CoverageForm 410-K10-Q8-K13D13G13F

MBBC · Marathon Bancorp, Inc. /MD/ - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · MBBC

Income Statement

Line itemQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q3 '24Q1 '24Q2 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A--$70.0K--$70.1K--$44.8K-
Operating Income$608.9K$588.6K$547.3K$52.6K$193.8K$215.5K-($834.1K)$242.9K$392.9K
Interest Expense-------$916.4K$916.5K$555.6K
Income Tax$121.0K$87.2K$103.0K$1.5K$45.4K$40.6K-($203.0K)($29.2K)$91.5K
Net Income$487.9K$501.4K$444.3K$51.1K$148.4K$174.9K-($631.1K)$272.1K$301.4K
EPS - Basic$0.18$0.19$0.17$0.03$0.07$0.07-($0.23)$0.09$0.10
EPS - Diluted$0.18$0.19$0.17$0.03$0.07$0.07-($0.23)$0.09$0.10

Balance Sheet

Line itemQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q3 '24Q1 '24Q2 '23
Cash & Equivalents$13.63M$13.66M$15.46M$14.39M$23.67M$15.02M$10.47M$8.08M$8.12M$11.78M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$249.02M$248.02M$245.99M$238.83M$236.84M$216.45M$219.23M$225.82M$234.09M$238.78M
Current Liabilities----------
Long-term Debt----------
Total Liabilities$201.49M$201.13M$199.71M$193.13M$204.89M$184.86M$187.94M$194.54M$202.26M$207.50M
Stockholders' Equity$47.54M$46.89M$46.28M$45.71M$31.95M$31.59M$31.29M$31.28M$31.83M$31.28M
Retained Earnings$27.00M$26.51M$26.01M$25.57M$25.90M$25.70M$25.52M$25.44M$26.07M$25.58M

Cash Flow

Line itemQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q3 '24Q1 '24Q2 '23
Operating Cash Flow--$464.0K--$945.2K--$366.7K-
Investing Cash Flow--($5.87M)--$7.46M--($1.52M)-
Financing Cash Flow--$6.48M--($3.86M)--($3.65M)-
CapEx--$7.3K--$23.7K--$1.65M-
Free Cash Flow--$456.6K--$921.6K--($1.28M)-

Ratios

MetricQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q3 '24Q1 '24Q2 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income--1.03--5.27---4.71-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate19.9%14.8%18.8%2.9%23.4%18.8%---12.0%23.3%
Return on assets0.2%0.2%0.2%0.0%0.1%0.1%--0.3%0.1%0.1%
Return on equity1.0%1.1%1.0%0.1%0.5%0.6%--2.0%0.9%1.0%
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage--------0.9x0.3x0.7x
Equity multiplier5.245.295.325.237.416.857.017.227.357.63
Liabilities / Assets0.810.810.810.810.870.850.860.860.860.87
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E75.2x64.0x61.4x332.0x139.6x100.0x--71.8x67.1x
P / B0.8x0.7x0.6x0.4x0.6x0.4x-0.5x0.4x0.5x
P / S----------
EV / EBITDA--20.4x---5.9x--20.1x-
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)214.2%1018.0%154.0%---11.3%---61.3%2.2%
Net income growth (YoY)228.7%880.7%154.0%---35.7%---46.8%5.8%
EPS growth (YoY)157.1%533.3%159.2%---30.8%---60.5%-21.5%
EPS CAGR (3y)1.9%23.0%-10.9%-38.7%-16.4%-29.8%----
EPS CAGR (5y)----------
FCF growth (YoY)---50.5%-------
FCF CAGR (5y)----------
Book value growth (YoY)48.8%2.6%46.5%46.1%2.2%-0.8%0.0%2.9%2.1%1.7%

Peer comparison

Same SIC group: Savings Institutions, Not Federally Chartered

CompanyRevenue (last FY)Net marginROE
FSBW--10.8%
HFWA$12.01M562.5%7.3%
NYSE:NYCB---2.2%
BHLB$29.95M301.4%3.6%
TCBX--12.5%

Comparing Marathon Bancorp against the 5 most active filers in the same SIC group.