CoverageForm 410-K10-Q8-K13D13G13F

HWBK · Hawthorn Bancshares, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · HWBK

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses$13.00M-$12.82M$12.03M$12.57M-----
D&A$439.0K-$488.0K$605.0K$463.0K---$463.0K-
Operating Income$7.13M-$7.49M$7.47M$6.60M-$5.62M$5.66M$5.42M-
Interest Expense------$126.0K$216.0K$9.30M-
Income Tax$1.39M-$1.36M$1.37M$1.21M-$1.05M$1.03M$966.0K-
Net Income$5.74M-$6.13M$6.10M$5.38M-$4.57M$4.63M$4.46M-
EPS - Basic$0.83-$0.89$0.88$0.77-$0.66$0.66$0.63-
EPS - Diluted$0.83-$0.88$0.88$0.77-$0.66$0.66$0.63-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$101.92M$104.31M$99.88M$100.29M$102.26M$50.99M$54.22M$75.84M$43.50M$93.45M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$1.86B$1.89B$1.93B$1.88B$1.88B$1.83B$1.81B$1.85B$1.83B$1.88B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$1.68B$1.72B$1.77B$1.72B$1.73B$1.68B$1.66B$1.71B$1.70B$1.74B
Stockholders' Equity$175.39M$174.23M$164.94M$156.82M$153.41M$149.55M$146.47M$138.24M$136.62M$136.09M
Retained Earnings$112.16M$107.86M$103.06M$98.31M$93.60M$89.54M$86.27M$83.03M$79.72M$76.46M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$7.97M---$5.73M---$5.60M-
Investing Cash Flow$33.05M---($5.98M)---($12.97M)-
Financing Cash Flow($43.42M)---$51.51M---($42.58M)-
CapEx$1.87M---$272.0K---$544.0K-
Free Cash Flow$6.10M---$5.46M---$5.06M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income1.06---1.01---1.14-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate19.5%-18.1%18.3%18.4%-18.7%18.2%17.8%-
Return on assets0.3%-0.3%0.3%0.3%-0.3%0.3%0.2%-
Return on equity3.3%-3.7%3.9%3.5%-3.1%3.3%3.3%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage------44.6x26.2x0.6x-
Equity multiplier10.5810.8811.7111.9712.2812.2012.3613.3713.4213.78
Liabilities / Assets0.910.910.910.920.920.920.920.930.930.93
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E40.6x-35.3x33.1x36.7x-37.9x30.0x32.4x-
P / B1.3x-1.3x1.3x1.3x-1.2x1.0x1.1x-
P / S----------
EV / EBITDA17.3x-14.4x12.6x13.5x---17.0x-
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)8.1%-33.2%31.9%21.7%-82.8%83.8%36.2%-
Net income growth (YoY)6.7%-34.1%31.8%20.8%-77.4%81.6%36.2%-
EPS growth (YoY)7.8%-33.3%33.3%22.2%-83.3%83.3%31.3%-
EPS CAGR (3y)20.0%-6.4%10.1%-8.3%--9.1%-3.7%-11.9%-
EPS CAGR (5y)-2.0%-2.7%11.5%40.6%-1.3%3.3%-3.9%-
FCF growth (YoY)11.7%---8.0%---59.6%-
FCF CAGR (5y)12.3%-------29.9%-
Book value growth (YoY)14.3%16.5%12.6%13.4%12.3%9.9%23.7%9.3%6.4%6.8%

Peer comparison

Same SIC group: National Commercial Banks

CompanyRevenue (last FY)Net marginROE
HBAN---
UMBF--9.1%
ZION$662.00M135.8%12.5%
JPM$182.45B31.3%15.7%
SFNC$5.63M-7060.1%-11.6%

Comparing HAWTHORN BANCSHARES against the 5 most active filers in the same SIC group.

Dividends

$0.81/share trailing 12 months · +6.6% YoY

Ex-datePer share
Mar 13, 2026$0.2100
Dec 15, 2025$0.2000
Sep 15, 2025$0.2000
Jun 13, 2025$0.2000
Mar 14, 2025$0.1900
Dec 13, 2024$0.1900
Sep 13, 2024$0.1900
Jun 14, 2024$0.1900
Mar 14, 2024$0.1700
Dec 14, 2023$0.1700
Sep 14, 2023$0.1700
Jun 14, 2023$0.1700
Mar 14, 2023$0.1635
Dec 14, 2022$0.1635
Sep 14, 2022$0.1635
Jun 14, 2022$0.1635
Mar 14, 2022$0.1387
Dec 14, 2021$0.1387
Sep 14, 2021$0.1387
Jun 14, 2021$0.1387
Mar 12, 2021$0.1202
Dec 14, 2020$0.1202
Sep 14, 2020$0.1109
Jun 12, 2020$0.1109