MCB · Metropolitan Bank Holding Corp. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $2.90M | $2.70M | $2.60M | $2.50M | $2.40M | $2.50M |
| Operating Income | $101.51M | $97.08M | $106.92M | $96.90M | $89.57M | $57.92M |
| Interest Expense | - | - | $152.57M | $31.58M | $16.28M | $18.18M |
| Income Tax | $30.41M | $30.39M | $29.65M | $37.47M | $29.02M | $18.45M |
| Net Income | $71.10M | $66.69M | $77.27M | $59.42M | $60.55M | $39.47M |
| EPS - Basic | $6.71 | $5.97 | $6.95 | $5.42 | $6.64 | $4.76 |
| EPS - Diluted | $6.62 | $5.93 | $6.91 | $5.29 | $6.45 | $4.66 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $393.59M | $200.27M | $269.46M | $257.42M | $2.36B | $864.30M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $8.26B | $7.30B | $7.07B | $6.27B | $7.12B | $4.33B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $7.51B | $6.57B | $6.41B | $5.69B | $6.56B | $3.99B |
| Stockholders' Equity | $743.11M | $729.83M | $659.02M | $575.90M | $556.99M | $340.79M |
| Retained Earnings | $450.64M | $382.66M | $315.98M | $240.81M | $181.38M | $120.83M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $88.68M | $148.46M | $42.43M | $85.89M | $37.28M | $87.27M |
| Investing Cash Flow | ($762.96M) | ($369.61M) | ($775.45M) | ($1.23B) | ($1.30B) | ($489.04M) |
| Financing Cash Flow | $867.60M | $151.96M | $745.07M | ($958.47M) | $2.76B | $876.85M |
| CapEx | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 30.0% | 31.3% | 27.7% | 38.7% | 32.4% | 31.9% |
| Return on assets | 0.9% | 0.9% | 1.1% | 0.9% | 0.9% | 0.9% |
| Return on equity | 9.6% | 9.1% | 11.7% | 10.3% | 10.9% | 11.6% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.7x | 3.1x | 5.5x | 3.2x |
| Equity multiplier | 11.11 | 10.00 | 10.72 | 10.88 | 12.78 | 12.71 |
| Liabilities / Assets | 0.91 | 0.90 | 0.91 | 0.91 | 0.92 | 0.92 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 11.5x | 9.8x | 8.0x | 11.1x | 16.5x | 7.8x |
| P / B | 1.1x | 0.9x | 0.9x | 1.1x | 1.8x | 0.9x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 4.1x | 4.6x | 3.2x | 4.0x | -14.9x | -9.3x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 4.6% | -9.2% | 10.3% | 8.2% | 54.6% | 31.4% |
| Net income growth (YoY) | 6.6% | -13.7% | 30.0% | -1.9% | 53.4% | 31.0% |
| EPS growth (YoY) | 11.6% | -14.2% | 30.6% | -18.0% | 38.4% | 30.9% |
| EPS CAGR (3y) | 7.8% | -2.8% | 14.0% | 14.1% | 28.2% | 121.3% |
| EPS CAGR (5y) | 7.3% | 10.7% | 17.7% | 65.2% | - | - |
| FCF growth (YoY) | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | 1.8% | 10.7% | 14.4% | 3.4% | 63.4% | 13.9% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing Metropolitan Bank Holding Corp. against the 5 most active filers in the same SIC group.
Dividends
$0.75/share trailing 12 months
| Ex-date | Per share |
|---|---|
| May 1, 2026 | $0.2500 |
| Jan 27, 2026 | $0.2000 |
| Oct 30, 2025 | $0.1500 |
| Jul 28, 2025 | $0.1500 |