HBCP · Home Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $847.0K | - | - | - | $834.0K | - | - | - | $888.0K | - |
| Operating Income | $14.36M | - | $15.54M | $14.17M | $13.79M | - | $11.68M | $10.08M | $11.44M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $15.22M | - |
| Income Tax | $3.00M | - | $3.19M | $2.84M | $2.82M | - | $2.24M | $1.96M | $2.24M | - |
| Net Income | $11.36M | - | $12.36M | $11.33M | $10.96M | - | $9.44M | $8.12M | $9.20M | - |
| EPS - Basic | $1.47 | - | $1.60 | $1.47 | $1.38 | - | $1.19 | $1.02 | $1.15 | - |
| EPS - Diluted | $1.45 | - | $1.59 | $1.45 | $1.37 | - | $1.18 | $1.02 | $1.14 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $223.48M | $141.60M | $189.32M | $112.59M | $110.66M | $98.55M | $135.88M | $113.46M | $90.47M | $75.83M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $3.55B | $3.49B | $3.49B | $3.49B | $3.49B | $3.44B | $3.44B | $3.41B | $3.36B | $3.32B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $3.11B | $3.06B | $3.07B | $3.08B | $3.08B | $3.05B | $3.05B | $3.04B | $2.99B | $2.95B |
| Stockholders' Equity | $444.41M | $435.09M | $423.04M | $408.82M | $402.83M | $396.09M | $393.45M | $375.83M | $372.29M | $367.44M |
| Retained Earnings | $293.55M | $284.83M | $275.91M | $265.82M | $261.86M | $259.19M | $251.69M | $245.05M | $241.15M | $234.62M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $16.82M | - | - | - | $12.58M | - | - | - | $10.32M | - |
| Investing Cash Flow | $16.57M | - | - | - | ($24.82M) | - | - | - | ($25.73M) | - |
| Financing Cash Flow | $48.49M | - | - | - | $24.36M | - | - | - | $30.05M | - |
| CapEx | $2.35M | - | - | - | $3.87M | - | - | - | $1.25M | - |
| Free Cash Flow | $14.46M | - | - | - | $8.70M | - | - | - | $9.07M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.27 | - | - | - | 0.79 | - | - | - | 0.99 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 20.9% | - | 20.5% | 20.0% | 20.5% | - | 19.2% | 19.5% | 19.6% | - |
| Return on assets | 0.3% | - | 0.4% | 0.3% | 0.3% | - | 0.3% | 0.2% | 0.3% | - |
| Return on equity | 2.6% | - | 2.9% | 2.8% | 2.7% | - | 2.4% | 2.2% | 2.5% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.8x | - |
| Equity multiplier | 8.00 | 8.03 | 8.26 | 8.54 | 8.65 | 8.69 | 8.75 | 9.08 | 9.02 | 9.04 |
| Liabilities / Assets | 0.87 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.89 | 0.89 | 0.89 | 0.89 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 41.8x | - | 34.2x | 35.7x | 32.7x | - | 37.8x | 39.2x | 33.6x | - |
| P / B | 1.1x | - | 1.0x | 1.0x | 0.9x | - | 0.9x | 0.9x | 0.8x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 16.5x | - | - | - | 17.0x | - | - | - | 17.6x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 4.2% | - | 33.1% | 40.6% | 20.5% | - | -4.4% | -18.0% | -19.2% | - |
| Net income growth (YoY) | 3.6% | - | 30.9% | 39.6% | 19.2% | - | -3.2% | -17.0% | -18.7% | - |
| EPS growth (YoY) | 5.8% | - | 34.7% | 42.2% | 20.2% | - | -3.3% | -15.7% | -18.0% | - |
| EPS CAGR (3y) | 1.4% | - | 7.5% | 12.1% | 37.2% | - | -13.0% | -8.7% | -6.8% | - |
| EPS CAGR (5y) | 0.6% | - | 9.5% | 38.0% | 45.5% | - | 9.5% | 7.5% | 6.0% | - |
| FCF growth (YoY) | 66.2% | - | - | - | -4.1% | - | - | - | -5.5% | - |
| FCF CAGR (5y) | 6.1% | - | - | - | 4.3% | - | - | - | -13.9% | - |
| Book value growth (YoY) | 10.3% | 9.8% | 7.5% | 8.8% | 8.2% | 7.8% | 13.9% | 8.6% | 7.9% | 11.4% |
Peer comparison
Same SIC group: Savings Institutions, Not Federally Chartered
Comparing HOME BANCORP against the 5 most active filers in the same SIC group.
Dividends
$1.22/share trailing 12 months · +16.2% YoY
| Ex-date | Per share |
|---|---|
| May 4, 2026 | $0.3100 |
| Feb 9, 2026 | $0.3100 |
| Nov 3, 2025 | $0.3100 |
| Aug 4, 2025 | $0.2900 |
| May 5, 2025 | $0.2700 |
| Feb 10, 2025 | $0.2700 |
| Oct 28, 2024 | $0.2600 |
| Jul 29, 2024 | $0.2500 |
| Apr 26, 2024 | $0.2500 |
| Feb 2, 2024 | $0.2500 |
| Oct 27, 2023 | $0.2500 |
| Jul 28, 2023 | $0.2500 |
| Apr 28, 2023 | $0.2500 |
| Feb 3, 2023 | $0.2500 |
| Oct 28, 2022 | $0.2400 |
| Aug 5, 2022 | $0.2300 |
| May 6, 2022 | $0.2300 |
| Feb 4, 2022 | $0.2300 |
| Nov 5, 2021 | $0.2300 |
| Aug 6, 2021 | $0.2300 |
| May 7, 2021 | $0.2300 |
| Feb 5, 2021 | $0.2200 |
| Nov 6, 2020 | $0.2200 |
| Aug 7, 2020 | $0.2200 |