HFBL · Home Federal Bancorp, Inc. of Louisiana - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $1.30M | $1.11M | $1.48M | $1.15M | $991.0K | $1.02M |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $1.08M | $944.0K | $869.0K | $763.0K | $665.0K | $653.0K |
| Operating Income | $4.65M | $4.07M | $6.77M | $6.81M | $6.81M | $4.81M |
| Interest Expense | - | - | $5.08M | $1.88M | $3.30M | $5.15M |
| Income Tax | $766.0K | $476.0K | $1.07M | $1.13M | $1.45M | $957.0K |
| Net Income | $3.89M | $3.59M | $5.70M | $4.87M | $5.37M | $3.85M |
| EPS - Basic | $1.27 | $1.18 | $1.89 | $1.50 | $1.66 | $1.15 |
| EPS - Diluted | $1.26 | $1.17 | $1.81 | $1.41 | $1.57 | $1.07 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $17.35M | $34.95M | $24.77M | $64.08M | $104.41M | $54.87M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $609.49M | $637.51M | $660.91M | $590.48M | $565.73M | $518.22M |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $554.29M | $584.71M | $610.37M | $538.13M | $513.01M | $467.69M |
| Stockholders' Equity | $55.20M | $52.80M | $50.54M | $52.35M | $52.73M | $50.53M |
| Retained Earnings | $15.24M | $14.05M | $12.71M | $14.51M | $15.59M | $13.94M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $5.47M | $2.32M | $12.11M | $17.06M | $8.33M | $200.0K |
| Investing Cash Flow | $10.21M | $34.48M | ($115.31M) | ($78.79M) | ($1.42M) | ($32.51M) |
| Financing Cash Flow | ($33.29M) | ($26.62M) | $63.90M | $21.41M | $42.62M | $69.07M |
| CapEx | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | 357.2% | 366.9% | 458.4% | 593.7% | 687.2% | 471.3% |
| EBITDA margin | 440.3% | 452.0% | 517.2% | 660.2% | 754.3% | 535.3% |
| Net margin | 298.4% | 324.0% | 386.2% | 424.8% | 541.4% | 377.5% |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 16.5% | 11.7% | 15.7% | 18.8% | 21.2% | 19.9% |
| Return on assets | 0.6% | 0.6% | 0.9% | 0.8% | 0.9% | 0.7% |
| Return on equity | 7.0% | 6.8% | 11.3% | 9.3% | 10.2% | 7.6% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 1.3x | 3.6x | 2.1x | 0.9x |
| Equity multiplier | 11.04 | 12.07 | 13.08 | 11.28 | 10.73 | 10.25 |
| Liabilities / Assets | 0.91 | 0.92 | 0.92 | 0.91 | 0.91 | 0.90 |
| Efficiency | ||||||
| Asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 10.8x | 9.8x | 7.8x | 13.9x | 12.4x | 11.6x |
| P / B | 0.8x | 0.7x | 0.9x | 1.3x | 1.3x | 0.4x |
| P / S | 32.1x | 31.9x | 30.0x | 59.4x | 67.4x | 21.9x |
| EV / EBITDA | 4.3x | 0.1x | 2.6x | 0.5x | -5.0x | -6.0x |
| Growth | ||||||
| Revenue growth (YoY) | 17.5% | -24.9% | 28.8% | 15.7% | -2.8% | - |
| Revenue CAGR (3y) | 4.3% | 3.8% | 13.1% | - | - | - |
| Revenue CAGR (5y) | 5.0% | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 14.4% | -39.9% | -0.6% | 0.0% | 41.7% | -20.2% |
| Net income growth (YoY) | 8.2% | -37.0% | 17.1% | -9.2% | 39.4% | -18.8% |
| EPS growth (YoY) | 7.7% | -35.4% | 28.4% | -10.2% | 46.7% | -57.2% |
| EPS CAGR (3y) | -3.7% | -9.3% | 19.2% | -17.4% | -5.7% | -17.6% |
| EPS CAGR (5y) | 3.3% | -14.1% | -0.7% | -5.9% | -2.0% | -8.3% |
| FCF growth (YoY) | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | 4.5% | 4.5% | -3.4% | -0.7% | 4.3% | 0.4% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
6/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- ✓Asset turnover improved
Peer comparison
Same SIC group: Savings Institution, Federally Chartered
Comparing Home Federal Bancorp against the 5 most active filers in the same SIC group.
Dividends
$0.54/share trailing 12 months · +3.8% YoY
| Ex-date | Per share |
|---|---|
| Apr 27, 2026 | $0.1350 |
| Feb 2, 2026 | $0.1350 |
| Oct 27, 2025 | $0.1350 |
| Aug 4, 2025 | $0.1350 |
| Apr 28, 2025 | $0.1300 |
| Jan 27, 2025 | $0.1300 |
| Oct 28, 2024 | $0.1300 |
| Aug 5, 2024 | $0.1300 |
| Apr 26, 2024 | $0.1250 |
| Jan 26, 2024 | $0.1250 |
| Oct 27, 2023 | $0.1250 |
| Jul 28, 2023 | $0.1250 |
| Apr 28, 2023 | $0.1200 |
| Jan 27, 2023 | $0.1200 |
| Oct 28, 2022 | $0.1200 |
| Jul 29, 2022 | $0.1200 |
| Apr 29, 2022 | $0.1000 |
| Jan 28, 2022 | $0.1000 |
| Oct 29, 2021 | $0.1000 |
| Jul 30, 2021 | $0.1000 |
| Apr 30, 2021 | $0.0830 |
| Jan 29, 2021 | $0.0825 |
| Oct 30, 2020 | $0.0825 |
| Jul 31, 2020 | $0.0825 |