RNDB · Randolph Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 | Q1 '20 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $83.0K | ($1.32M) | - | $4.36M | $1.42M | $5.78M | - | $12.95M | $5.79M | ($807.0K) |
| Interest Expense | $441.0K | $462.0K | - | $477.0K | $543.0K | $670.0K | - | $979.0K | $1.33M | $1.63M |
| Income Tax | ($165.0K) | ($1.08M) | - | $1.23M | ($162.0K) | $1.66M | - | $2.66M | $594.0K | $11.0K |
| Net Income | $248.0K | ($235.0K) | - | $3.13M | $1.58M | $4.11M | - | $10.29M | $5.19M | ($818.0K) |
| EPS - Basic | $0.05 | ($0.05) | - | $0.64 | $0.32 | ($0.81) | - | $2.01 | - | - |
| EPS - Diluted | $0.05 | ($0.05) | - | $0.62 | $0.31 | ($0.78) | - | $2.01 | - | - |
Balance Sheet
| Line item | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 | Q1 '20 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $14.89M | $71.07M | $115.45M | $12.88M | $34.88M | $54.95M | $13.77M | $49.09M | $76.00M | $21.25M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $774.75M | $770.28M | $803.28M | $751.10M | $744.14M | $738.19M | $721.07M | $722.97M | $724.04M | $652.89M |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $685.48M | $681.81M | $702.38M | $650.50M | $643.43M | $637.33M | $621.25M | $628.03M | $639.51M | $573.93M |
| Stockholders' Equity | $89.28M | $88.48M | $100.90M | $100.60M | $100.71M | $100.86M | $99.82M | $94.94M | $84.53M | $78.96M |
| Retained Earnings | $49.29M | $49.04M | $60.52M | $60.50M | $57.38M | $55.80M | $51.69M | $46.41M | $36.13M | $30.94M |
Cash Flow
| Line item | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 | Q1 '20 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | $18.78M | - | - | - | $28.40M | - | - | - | $3.58M |
| Investing Cash Flow | - | ($34.57M) | - | - | - | ($2.80M) | - | - | - | ($5.00M) |
| Financing Cash Flow | - | ($28.59M) | - | - | - | $15.58M | - | - | - | $14.41M |
| CapEx | - | $216.0K | - | - | - | $110.0K | - | - | - | $137.0K |
| Free Cash Flow | - | $18.56M | - | - | - | $28.29M | - | - | - | $3.44M |
Ratios
| Metric | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 | Q4 '20 | Q3 '20 | Q2 '20 | Q1 '20 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | -78.98 | - | - | - | 6.88 | - | - | - | -4.21 |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | -198.8% | - | - | 28.2% | -11.4% | 28.8% | - | 20.6% | 10.3% | - |
| Return on assets | 0.0% | -0.0% | - | 0.4% | 0.2% | 0.6% | - | 1.4% | 0.7% | -0.1% |
| Return on equity | 0.3% | -0.3% | - | 3.1% | 1.6% | 4.1% | - | 10.8% | 6.1% | -1.0% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 0.2x | -2.9x | - | 9.1x | 2.6x | 8.6x | - | 13.2x | 4.4x | -0.5x |
| Equity multiplier | 8.68 | 8.71 | 7.96 | 7.47 | 7.39 | 7.32 | 7.22 | 7.62 | 8.57 | 8.27 |
| Liabilities / Assets | 0.88 | 0.89 | 0.87 | 0.87 | 0.86 | 0.86 | 0.86 | 0.87 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -94.1% | - | - | -66.4% | -75.5% | - | - | 1018.0% | 256.0% | -827.6% |
| Net income growth (YoY) | -84.3% | - | - | -69.6% | -69.6% | - | - | 799.0% | 244.7% | -1503.9% |
| EPS growth (YoY) | -83.9% | 93.6% | - | -69.2% | - | - | - | - | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | - | -34.4% | - | - | - | 722.1% | - | - | - | - |
| FCF CAGR (5y) | - | 15.8% | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -11.4% | -12.3% | 1.1% | 6.0% | 19.1% | 27.7% | 27.2% | 19.3% | 6.5% | 0.7% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing Randolph Bancorp against the 5 most active filers in the same SIC group.