RNDB · Randolph Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $707.0K | $1.51M | $857.0K | $835.0K | $605.0K | $587.0K |
| Operating Income | $12.66M | $25.41M | $3.55M | ($2.06M) | ($2.57M) | $476.0K |
| Interest Expense | $2.15M | $4.72M | $7.40M | $4.59M | $2.11M | $1.61M |
| Income Tax | $3.06M | $5.48M | $118.0K | $31.0K | ($443.0K) | $13.0K |
| Net Income | $9.60M | $19.93M | $3.43M | ($2.09M) | ($2.13M) | $463.0K |
| EPS - Basic | $1.96 | $3.89 | - | - | - | - |
| EPS - Diluted | $1.88 | $3.86 | - | - | - | - |
Balance Sheet
| Line item | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $115.45M | $13.77M | $8.25M | $7.12M | $8.82M | $14.85M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $803.28M | $721.07M | $631.00M | $614.34M | $531.89M | $481.22M |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $702.38M | $621.25M | $552.54M | $536.38M | $450.41M | $397.92M |
| Stockholders' Equity | $100.90M | $99.82M | $78.46M | $77.96M | $81.48M | $83.30M |
| Retained Earnings | $60.52M | $51.69M | $31.76M | $28.33M | $30.41M | $32.66M |
Cash Flow
| Line item | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $125.12M | ($43.29M) | ($16.48M) | $5.91M | $5.91M | $914.0K |
| Investing Cash Flow | ($100.71M) | ($9.91M) | $7.92M | ($64.06M) | ($64.06M) | ($31.19M) |
| Financing Cash Flow | $77.27M | $58.73M | $9.69M | $52.12M | $52.12M | $40.48M |
| CapEx | $3.69M | $589.0K | $237.0K | $1.43M | $3.18M | $1.07M |
| Free Cash Flow | $121.42M | ($43.88M) | ($16.71M) | $4.48M | $2.73M | ($157.0K) |
Ratios
| Metric | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 12.65 | -2.20 | -4.88 | -2.15 | -1.29 | -0.34 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 24.2% | 21.6% | 3.3% | - | - | 2.7% |
| Return on assets | 1.2% | 2.8% | 0.5% | -0.3% | -0.4% | 0.1% |
| Return on equity | 9.5% | 20.0% | 4.4% | -2.7% | -2.6% | 0.6% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | 5.9x | 5.4x | 0.5x | -0.4x | -1.2x | 0.3x |
| Equity multiplier | 7.96 | 7.22 | 8.04 | 7.88 | 6.53 | 5.78 |
| Liabilities / Assets | 0.87 | 0.86 | 0.88 | 0.87 | 0.85 | 0.83 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | -50.2% | 616.6% | - | 20.0% | - | - |
| Net income growth (YoY) | -51.8% | 481.4% | - | 1.9% | - | - |
| EPS growth (YoY) | -51.3% | - | - | - | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - |
| FCF growth (YoY) | - | -162.6% | - | 63.9% | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | 1.1% | 27.2% | 0.6% | -4.3% | -2.2% | - |
Stability scores
Piotroski F-score
FY 2021 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing Randolph Bancorp against the 5 most active filers in the same SIC group.