CoverageForm 410-K10-Q8-K13D13G13F

HFBL · Home Federal Bancorp, Inc. of Louisiana - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · HFBL

Income Statement

Line itemQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q3 '24Q1 '24Q2 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A--$266.0K--$206.0K--$224.0K-
Operating Income$1.79M$2.11M$2.02M$1.21M$955.0K$939.0K$807.0K$908.0K$1.53M$2.16M
Interest Expense------$3.18M$3.49M$2.79M$764.0K
Income Tax$318.0K$438.0K$418.0K$187.0K$207.0K($2.0K)($196.0K)$176.0K$310.0K$444.0K
Net Income$1.47M$1.68M$1.60M$1.02M$748.0K$941.0K$1.00M$732.0K$1.22M$1.71M
EPS - Basic$0.49$0.55$0.53$0.33$0.24$0.31$0.33$0.24$0.40$0.57
EPS - Diluted$0.48$0.54$0.52$0.33$0.24$0.31$0.33$0.24$0.39$0.55

Balance Sheet

Line itemQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q3 '24Q1 '24Q2 '23
Cash & Equivalents$28.94M$19.27M$26.49M$17.35M$30.44M$41.04M$34.95M$8.02M$8.88M$24.77M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$641.65M$621.45M$622.63M$609.49M$619.62M$628.40M$637.51M$643.03M$662.60M$660.91M
Current Liabilities----------
Long-term Debt----------
Total Liabilities$583.64M$563.70M$566.04M$554.29M$564.90M$574.14M$584.71M$590.48M$612.13M$610.37M
Stockholders' Equity$58.00M$57.75M$56.59M$55.20M$54.72M$54.27M$52.80M$52.55M$50.47M$50.54M
Retained Earnings$15.84M$15.41M$16.15M$15.24M$15.02M$14.40M$14.05M$14.26M$13.35M$12.71M

Cash Flow

Line itemQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q3 '24Q1 '24Q2 '23
Operating Cash Flow--$2.78M--$871.0K--$2.44M-
Investing Cash Flow--($4.10M)--$16.62M--($18.14M)-
Financing Cash Flow--$10.47M--($11.40M)--($187.0K)-
CapEx----------
Free Cash Flow----------

Ratios

MetricQ3 '26Q2 '26Q1 '26Q2 '25Q3 '25Q1 '25Q2 '24Q3 '24Q1 '24Q2 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income----------
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate17.8%20.7%20.7%15.5%21.7%-0.2%-24.3%19.4%20.3%20.6%
Return on assets0.2%0.3%0.3%0.2%0.1%0.1%0.2%0.1%0.2%0.3%
Return on equity2.5%2.9%2.8%1.8%1.4%1.7%1.9%1.4%2.4%3.4%
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage------0.3x0.3x0.5x2.8x
Equity multiplier11.0610.7611.0011.0411.3211.5812.0712.2413.1313.08
Liabilities / Assets0.910.910.910.910.910.910.920.920.920.92
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E36.0x33.3x26.5x41.2x54.4x40.6x34.8x53.6x37.2x25.5x
P / B----------
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)87.4%75.1%114.8%49.6%5.2%-38.6%-62.6%-31.9%-8.9%46.1%
Net income growth (YoY)96.8%64.2%69.9%1.7%2.2%-22.9%-41.4%-31.1%-27.0%45.7%
EPS growth (YoY)100.0%63.6%67.7%0.0%0.0%-20.5%-40.0%-29.4%-25.0%61.8%
EPS CAGR (3y)12.2%-0.6%0.0%-1.0%-13.4%-6.6%-26.5%-16.3%-19.2%19.8%
EPS CAGR (5y)3.2%-8.2%-6.8%0.6%-15.0%-14.5%-11.8%-17.6%-9.1%23.7%
FCF growth (YoY)----------
FCF CAGR (5y)----------
Book value growth (YoY)6.0%4.6%4.3%4.5%4.1%7.5%4.5%4.8%7.1%-3.4%

Peer comparison

Same SIC group: Savings Institution, Federally Chartered

CompanyRevenue (last FY)Net marginROE
CLBK$580.0K8925.2%4.5%
AX$65.79M658.0%16.1%
WNEB--6.2%
PFS$73.11M398.3%10.3%
TFSL--4.8%

Comparing Home Federal Bancorp against the 5 most active filers in the same SIC group.

Dividends

$0.54/share trailing 12 months · +3.8% YoY

Ex-datePer share
Apr 27, 2026$0.1350
Feb 2, 2026$0.1350
Oct 27, 2025$0.1350
Aug 4, 2025$0.1350
Apr 28, 2025$0.1300
Jan 27, 2025$0.1300
Oct 28, 2024$0.1300
Aug 5, 2024$0.1300
Apr 26, 2024$0.1250
Jan 26, 2024$0.1250
Oct 27, 2023$0.1250
Jul 28, 2023$0.1250
Apr 28, 2023$0.1200
Jan 27, 2023$0.1200
Oct 28, 2022$0.1200
Jul 29, 2022$0.1200
Apr 29, 2022$0.1000
Jan 28, 2022$0.1000
Oct 29, 2021$0.1000
Jul 30, 2021$0.1000
Apr 30, 2021$0.0830
Jan 29, 2021$0.0825
Oct 30, 2020$0.0825
Jul 31, 2020$0.0825