RRBI · Red River Bancshares Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $693.0K | - | - | - | $665.0K | - | - | - | $600.0K | - |
| Operating Income | $14.94M | - | $13.37M | $12.72M | $12.84M | - | $10.82M | $9.90M | $10.12M | - |
| Interest Expense | - | - | - | - | - | - | - | $11.89M | $11.65M | - |
| Income Tax | $2.97M | - | $2.57M | $2.52M | $2.49M | - | $2.07M | $1.91M | $1.93M | - |
| Net Income | $11.97M | - | $10.80M | $10.20M | $10.35M | - | $8.75M | $7.99M | $8.19M | - |
| EPS - Basic | $1.82 | - | $1.63 | $1.51 | $1.53 | - | $1.28 | $1.16 | $1.16 | - |
| EPS - Diluted | $1.81 | - | $1.63 | $1.51 | $1.52 | - | $1.27 | $1.16 | $1.16 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $210.52M | $213.39M | $161.06M | $210.44M | $252.16M | $268.98M | $232.65M | $213.07M | $229.81M | $305.43M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $3.35B | $3.35B | $3.21B | $3.17B | $3.19B | $3.15B | $3.10B | $3.05B | $3.07B | $3.13B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $2.97B | $2.99B | $2.86B | $2.83B | $2.85B | $2.83B | $2.78B | $2.74B | $2.77B | $2.82B |
| Stockholders' Equity | $373.33M | $365.15M | $351.31M | $335.35M | $333.32M | $319.74M | $324.32M | $306.99M | $299.31M | $303.85M |
| Retained Earnings | $388.06M | $377.73M | $367.30M | $357.49M | $348.09M | $338.55M | $329.86M | $321.72M | $314.35M | $306.80M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $16.92M | - | - | - | $13.91M | - | - | - | $14.42M | - |
| Investing Cash Flow | ($672.0K) | - | - | - | ($50.49M) | - | - | - | ($23.41M) | - |
| Financing Cash Flow | ($19.12M) | - | - | - | $19.76M | - | - | - | ($66.64M) | - |
| CapEx | $1.95M | - | - | - | $258.0K | - | - | - | $1.05M | - |
| Free Cash Flow | $14.97M | - | - | - | $13.66M | - | - | - | $13.37M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.25 | - | - | - | 1.32 | - | - | - | 1.63 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 19.9% | - | 19.2% | 19.8% | 19.4% | - | 19.1% | 19.3% | 19.1% | - |
| Return on assets | 0.4% | - | 0.3% | 0.3% | 0.3% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 3.2% | - | 3.1% | 3.0% | 3.1% | - | 2.7% | 2.6% | 2.7% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 0.8x | 0.9x | - |
| Equity multiplier | 8.96 | 9.18 | 9.15 | 9.45 | 9.56 | 9.85 | 9.56 | 9.93 | 10.27 | 10.30 |
| Liabilities / Assets | 0.89 | 0.89 | 0.89 | 0.89 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 50.0x | - | 39.8x | 38.9x | 34.0x | - | 40.9x | 41.4x | 42.9x | - |
| P / B | 1.6x | - | 1.2x | 1.2x | 1.1x | - | 1.1x | 1.1x | 1.2x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 24.8x | - | - | - | 7.3x | - | - | - | 11.4x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 16.3% | - | 23.5% | 28.5% | 26.9% | - | 9.4% | -10.7% | -14.0% | - |
| Net income growth (YoY) | 15.6% | - | 23.4% | 27.7% | 26.4% | - | 9.1% | -10.9% | -14.7% | - |
| EPS growth (YoY) | 19.1% | - | 28.3% | 30.2% | 31.0% | - | 13.4% | -7.2% | -12.8% | - |
| EPS CAGR (3y) | 10.8% | - | 4.7% | 5.9% | 13.9% | - | 4.3% | 0.9% | 1.8% | - |
| EPS CAGR (5y) | 10.5% | - | 10.5% | 10.2% | 10.6% | - | 6.9% | 7.2% | 8.5% | - |
| FCF growth (YoY) | 9.7% | - | - | - | 2.2% | - | - | - | 10.5% | - |
| FCF CAGR (5y) | -8.7% | - | - | - | 10.1% | - | - | - | 14.6% | - |
| Book value growth (YoY) | 12.0% | 14.2% | 8.3% | 9.2% | 11.4% | 5.2% | 15.0% | 8.3% | 8.2% | 14.3% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing RED RIVER BANCSHARES INC against the 5 most active filers in the same SIC group.
Dividends
$0.67/share trailing 12 months · +71.8% YoY
| Ex-date | Per share |
|---|---|
| Mar 9, 2026 | $0.2500 |
| Dec 8, 2025 | $0.1500 |
| Sep 8, 2025 | $0.1500 |
| Jun 6, 2025 | $0.1200 |
| Mar 10, 2025 | $0.1200 |
| Dec 9, 2024 | $0.0900 |
| Sep 9, 2024 | $0.0900 |
| Jun 10, 2024 | $0.0900 |
| Mar 8, 2024 | $0.0900 |
| Dec 1, 2023 | $0.0800 |
| Sep 8, 2023 | $0.0800 |
| Jun 9, 2023 | $0.0800 |
| Mar 10, 2023 | $0.0800 |
| Dec 2, 2022 | $0.0700 |
| Sep 9, 2022 | $0.0700 |
| Jun 10, 2022 | $0.0700 |
| Mar 11, 2022 | $0.0700 |
| Dec 3, 2021 | $0.0700 |
| Sep 10, 2021 | $0.0700 |
| Jun 11, 2021 | $0.0700 |
| Mar 12, 2021 | $0.0700 |
| Dec 4, 2020 | $0.0600 |
| Sep 11, 2020 | $0.0600 |
| Jun 12, 2020 | $0.0600 |