HBCP · Home Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $3.31M | $3.50M | $3.57M | $3.46M | $3.08M | $3.06M |
| Operating Income | $58.02M | $45.18M | $50.15M | $42.50M | $60.44M | $30.81M |
| Interest Expense | - | - | $42.97M | $7.92M | $5.91M | $11.92M |
| Income Tax | $11.96M | $8.76M | $9.91M | $8.43M | $11.82M | $6.04M |
| Net Income | $46.06M | $36.43M | $40.24M | $34.07M | $48.62M | $24.77M |
| EPS - Basic | $5.93 | $4.58 | $5.02 | $4.19 | $5.80 | $2.86 |
| EPS - Diluted | $5.87 | $4.55 | $4.99 | $4.16 | $5.77 | $2.85 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $141.60M | $98.55M | $75.83M | $87.40M | $601.44M | $187.95M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $3.49B | $3.44B | $3.32B | $3.23B | $2.94B | $2.59B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $3.06B | $3.05B | $2.95B | $2.90B | $2.59B | $2.27B |
| Stockholders' Equity | $435.09M | $396.09M | $367.44M | $329.95M | $351.90M | $321.84M |
| Retained Earnings | $284.83M | $259.19M | $234.62M | $206.30M | $188.51M | $154.28M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $54.51M | $48.73M | $41.36M | $51.20M | $55.72M | $49.03M |
| Investing Cash Flow | ($2.88M) | ($107.11M) | ($94.25M) | ($495.35M) | $54.93M | ($260.04M) |
| Financing Cash Flow | ($8.57M) | $81.09M | $41.33M | ($69.89M) | $302.85M | $359.11M |
| CapEx | $10.17M | $4.06M | $2.02M | $2.71M | $2.47M | $2.15M |
| Free Cash Flow | $44.34M | $44.67M | $39.33M | $48.49M | $53.24M | $46.88M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 0.96 | 1.23 | 0.98 | 1.42 | 1.10 | 1.89 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 20.6% | 19.4% | 19.8% | 19.8% | 19.6% | 19.6% |
| Return on assets | 1.3% | 1.1% | 1.2% | 1.1% | 1.7% | 1.0% |
| Return on equity | 10.6% | 9.2% | 11.0% | 10.3% | 13.8% | 7.7% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 1.2x | 5.4x | 10.2x | 2.6x |
| Equity multiplier | 8.03 | 8.69 | 9.04 | 9.78 | 8.35 | 8.05 |
| Liabilities / Assets | 0.88 | 0.88 | 0.89 | 0.90 | 0.88 | 0.88 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 9.8x | 10.2x | 8.4x | 9.6x | 7.2x | 9.8x |
| P / B | 1.0x | 0.9x | 0.9x | 1.0x | 1.0x | 0.8x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 5.1x | 5.6x | 4.9x | 5.2x | -4.0x | 1.6x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 28.4% | -9.9% | 18.0% | -29.7% | 96.2% | -8.8% |
| Net income growth (YoY) | 26.5% | -9.5% | 18.1% | -29.9% | 96.3% | -11.3% |
| EPS growth (YoY) | 29.0% | -8.8% | 20.0% | -27.9% | 102.5% | -6.6% |
| EPS CAGR (3y) | 12.2% | -7.6% | 20.5% | 10.9% | 19.3% | 7.7% |
| EPS CAGR (5y) | 15.5% | 8.3% | 8.0% | 12.8% | 20.7% | 9.7% |
| FCF growth (YoY) | -0.7% | 13.6% | -18.9% | -8.9% | 13.6% | 16.9% |
| FCF CAGR (5y) | -1.1% | 2.2% | 20.5% | 16.3% | 26.6% | 5.8% |
| Book value growth (YoY) | 9.8% | 7.8% | 11.4% | -6.2% | 9.3% | 1.7% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Savings Institutions, Not Federally Chartered
Comparing HOME BANCORP against the 5 most active filers in the same SIC group.
Dividends
$1.22/share trailing 12 months · +16.2% YoY
| Ex-date | Per share |
|---|---|
| May 4, 2026 | $0.3100 |
| Feb 9, 2026 | $0.3100 |
| Nov 3, 2025 | $0.3100 |
| Aug 4, 2025 | $0.2900 |
| May 5, 2025 | $0.2700 |
| Feb 10, 2025 | $0.2700 |
| Oct 28, 2024 | $0.2600 |
| Jul 29, 2024 | $0.2500 |
| Apr 26, 2024 | $0.2500 |
| Feb 2, 2024 | $0.2500 |
| Oct 27, 2023 | $0.2500 |
| Jul 28, 2023 | $0.2500 |
| Apr 28, 2023 | $0.2500 |
| Feb 3, 2023 | $0.2500 |
| Oct 28, 2022 | $0.2400 |
| Aug 5, 2022 | $0.2300 |
| May 6, 2022 | $0.2300 |
| Feb 4, 2022 | $0.2300 |
| Nov 5, 2021 | $0.2300 |
| Aug 6, 2021 | $0.2300 |
| May 7, 2021 | $0.2300 |
| Feb 5, 2021 | $0.2200 |
| Nov 6, 2020 | $0.2200 |
| Aug 7, 2020 | $0.2200 |