PFHD · Professional Holding Corp. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2021 | FY 2020 |
|---|---|---|
| Revenue | - | - |
| Cost of Revenue | - | - |
| Gross Profit | - | - |
| R&D | - | - |
| SG&A | - | - |
| Total Operating Expenses | - | - |
| D&A | $1.36M | $1.34M |
| Operating Income | $10.72M | $10.72M |
| Interest Expense | $7.31M | $9.05M |
| Income Tax | $5.13M | $2.42M |
| Net Income | $21.36M | $8.30M |
| EPS - Basic | $1.61 | $0.69 |
| EPS - Diluted | $1.54 | $0.67 |
Balance Sheet
| Line item | FY 2021 | FY 2020 |
|---|---|---|
| Cash & Equivalents | $597.47M | $216.97M |
| Accounts Receivable | - | - |
| Inventory | - | - |
| Accounts Payable | - | - |
| Current Assets | - | - |
| Total Assets | $2.66B | $2.06B |
| Current Liabilities | - | - |
| Long-term Debt | - | - |
| Total Liabilities | $2.43B | $1.84B |
| Stockholders' Equity | $231.52M | $215.56M |
| Retained Earnings | $36.12M | $14.76M |
Cash Flow
| Line item | FY 2021 | FY 2020 |
|---|---|---|
| Operating Cash Flow | $17.99M | $14.63M |
| Investing Cash Flow | ($238.49M) | ($372.43M) |
| Financing Cash Flow | $601.00M | $375.82M |
| CapEx | $989.0K | $591.0K |
| Free Cash Flow | $17.00M | $14.03M |
Ratios
| Metric | FY 2021 | FY 2020 |
|---|---|---|
| Profitability | ||
| Gross margin | - | - |
| Operating margin | - | - |
| EBITDA margin | - | - |
| Net margin | - | - |
| Free cash flow margin | - | - |
| FCF / Net income | 0.80 | 1.69 |
| R&D / Revenue | - | - |
| SG&A / Revenue | - | - |
| Effective tax rate | 19.3% | 22.5% |
| Return on assets | 0.8% | 0.4% |
| Return on equity | 9.2% | 3.9% |
| Return on invested capital | - | - |
| Liquidity | ||
| Current ratio | - | - |
| Quick ratio | - | - |
| Cash ratio | - | - |
| Leverage | ||
| Debt / Equity | - | - |
| Debt / Assets | - | - |
| Debt / EBITDA | - | - |
| Interest coverage | 1.5x | 1.2x |
| Equity multiplier | 11.51 | 9.54 |
| Liabilities / Assets | 0.91 | 0.90 |
| Efficiency | ||
| Asset turnover | - | - |
| Inventory turnover | - | - |
| Days sales outstanding | - | - |
| Days inventory outstanding | - | - |
| Days payable outstanding | - | - |
| Cash conversion cycle | - | - |
| Valuation | ||
| P / E | - | - |
| P / B | - | - |
| P / S | - | - |
| EV / EBITDA | - | - |
| Growth | ||
| Revenue growth (YoY) | - | - |
| Revenue CAGR (3y) | - | - |
| Revenue CAGR (5y) | - | - |
| Gross profit growth (YoY) | - | - |
| Operating income growth (YoY) | 0.0% | - |
| Net income growth (YoY) | 157.2% | - |
| EPS growth (YoY) | 129.9% | - |
| EPS CAGR (3y) | - | - |
| EPS CAGR (5y) | - | - |
| FCF growth (YoY) | 21.1% | - |
| FCF CAGR (5y) | - | - |
| Book value growth (YoY) | 7.4% | - |
Stability scores
Piotroski F-score
FY 2021 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✗Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: National Commercial Banks
Comparing Professional Holding Corp. against the 5 most active filers in the same SIC group.