HBAN · Huntington Bancshares Inc /MD/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $472.00M | - | $424.00M | $377.00M | $351.00M | - | $362.00M | $360.00M | $336.00M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | $190.00M | - |
| Operating Income | $641.00M | - | $766.00M | $638.00M | $653.00M | - | $638.00M | $586.00M | $510.00M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $1.09B | - |
| Income Tax | $114.00M | - | $133.00M | $96.00M | $122.00M | - | $116.00M | $106.00M | $86.00M | - |
| Net Income | $523.00M | - | $629.00M | $536.00M | $527.00M | - | $517.00M | $474.00M | $419.00M | - |
| EPS - Basic | $0.26 | - | $0.41 | $0.35 | $0.34 | - | $0.33 | $0.30 | $0.26 | - |
| EPS - Diluted | $0.25 | - | $0.41 | $0.34 | $0.34 | - | $0.33 | $0.30 | $0.26 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $19.19B | $13.49B | $12.74B | $10.36B | $15.31B | $12.85B | $12.59B | $12.55B | $12.18B | $10.13B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $285.37B | $225.11B | $210.23B | $207.74B | $209.60B | $204.23B | $200.53B | $196.31B | $193.52B | $189.37B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $21.59B | $17.22B | $17.32B | $17.47B | $18.10B | $16.37B | $15.66B | $16.46B | $14.89B | $12.39B |
| Total Liabilities | $252.79B | $200.73B | $187.94B | $186.77B | $189.11B | $184.45B | $179.88B | $176.75B | $174.15B | $169.97B |
| Stockholders' Equity | $32.53B | $24.34B | $22.25B | $20.93B | $20.43B | $19.74B | $20.61B | $19.52B | $19.32B | $19.35B |
| Retained Earnings | $6.51B | $6.35B | $6.12B | $5.75B | $5.47B | $5.20B | $4.93B | $4.68B | $4.48B | $4.32B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $524.00M | - | - | - | $513.00M | - | - | - | $464.00M | - |
| Investing Cash Flow | ($135.00M) | - | - | - | ($2.15B) | - | - | - | ($2.26B) | - |
| Financing Cash Flow | $5.30B | - | - | - | $4.10B | - | - | - | $3.85B | - |
| CapEx | $124.00M | - | - | - | $54.00M | - | - | - | $32.00M | - |
| Free Cash Flow | $400.00M | - | - | - | $459.00M | - | - | - | $432.00M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 135.8% | - | 180.7% | 169.2% | 186.0% | - | 176.2% | 162.8% | 151.8% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | 208.3% | - |
| Net margin | 110.8% | - | 148.3% | 142.2% | 150.1% | - | 142.8% | 131.7% | 124.7% | - |
| Free cash flow margin | 84.7% | - | - | - | 130.8% | - | - | - | 128.6% | - |
| FCF / Net income | 0.76 | - | - | - | 0.87 | - | - | - | 1.03 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 17.9% | - | 17.5% | 15.2% | 18.8% | - | 18.3% | 18.3% | 17.0% | - |
| Return on assets | 0.2% | - | 0.3% | 0.3% | 0.3% | - | 0.3% | 0.2% | 0.2% | - |
| Return on equity | 1.6% | - | 2.8% | 2.6% | 2.6% | - | 2.5% | 2.4% | 2.2% | - |
| Return on invested capital | 1.0% | - | 1.6% | 1.4% | 1.4% | - | 1.4% | 1.3% | 1.2% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.66 | 0.71 | 0.78 | 0.83 | 0.89 | 0.83 | 0.76 | 0.84 | 0.77 | 0.64 |
| Debt / Assets | 0.08 | 0.08 | 0.08 | 0.08 | 0.09 | 0.08 | 0.08 | 0.08 | 0.08 | 0.07 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | 21.28 | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.5x | - |
