | ($316.26M) |
| Financing Cash Flow | $143.66M | ($15.57M) | ($4.34M) | ($113.64M) | $560.08M | $617.37M |
| CapEx | $2.58M | $4.88M | $4.92M | $8.44M | $3.43M | $7.04M |
| Free Cash Flow | $42.21M | $33.41M | $35.20M | $37.42M | $58.84M | $5.76M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 0.99 | 0.98 | 1.01 | 1.01 | 1.79 | 0.20 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 19.5% | 19.2% | 18.8% | 17.9% | 17.7% | 18.3% |
| Return on assets | 1.3% | 1.1% | 1.1% | 1.2% | 1.0% | 1.1% |
| Return on equity | 11.7% | 10.7% | 11.5% | 13.9% | 11.1% | 9.9% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 1.3x | 5.8x | 7.1x | 4.1x |
| Equity multiplier | 9.18 | 9.85 | 10.30 | 11.60 | 10.82 | 9.26 |
| Liabilities / Assets | 0.89 | 0.90 | 0.90 | 0.91 | 0.91 | 0.89 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 11.2x | 10.9x | 11.5x | 10.0x | 11.9x | 12.9x |
| P / B | 1.3x | 1.2x | 1.3x | 1.4x | 1.3x | 1274.9x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 4.8x | 2.3x | 2.2x | 1.9x | -9.4x | 10005.8x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 25.4% | -1.3% | -4.5% | 12.3% | 16.2% | 21.6% |
| Net income growth (YoY) | 24.9% | -1.8% | -5.5% | 12.0% | 17.1% | 13.4% |
| EPS growth (YoY) | 28.9% | 1.9% | -5.3% | 13.7% | 17.8% | 12.3% |
| EPS CAGR (3y) | 7.5% | 3.2% | 8.3% | 14.6% | - | - |
| EPS CAGR (5y) | 10.7% | 7.7% | - | - | - | - |
| FCF growth (YoY) | 26.4% | -5.1% | -6.0% | -36.4% | 920.9% | -72.6% |
| FCF CAGR (5y) | 48.9% | 9.7% | - | - | - | - |
| Book value growth (YoY) | 14.2% | 5.2% | 14.3% | -10.9% | 4.4% | 13.3% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing RED RIVER BANCSHARES INC against the 5 most active filers in the same SIC group.
Dividends
$0.67/share trailing 12 months · +71.8% YoY
| Ex-date | Per share |
|---|---|
| Mar 9, 2026 | $0.2500 |
| Dec 8, 2025 | $0.1500 |
| Sep 8, 2025 | $0.1500 |
| Jun 6, 2025 | $0.1200 |
| Mar 10, 2025 | $0.1200 |
| Dec 9, 2024 | $0.0900 |
| Sep 9, 2024 | $0.0900 |
| Jun 10, 2024 | $0.0900 |
| Mar 8, 2024 | $0.0900 |
| Dec 1, 2023 | $0.0800 |
| Sep 8, 2023 | $0.0800 |
| Jun 9, 2023 | $0.0800 |
| Mar 10, 2023 | $0.0800 |
| Dec 2, 2022 | $0.0700 |
| Sep 9, 2022 | $0.0700 |
| Jun 10, 2022 | $0.0700 |
| Mar 11, 2022 | $0.0700 |
| Dec 3, 2021 | $0.0700 |
| Sep 10, 2021 | $0.0700 |
| Jun 11, 2021 | $0.0700 |
| Mar 12, 2021 | $0.0700 |
| Dec 4, 2020 | $0.0600 |
| Sep 11, 2020 | $0.0600 |
| Jun 12, 2020 | $0.0600 |