PEBO · Peoples Bancorp Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $22.36M | - | $21.53M | $21.27M | $22.02M | - | $20.44M | $20.57M | $21.92M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $37.34M | - | $38.00M | $27.45M | $31.38M | - | $40.88M | $35.88M | $37.85M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $40.95M | - |
| Income Tax | $8.34M | - | $8.53M | $6.24M | $7.04M | - | $9.20M | $6.87M | $8.27M | - |
| Net Income | $29.01M | - | $29.48M | $21.21M | $24.34M | - | $31.68M | $29.01M | $29.58M | - |
| EPS - Basic | $0.82 | - | $0.83 | $0.60 | $0.69 | - | $0.90 | $0.83 | $0.85 | - |
| EPS - Diluted | $0.81 | - | $0.83 | $0.59 | $0.68 | - | $0.89 | $0.82 | $0.84 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $190.39M | $188.95M | $190.22M | $186.07M | $186.98M | $217.66M | $283.71M | $235.87M | $429.72M | $426.72M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $9.65B | $9.65B | $9.62B | $9.54B | $9.25B | $9.25B | $9.14B | $9.23B | $9.27B | $9.16B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $185.43M | $204.14M | $227.28M | $232.39M | $237.00M | $238.07M | $236.82M | $234.26M | $236.28M | $216.24M |
| Total Liabilities | $8.43B | $8.44B | $8.44B | $8.39B | $8.11B | $8.14B | $8.02B | $8.15B | $8.21B | $8.10B |
| Stockholders' Equity | $1.22B | $1.21B | $1.18B | $1.15B | $1.14B | $1.11B | $1.12B | $1.08B | $1.06B | $1.05B |
| Retained Earnings | $451.11M | $436.75M | $421.07M | $406.25M | $398.22M | $388.11M | $375.40M | $357.89M | $343.08M | $327.24M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $34.52M | - | - | - | $34.28M | - | - | - | $37.01M | - |
| Investing Cash Flow | ($10.85M) | - | - | - | ($17.65M) | - | - | - | ($123.08M) | - |
| Financing Cash Flow | ($22.23M) | - | - | - | ($47.31M) | - | - | - | $89.07M | - |
| CapEx | $1.21M | - | - | - | $2.75M | - | - | - | $3.87M | - |
| Free Cash Flow | $33.31M | - | - | - | $31.53M | - | - | - | $33.14M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 167.0% | - | 176.5% | 129.1% | 142.5% | - | 200.0% | 174.5% | 172.7% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 129.7% | - | 136.9% | 99.7% | 110.5% | - | 155.0% | 141.1% | 135.0% | - |
| Free cash flow margin | 148.9% | - | - | - | 143.2% | - | - | - | 151.2% | - |
| FCF / Net income | 1.15 | - | - | - | 1.30 | - | - | - | 1.12 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.3% | - | 22.4% | 22.7% | 22.4% | - | 22.5% | 19.1% | 21.8% | - |
| Return on assets | 0.3% | - | 0.3% | 0.2% | 0.3% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 2.4% | - | 2.5% | 1.8% | 2.1% | - | 2.8% | 2.7% | 2.8% | - |
| Return on invested capital | 2.1% | - | 2.1% | 1.5% | 1.8% | - | 2.3% | 2.2% | 2.3% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.15 | 0.17 | 0.19 | 0.20 | 0.21 | 0.21 | 0.21 | 0.22 | 0.22 | 0.21 |
| Debt / Assets | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.9x | - |
| Equity multiplier | 7.93 | 8.00 | 8.14 | 8.27 | 8.13 | 8.33 | 8.13 | 8.56 | 8.73 | 8.69 |
| Liabilities / Assets | 0.87 | 0.87 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.89 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | 0.00 | - | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | 0.00 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 40.6x | - | 36.1x | 51.8x | 43.6x | - | 33.8x | 36.6x | 35.3x | - |
| P / B | 1.0x | - | 0.9x | 0.9x | 0.9x | - | 0.9x | 1.0x | 1.0x | - |
| P / S | 52.2x | - | 49.3x | 50.7x | 47.5x | - | 51.8x | 51.2x | 47.3x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 1.5% | - | 5.3% | 3.4% | 0.5% | - | 0.3% | 5.3% | 16.0% | - |
| Revenue CAGR (3y) | 5.8% | - | 7.9% | 6.8% | 6.7% | - | - | 11.9% | 13.1% | - |
| Revenue CAGR (5y) | 8.1% | - | 10.2% | 10.2% | 9.6% | - | 7.3% | 8.1% | 10.4% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 19.0% | - | -7.0% | -23.5% | -17.1% | - | 0.4% | 31.6% | 12.6% | - |
| Net income growth (YoY) | 19.2% | - | -7.0% | -26.9% | -17.7% | - | -0.6% | 37.5% | 11.4% | - |
| EPS growth (YoY) | 19.1% | - | -6.7% | -28.0% | -19.0% | - | -1.1% | 28.1% | -10.6% | - |
| EPS CAGR (3y) | -4.8% | - | -3.4% | -12.5% | -6.8% | - | - | - | 2.1% | - |
| EPS CAGR (5y) | 0.5% | - | 10.2% | 20.7% | - | - | 4.3% | 12.3% | 2.8% | - |
| FCF growth (YoY) | 5.6% | - | - | - | -4.9% | - | - | - | -26.7% | - |
| FCF CAGR (5y) | 13.1% | - | - | - | 12.9% | - | - | - | 47.8% | - |
| Book value growth (YoY) | 6.9% | 8.5% | 5.1% | 7.0% | 7.1% | 5.5% | 13.3% | 7.9% | 29.6% | 34.2% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing PEOPLES BANCORP INC against the 5 most active filers in the same SIC group.
Dividends
$1.65/share trailing 12 months · +2.5% YoY
| Ex-date | Per share |
|---|---|
| May 4, 2026 | $0.4200 |
| Feb 2, 2026 | $0.4100 |
| Nov 4, 2025 | $0.4100 |
| Aug 4, 2025 | $0.4100 |
| May 5, 2025 | $0.4100 |
| Feb 3, 2025 | $0.4000 |
| Nov 4, 2024 | $0.4000 |
| Aug 5, 2024 | $0.4000 |
| May 3, 2024 | $0.4000 |
| Feb 2, 2024 | $0.3900 |
| Nov 3, 2023 | $0.3900 |
| Aug 4, 2023 | $0.3900 |
| May 5, 2023 | $0.3900 |
| Feb 3, 2023 | $0.3800 |
| Nov 4, 2022 | $0.3800 |
| Aug 5, 2022 | $0.3800 |
| May 6, 2022 | $0.3800 |
| Feb 4, 2022 | $0.3600 |
| Nov 5, 2021 | $0.3600 |
| Jul 30, 2021 | $0.3600 |
| Apr 30, 2021 | $0.3600 |
| Feb 5, 2021 | $0.3500 |
| Oct 30, 2020 | $0.3500 |
| Jul 31, 2020 | $0.3400 |