MCB · Metropolitan Bank Holding Corp. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $44.39M | - | $10.18M | $26.78M | $23.36M | - | $17.57M | $23.88M | $24.29M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $52.63M | - |
| Income Tax | $12.96M | - | $3.06M | $8.02M | $7.01M | - | $5.30M | $7.08M | $8.08M | - |
| Net Income | $31.43M | - | $7.12M | $18.77M | $16.35M | - | $12.27M | $16.80M | $16.20M | - |
| EPS - Basic | $2.94 | - | $0.68 | $1.78 | $1.46 | - | $1.10 | $1.50 | $1.46 | - |
| EPS - Diluted | $2.92 | - | $0.67 | $1.76 | $1.45 | - | $1.08 | $1.50 | $1.46 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $672.39M | $393.59M | $385.94M | $152.45M | $196.46M | $200.27M | $318.48M | $244.66M | $534.40M | $269.46M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $8.84B | $8.26B | $8.23B | $7.85B | $7.62B | $7.30B | $7.40B | $7.27B | $7.45B | $7.07B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $7.90B | $7.51B | $7.50B | $7.13B | $6.88B | $6.57B | $6.69B | $6.57B | $6.78B | $6.41B |
| Stockholders' Equity | $948.34M | $743.11M | $732.04M | $722.97M | $737.85M | $729.83M | $715.19M | $692.40M | $673.54M | $659.02M |
| Retained Earnings | $479.18M | $450.64M | $423.34M | $417.78M | $399.01M | $382.66M | $361.24M | $348.98M | $332.18M | $315.98M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $55.03M | - | - | - | $7.76M | - | - | - | $25.00M | - |
| Investing Cash Flow | ($313.83M) | - | - | - | ($306.73M) | - | - | - | ($116.82M) | - |
| Financing Cash Flow | $537.61M | - | - | - | $295.15M | - | - | - | $356.76M | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 29.2% | - | 30.1% | 29.9% | 30.0% | - | 30.2% | 29.7% | 33.3% | - |
| Return on assets | 0.4% | - | 0.1% | 0.2% | 0.2% | - | 0.2% | 0.2% | 0.2% | - |
| Return on equity | 3.3% | - | 1.0% | 2.6% | 2.2% | - | 1.7% | 2.4% | 2.4% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.5x | - |
| Equity multiplier | 9.33 | 11.11 | 11.25 | 10.86 | 10.32 | 10.00 | 10.35 | 10.49 | 11.07 | 10.72 |
| Liabilities / Assets | 0.89 | 0.91 | 0.91 | 0.91 | 0.90 | 0.90 | 0.90 | 0.90 | 0.91 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 28.5x | - | 111.7x | 39.8x | 38.6x | - | 48.7x | 28.1x | 26.4x | - |
| P / B | 0.9x | - | 1.1x | 1.0x | 0.9x | - | 0.8x | 0.7x | 0.6x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 90.0% | - | -42.0% | 12.1% | -3.8% | - | -38.0% | -3.9% | -28.2% | - |
| Net income growth (YoY) | 92.2% | - | -42.0% | 11.7% | 0.9% | - | -44.4% | 8.0% | -35.4% | - |
| EPS growth (YoY) | 101.4% | - | -38.0% | 17.3% | -0.7% | - | -45.2% | 9.5% | -35.1% | - |
| EPS CAGR (3y) | 9.1% | - | -33.0% | -5.3% | -5.0% | - | -15.2% | -1.1% | 0.7% | - |
| EPS CAGR (5y) | 15.3% | - | -12.0% | 6.6% | 15.0% | - | 3.7% | 16.1% | 7.6% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 28.5% | 1.8% | 2.4% | 4.4% | 9.5% | 10.7% | 12.6% | 11.4% | 10.8% | 14.4% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing Metropolitan Bank Holding Corp. against the 5 most active filers in the same SIC group.
Dividends
$0.75/share trailing 12 months
| Ex-date | Per share |
|---|---|
| May 1, 2026 | $0.2500 |
| Jan 27, 2026 | $0.2000 |
| Oct 30, 2025 | $0.1500 |
| Jul 28, 2025 | $0.1500 |