MBBC · Marathon Bancorp, Inc. /MD/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Revenue | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| R&D | - | - | - | - | - |
| SG&A | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - |
| D&A | $295.0K | $244.9K | $205.0K | $208.0K | $175.3K |
| Operating Income | $10.9K | ($246.1K) | $2.12M | $1.77M | $505.5K |
| Interest Expense | - | - | $2.28M | $947.8K | $1.36M |
| Income Tax | ($31.6K) | ($59.1K) | $444.7K | $437.4K | $87.6K |
| Net Income | $42.4K | ($187.0K) | $1.67M | $1.33M | $417.9K |
| EPS - Basic | $0.02 | ($0.07) | $0.58 | $0.45 | $0.47 |
| EPS - Diluted | $0.02 | ($0.07) | $0.58 | $0.45 | $0.47 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | $14.39M | $10.47M | $11.78M | $8.43M | $46.05M |
| Accounts Receivable | - | - | - | - | - |
| Inventory | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - |
| Current Assets | - | - | - | - | - |
| Total Assets | $238.83M | $219.23M | $238.78M | $220.02M | $213.63M |
| Current Liabilities | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - |
| Total Liabilities | $193.13M | $187.94M | $207.50M | $189.28M | $183.78M |
| Stockholders' Equity | $45.71M | $31.29M | $31.28M | $30.74M | $29.85M |
| Retained Earnings | $25.57M | $25.52M | $25.58M | $23.42M | $22.09M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | $1.45M | $416.6K | $1.99M | $825.5K | $1.06M |
| Investing Cash Flow | ($15.58M) | $17.71M | ($14.42M) | ($44.22M) | $3.48M |
| Financing Cash Flow | $18.05M | ($19.43M) | $15.78M | $5.77M | $17.12M |
| CapEx | $179.0K | $2.26M | $65.4K | $34.1K | $292.3K |
| Free Cash Flow | $1.27M | ($1.85M) | $1.92M | $791.4K | $772.0K |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | - | - | - | - | - |
| Operating margin | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - |
| FCF / Net income | 29.91 | 9.88 | 1.15 | 0.59 | 1.85 |
| R&D / Revenue | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - |
| Effective tax rate | -289.8% | - | 21.0% | 24.7% | 17.3% |
| Return on assets | 0.0% | -0.1% | 0.7% | 0.6% | 0.2% |
| Return on equity | 0.1% | -0.6% | 5.3% | 4.3% | 1.4% |
| Return on invested capital | - | - | - | - | - |
| Liquidity | |||||
| Current ratio | - | - | - | - | - |
| Quick ratio | - | - | - | - | - |
| Cash ratio | - | - | - | - | - |
| Leverage | |||||
| Debt / Equity | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - |
| Interest coverage | - | - | 0.9x | 1.9x | 0.4x |
| Equity multiplier | 5.23 | 7.01 | 7.63 | 7.16 | 7.16 |
| Liabilities / Assets | 0.81 | 0.86 | 0.87 | 0.86 | 0.86 |
| Efficiency | |||||
| Asset turnover | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - |
| Valuation | |||||
| P / E | 498.0x | - | 11.9x | 17.5x | 16.4x |
| P / B | 0.6x | 0.4x | 0.5x | 0.6x | - |
| P / S | - | - | - | - | - |
| EV / EBITDA | 43.0x | - | 1.2x | 4.3x | - |
| Growth | |||||
| Revenue growth (YoY) | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - |
| Operating income growth (YoY) | - | - | 19.4% | 250.6% | - |
| Net income growth (YoY) | - | - | 25.3% | 219.4% | - |
| EPS growth (YoY) | - | - | 27.4% | -3.1% | - |
| EPS CAGR (3y) | -64.6% | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - |
| FCF growth (YoY) | - | - | 143.1% | 2.5% | - |
| FCF CAGR (5y) | - | - | - | - | - |
| Book value growth (YoY) | 46.1% | 0.0% | 1.7% | 3.0% | - |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Savings Institutions, Not Federally Chartered
Comparing Marathon Bancorp against the 5 most active filers in the same SIC group.