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CoverageForm 410-K10-Q8-K13D13G13F

PFHD · Professional Holding Corp. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
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AnnualQuarterly

Income Statement

Line itemQ3 '22Q2 '22Q1 '22Q4 '21Q3 '21Q2 '21Q1 '21Q4 '20Q3 '20Q2 '20
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A--$616.0K---$384.0K---
Operating Income$10.82M$7.79M$2.97M-$753.0K$7.79M$6.17M-$753.0K$722.0K
Interest Expense$2.37M$1.76M$1.98M-$1.79M$1.76M$1.89M-$1.64M$2.23M
Income Tax$2.35M$1.85M$555.0K-$1.61M$1.46M$1.39M-($182.0K)$223.0K
Net Income$8.47M$6.99M$2.42M-$6.29M$6.33M$4.79M-$494.0K$3.13M
EPS - Basic$0.63$0.52$0.18-$0.48$0.47$0.36-$0.09$0.23
EPS - Diluted$0.60$0.50$0.17-$0.45$0.45$0.34-$0.07$0.08

Balance Sheet

Line itemQ3 '22Q2 '22Q1 '22Q4 '21Q3 '21Q2 '21Q1 '21Q4 '20Q3 '20Q2 '20
Cash & Equivalents$173.27M$368.08M$741.73M$597.47M$744.14M$652.34M$323.73M$216.97M$314.54M$292.49M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$2.47B$2.66B$2.87B$2.66B$2.65B$2.56B$2.23B$2.06B$2.08B$2.03B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$2.24B$2.43B$2.64B$2.43B$2.42B$2.34B$2.01B$1.84B$1.87B$1.83B
Stockholders' Equity$237.86M$233.60M$229.77M$231.52M$228.02M$223.03M$220.03M$215.56M$77.97M$202.43M
Retained Earnings$54.01M$45.53M$38.54M$36.12M$32.16M$25.87M$19.54M$14.76M$9.21M$8.27M

Cash Flow

Line itemQ3 '22Q2 '22Q1 '22Q4 '21Q3 '21Q2 '21Q1 '21Q4 '20Q3 '20Q2 '20
Operating Cash Flow--$6.87M---($173.0K)---
Investing Cash Flow--($62.87M)---($64.16M)---
Financing Cash Flow--$200.26M---$171.09M---
CapEx--$128.0K---$154.0K---
Free Cash Flow--$6.74M---($327.0K)---

Ratios

MetricQ3 '22Q2 '22Q1 '22Q4 '21Q3 '21Q2 '21Q1 '21Q4 '20Q3 '20Q2 '20
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income--2.79----0.07---
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate21.7%20.9%18.7%-20.4%18.7%22.5%--58.3%6.6%
Return on assets0.3%0.3%0.1%-0.2%0.2%0.2%-0.0%0.2%
Return on equity3.6%3.0%1.1%-2.8%2.8%2.2%-0.6%1.5%
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage4.6x4.4x1.5x-0.4x4.4x3.3x-0.5x0.3x
Equity multiplier10.4011.3912.4811.5111.6111.4810.159.5426.6410.04
Liabilities / Assets0.900.910.920.910.910.910.900.900.900.90
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E----------
P / B----------
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)1337.5%0.0%-51.8%-0.0%978.7%----
Net income growth (YoY)34.7%10.5%-49.4%-1172.9%102.2%----
EPS growth (YoY)33.3%11.1%-50.0%-542.9%462.5%----
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)------96.9%---
FCF CAGR (5y)----------
Book value growth (YoY)4.3%4.7%4.4%7.4%192.4%10.2%177.5%---

Peer comparison

Same SIC group: National Commercial Banks

CompanyRevenue (last FY)Net marginROE
HBAN---
UMBF--9.1%
ZION$662.00M135.8%12.5%
JPM$182.45B31.3%15.7%
SFNC$5.63M-7060.1%-11.6%

Comparing Professional Holding Corp. against the 5 most active filers in the same SIC group.