| Equity multiplier | 8.77 | 9.25 | 9.45 | 9.93 | 10.26 | 10.35 | 9.73 | 10.06 | 10.02 | 9.78 |
| Liabilities / Assets | 0.89 | 0.89 | 0.89 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 |
| Efficiency | ||||||||||
| Asset turnover | 0.00 | - | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | 0.00 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 62.6x | - | 42.1x | 49.3x | 44.1x | - | 44.5x | 43.9x | 53.7x | - |
| P / B | 0.9x | - | 1.2x | 1.2x | 1.1x | - | 1.1x | 1.0x | 1.1x | - |
| P / S | 63.0x | - | 60.5x | 65.8x | 63.4x | - | 60.0x | 54.0x | 61.2x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | 33.2x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 34.5% | - | 17.1% | 4.7% | 4.5% | - | 7.1% | 8.4% | -10.9% | - |
| Revenue CAGR (3y) | 7.8% | - | 7.1% | 5.4% | 4.5% | - | 4.7% | 11.9% | 14.8% | - |
| Revenue CAGR (5y) | 16.3% | - | 13.6% | 13.4% | 9.1% | - | 8.6% | 8.9% | 8.6% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -1.8% | - | 20.1% | 8.9% | 28.0% | - | -7.3% | -16.2% | -32.0% | - |
| Net income growth (YoY) | -0.8% | - | 21.7% | 13.1% | 25.8% | - | -5.5% | -15.2% | -30.4% | - |
| EPS growth (YoY) | -26.5% | - | 24.2% | 13.3% | 30.8% | - | -5.7% | -14.3% | -33.3% | - |
| EPS CAGR (3y) | -13.8% | - | 1.7% | -1.0% | 5.4% | - | 14.5% | - | -18.5% | - |
| EPS CAGR (5y) | -12.2% | - | 8.7% | 21.2% | 62.5% | - | -0.6% | -1.9% | -4.1% | - |
| FCF growth (YoY) | -12.9% | - | - | - | 6.3% | - | - | - | 311.4% | - |
| FCF CAGR (5y) | - | - | - | - | -1.2% | - | - | - | -1.8% | - |
| Book value growth (YoY) | 59.2% | 23.3% | 8.0% | 7.2% | 5.8% | 2.0% | 11.5% | 3.9% | 3.0% | 9.1% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$1.56B totalConsumer And Business Banking$1.21B · 77.2%
Commercial Banking$357.00M · 22.8%
Product / service
$1.21B totalCards And Payment Processing Revenue$465.00M · 38.5%
Trust And Investment Management Services Revenue$385.00M · 31.9%
Service Charges Revenue$233.00M · 19.3%
Insurance Revenue$72.00M · 6.0%
Other Revenue$28.00M · 2.3%
Capital Market Fees$22.00M · 1.8%
Leasing Revenue$3.00M · 0.2%
Peer comparison
Same SIC group: National Commercial Banks
Comparing HUNTINGTON BANCSHARES INC /MD/ against the 5 most active filers in the same SIC group.
Dividends
$0.62/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| Mar 18, 2026 | $0.1550 |
| Dec 18, 2025 | $0.1550 |
| Sep 17, 2025 | $0.1550 |
| Jun 17, 2025 | $0.1550 |
| Mar 18, 2025 | $0.1550 |
| Dec 18, 2024 | $0.1550 |
| Sep 17, 2024 | $0.1550 |
| Jun 17, 2024 | $0.1550 |
| Mar 15, 2024 | $0.1550 |
| Dec 15, 2023 | $0.1550 |
| Sep 15, 2023 | $0.1550 |
| Jun 15, 2023 | $0.1550 |
| Mar 17, 2023 | $0.1550 |
| Dec 16, 2022 | $0.1550 |
| Sep 16, 2022 | $0.1550 |
| Jun 16, 2022 | $0.1550 |
| Mar 17, 2022 | $0.1550 |
| Dec 16, 2021 | $0.1550 |
| Sep 16, 2021 | $0.1500 |
| Jun 16, 2021 | $0.1500 |
| Mar 17, 2021 | $0.1500 |
| Dec 17, 2020 | $0.1500 |
| Sep 16, 2020 | $0.1500 |
| Jun 16, 2020 | $0.1500 |