CoverageForm 410-K10-Q8-K13D13G13F

HWBK · Hawthorn Bancshares, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · HWBK

Income Statement

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue------
Cost of Revenue------
Gross Profit------
R&D------
SG&A------
Total Operating Expenses$50.85M$49.52M----
D&A$2.33M$1.72M$2.11M$2.14M$2.28M$2.27M
Operating Income$29.10M$22.36M$432.0K$25.09M$28.21M$17.48M
Interest Expense--$32.83M$10.49M$5.91M$9.72M
Income Tax$5.30M$4.10M($524.0K)$4.34M$5.70M$3.18M
Net Income$23.80M$18.26M$956.0K$20.75M$22.52M$14.29M
EPS - Basic$3.44$2.61$0.14$2.94$3.14$2.03
EPS - Diluted$3.43$2.61$0.14$2.94$3.14$2.03

Balance Sheet

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash & Equivalents$104.31M$50.99M$93.45M$83.72M$159.91M$180.36M
Accounts Receivable------
Inventory------
Accounts Payable------
Current Assets------
Total Assets$1.89B$1.83B$1.88B$1.92B$1.83B$1.73B
Current Liabilities------
Long-term Debt------
Total Liabilities$1.72B$1.68B$1.74B$1.80B$1.68B$1.60B
Stockholders' Equity$174.23M$149.55M$136.09M$127.41M$148.96M$130.59M
Retained Earnings$107.86M$89.54M$76.46M$91.79M$82.30M$68.94M

Cash Flow

Line itemFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Operating Cash Flow$26.92M$25.59M$17.61M$20.28M$30.61M$20.15M
Investing Cash Flow($6.86M)$1.25M$54.19M($206.53M)($127.94M)($138.69M)
Financing Cash Flow$33.26M($69.30M)($62.07M)$110.07M$76.87M$220.79M
CapEx$4.08M$3.00M$2.10M$2.57M$591.0K$1.83M
Free Cash Flow$22.84M$22.59M$15.51M$17.71M$30.02M$18.32M

Ratios

MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Profitability
Gross margin------
Operating margin------
EBITDA margin------
Net margin------
Free cash flow margin------
FCF / Net income0.961.2416.230.851.331.28
R&D / Revenue------
SG&A / Revenue------
Effective tax rate18.2%18.3%-121.3%17.3%20.2%18.2%
Return on assets1.3%1.0%0.1%1.1%1.2%0.8%
Return on equity13.7%12.2%0.7%16.3%15.1%10.9%
Return on invested capital------
Liquidity
Current ratio------
Quick ratio------
Cash ratio------
Leverage
Debt / Equity------
Debt / Assets------
Debt / EBITDA------
Interest coverage--0.0x2.4x4.8x1.8x
Equity multiplier10.8812.2013.7815.1012.3013.28
Liabilities / Assets0.910.920.930.930.920.92
Efficiency
Asset turnover------
Inventory turnover------
Days sales outstanding------
Days inventory outstanding------
Days payable outstanding------
Cash conversion cycle------
Valuation
P / E10.2x10.9x181.2x7.1x7.6x10.0x
P / B1.4x1.3x1.3x--1.0x
P / S------
EV / EBITDA4.4x6.1x34.6x---2.5x
Growth
Revenue growth (YoY)------
Revenue CAGR (3y)------
Revenue CAGR (5y)------
Gross profit growth (YoY)------
Operating income growth (YoY)30.2%5075.5%-98.3%-11.1%61.4%-12.3%
Net income growth (YoY)30.4%1809.6%-95.4%-7.8%57.5%-11.3%
EPS growth (YoY)31.4%1764.3%-95.2%-6.4%54.5%-20.9%
EPS CAGR (3y)5.2%-6.0%-59.0%4.6%20.9%51.1%
EPS CAGR (5y)11.0%0.3%-39.9%37.9%19.5%5.2%
FCF growth (YoY)1.1%45.6%-12.4%-41.0%63.8%8.3%
FCF CAGR (5y)4.5%5.9%6.7%9.6%19.6%8.0%
Book value growth (YoY)16.5%9.9%6.8%-14.5%14.1%13.5%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

5/9
Neutral
  • Net income positive
  • Operating cash flow positive
  • ROA improved YoY
  • Cash flow > net income
  • -Long-term debt decreased
  • -Current ratio improved
  • No share dilution
  • -Gross margin improved
  • -Asset turnover improved

Peer comparison

Same SIC group: National Commercial Banks

CompanyRevenue (last FY)Net marginROE
HBAN---
UMBF--9.1%
ZION$662.00M135.8%12.5%
JPM$182.45B31.3%15.7%
SFNC$5.63M-7060.1%-11.6%

Comparing HAWTHORN BANCSHARES against the 5 most active filers in the same SIC group.

Dividends

$0.81/share trailing 12 months · +6.6% YoY

Ex-datePer share
Mar 13, 2026$0.2100
Dec 15, 2025$0.2000
Sep 15, 2025$0.2000
Jun 13, 2025$0.2000
Mar 14, 2025$0.1900
Dec 13, 2024$0.1900
Sep 13, 2024$0.1900
Jun 14, 2024$0.1900
Mar 14, 2024$0.1700
Dec 14, 2023$0.1700
Sep 14, 2023$0.1700
Jun 14, 2023$0.1700
Mar 14, 2023$0.1635
Dec 14, 2022$0.1635
Sep 14, 2022$0.1635
Jun 14, 2022$0.1635
Mar 14, 2022$0.1387
Dec 14, 2021$0.1387
Sep 14, 2021$0.1387
Jun 14, 2021$0.1387
Mar 12, 2021$0.1202
Dec 14, 2020$0.1202
Sep 14, 2020$0.1109
Jun 12, 2020$0.1109