HAFC · Hanmi Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $270.17M | $234.36M | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $3.30M | $3.20M | $3.30M | $3.90M | $4.40M | $4.00M |
| Operating Income | $76.09M | $62.20M | $114.58M | $140.73M | $135.49M | $59.49M |
| Interest Expense | - | - | $148.06M | $36.17M | $21.63M | $42.97M |
| Income Tax | $31.84M | $26.40M | $34.54M | $39.33M | $36.82M | $17.30M |
| Net Income | $76.09M | $62.20M | $80.04M | $101.39M | $98.68M | $42.20M |
| EPS - Basic | $2.53 | $2.06 | $2.63 | $3.33 | $3.22 | $1.38 |
| EPS - Diluted | $2.51 | $2.05 | $2.62 | $3.32 | $3.22 | $1.38 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $212.84M | $304.80M | $302.32M | $352.42M | $608.97M | $391.85M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $7.87B | $7.68B | $7.57B | $7.38B | $6.86B | $6.20B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $7.07B | $6.95B | $6.87B | $6.74B | $6.22B | $5.62B |
| Stockholders' Equity | $796.39M | $732.17M | $701.89M | $637.51M | $643.42M | $577.04M |
| Retained Earnings | $394.33M | $350.87M | $319.05M | $269.54M | $196.78M | $114.62M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $206.01M | $53.95M | $107.80M | $147.31M | $93.73M | $60.20M |
| Investing Cash Flow | ($384.32M) | ($107.47M) | ($209.99M) | ($881.51M) | ($447.04M) | ($407.59M) |
| Financing Cash Flow | $86.35M | $56.00M | $52.10M | $477.65M | $570.43M | $617.55M |
| CapEx | $2.31M | $2.62M | $2.42M | $1.93M | $2.72M | $4.39M |
| Free Cash Flow | $203.70M | $51.33M | $105.38M | $145.38M | $91.00M | $55.81M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | 28.2% | 26.5% | - | - | - | - |
| EBITDA margin | 29.4% | 27.9% | - | - | - | - |
| Net margin | 28.2% | 26.5% | - | - | - | - |
| Free cash flow margin | 75.4% | 21.9% | - | - | - | - |
| FCF / Net income | 2.68 | 0.83 | 1.32 | 1.43 | 0.92 | 1.32 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 29.5% | 29.8% | 30.1% | 27.9% | 27.2% | 29.1% |
| Return on assets | 1.0% | 0.8% | 1.1% | 1.4% | 1.4% | 0.7% |
| Return on equity | 9.6% | 8.5% | 11.4% | 15.9% | 15.3% | 7.3% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.8x | 3.9x | 6.3x | 1.4x |
| Equity multiplier | 9.88 | 10.49 | 10.79 | 11.57 | 10.66 | 10.75 |
| Liabilities / Assets | 0.90 | 0.90 | 0.91 | 0.91 | 0.91 | 0.91 |
| Efficiency | ||||||
| Asset turnover | 0.03 | 0.03 | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 10.8x | 11.5x | 7.4x | 7.5x | 7.4x | 8.2x |
| P / B | 1.0x | 1.0x | 0.8x | 1.2x | 1.1x | 0.6x |
| P / S | 3.0x | 3.0x | - | - | - | - |
| EV / EBITDA | 7.5x | 6.2x | 2.4x | 2.8x | 0.8x | -0.8x |
| Growth | ||||||
| Revenue growth (YoY) | 15.3% | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 22.3% | -45.7% | -18.6% | 3.9% | 127.7% | 25.7% |
| Net income growth (YoY) | 22.3% | -22.3% | -21.1% | 2.8% | 133.9% | 28.7% |
| EPS growth (YoY) | 22.4% | -21.8% | -21.1% | 3.1% | 133.3% | 30.2% |
| EPS CAGR (3y) | -8.9% | -14.0% | 23.8% | 46.3% | 21.6% | -6.5% |
| EPS CAGR (5y) | 12.7% | 14.1% | 7.9% | 14.5% | 13.0% | -3.9% |
| FCF growth (YoY) | 296.9% | -51.3% | -27.5% | 59.8% | 63.1% | -3.7% |
| FCF CAGR (5y) | 29.6% | -2.4% | 7.6% | 13.0% | 11.1% | -2.4% |
| Book value growth (YoY) | 8.8% | 4.3% | 10.1% | -0.9% | 11.5% | 2.4% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$270.17M totalBanking Segment$270.17M · 100.0%
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
6/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- ✓Asset turnover improved
Peer comparison
Same SIC group: National Commercial Banks
Comparing HANMI FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$1.10/share trailing 12 months · +5.8% YoY
| Ex-date | Per share |
|---|---|
| May 4, 2026 | $0.2800 |
| Feb 9, 2026 | $0.2800 |
| Nov 4, 2025 | $0.2700 |
| Aug 4, 2025 | $0.2700 |
| May 5, 2025 | $0.2700 |
| Feb 10, 2025 | $0.2700 |
| Nov 4, 2024 | $0.2500 |
| Aug 5, 2024 | $0.2500 |
| May 3, 2024 | $0.2500 |
| Feb 2, 2024 | $0.2500 |
| Nov 3, 2023 | $0.2500 |
| Aug 4, 2023 | $0.2500 |
| May 5, 2023 | $0.2500 |
| Feb 3, 2023 | $0.2500 |
| Nov 4, 2022 | $0.2500 |
| Aug 5, 2022 | $0.2500 |
| May 6, 2022 | $0.2200 |
| Feb 4, 2022 | $0.2200 |
| Nov 5, 2021 | $0.2000 |
| Aug 6, 2021 | $0.1200 |
| May 7, 2021 | $0.1200 |
| Feb 5, 2021 | $0.1000 |
| Nov 13, 2020 | $0.0800 |
| Aug 7, 2020 | $0.0800 |