HAFC · Hanmi Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $71.74M | - | $58.49M | $65.21M | $58.39M | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $862.0K | - | - | - | $1.59M | - | - | - | $1.60M | - |
| Operating Income | $22.56M | - | $22.06M | $14.45M | $15.16M | - | $21.12M | $20.44M | $21.72M | - |
| Interest Expense | - | - | - | - | - | - | - | $50.04M | $48.94M | - |
| Income Tax | $7.92M | - | $9.40M | $6.12M | $7.44M | - | $6.23M | $5.99M | $6.55M | - |
| Net Income | $22.56M | - | $22.06M | $15.12M | $17.67M | - | $14.89M | $14.45M | $15.16M | - |
| EPS - Basic | $0.76 | - | $0.73 | $0.50 | $0.59 | - | $0.49 | $0.48 | $0.50 | - |
| EPS - Diluted | $0.75 | - | $0.73 | $0.50 | $0.58 | - | $0.49 | $0.48 | $0.50 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $254.04M | $212.84M | $215.65M | $380.05M | $329.00M | $304.80M | $287.77M | $313.08M | $256.04M | $302.32M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $7.84B | $7.87B | $7.86B | $7.86B | $7.73B | $7.68B | $7.71B | $7.59B | $7.51B | $7.57B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $7.04B | $7.07B | $7.08B | $7.10B | $6.98B | $6.95B | $6.98B | $6.88B | $6.81B | $6.87B |
| Stockholders' Equity | $802.82M | $796.39M | $779.55M | $762.83M | $751.49M | $732.17M | $736.71M | $707.06M | $703.10M | $701.89M |
| Retained Earnings | $408.33M | $394.33M | $381.18M | $367.25M | $360.29M | $350.87M | $340.72M | $333.39M | $326.53M | $319.05M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $23.88M | - | - | - | $25.84M | - | - | - | $29.98M | - |
| Investing Cash Flow | $58.62M | - | - | - | ($30.48M) | - | - | - | ($9.48M) | - |
| Financing Cash Flow | ($41.29M) | - | - | - | $28.84M | - | - | - | ($66.78M) | - |
| CapEx | $499.0K | - | - | - | $263.0K | - | - | - | $794.0K | - |
| Free Cash Flow | $23.38M | - | - | - | $25.58M | - | - | - | $29.19M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 31.4% | - | 37.7% | 22.2% | 26.0% | - | - | - | - | - |
| EBITDA margin | 32.6% | - | - | - | 28.7% | - | - | - | - | - |
| Net margin | 31.4% | - | 37.7% | 23.2% | 30.3% | - | - | - | - | - |
| Free cash flow margin | 32.6% | - | - | - | 43.8% | - | - | - | - | - |
| FCF / Net income | 1.04 | - | - | - | 1.45 | - | - | - | 1.92 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 26.0% | - | 29.9% | 28.8% | 29.6% | - | 29.5% | 29.3% | 30.2% | - |
| Return on assets | 0.3% | - | 0.3% | 0.2% | 0.2% | - | 0.2% | 0.2% | 0.2% | - |
| Return on equity | 2.8% | - | 2.8% | 2.0% | 2.4% | - | 2.0% | 2.0% | 2.2% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 0.4x | 0.4x | - |
| Equity multiplier | 9.76 | 9.88 | 10.08 | 10.31 | 10.29 | 10.49 | 10.47 | 10.73 | 10.68 | 10.79 |
| Liabilities / Assets | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.91 | 0.91 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | 0.01 | - | 0.01 | 0.01 | 0.01 | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 35.1x | - | 33.8x | 49.4x | 39.1x | - | 38.0x | 34.8x | 31.8x | - |
| P / B | 1.0x | - | 0.9x | 1.0x | 0.9x | - | 0.8x | 0.7x | 0.7x | - |
| P / S | 11.0x | - | 12.6x | 11.4x | 11.7x | - | - | - | - | - |
| EV / EBITDA | 22.7x | - | - | - | 21.0x | - | - | - | 9.6x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 22.9% | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 48.8% | - | 4.4% | -29.3% | -30.2% | - | -20.8% | -29.9% | -30.5% | - |
| Net income growth (YoY) | 27.6% | - | 48.1% | 4.6% | 16.5% | - | -20.8% | -29.9% | -31.0% | - |
| EPS growth (YoY) | 29.3% | - | 49.0% | 4.2% | 16.0% | - | -21.0% | -28.4% | -30.6% | - |
| EPS CAGR (3y) | 1.4% | - | -6.4% | -15.2% | -5.2% | - | -17.1% | -12.6% | -2.5% | - |
| EPS CAGR (5y) | 6.8% | - | 6.6% | 10.8% | 48.6% | - | 4.1% | 39.8% | 0.8% | - |
| FCF growth (YoY) | -8.6% | - | - | - | -12.4% | - | - | - | -17.8% | - |
| FCF CAGR (5y) | 33.1% | - | - | - | 2.1% | - | - | - | 5.9% | - |
| Book value growth (YoY) | 6.8% | 8.8% | 5.8% | 7.9% | 6.9% | 4.3% | 11.1% | 5.8% | 6.2% | 10.1% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$270.17M totalBanking Segment$270.17M · 100.0%
Peer comparison
Same SIC group: National Commercial Banks
Comparing HANMI FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$1.10/share trailing 12 months · +5.8% YoY
| Ex-date | Per share |
|---|---|
| May 4, 2026 | $0.2800 |
| Feb 9, 2026 | $0.2800 |
| Nov 4, 2025 | $0.2700 |
| Aug 4, 2025 | $0.2700 |
| May 5, 2025 | $0.2700 |
| Feb 10, 2025 | $0.2700 |
| Nov 4, 2024 | $0.2500 |
| Aug 5, 2024 | $0.2500 |
| May 3, 2024 | $0.2500 |
| Feb 2, 2024 | $0.2500 |
| Nov 3, 2023 | $0.2500 |
| Aug 4, 2023 | $0.2500 |
| May 5, 2023 | $0.2500 |
| Feb 3, 2023 | $0.2500 |
| Nov 4, 2022 | $0.2500 |
| Aug 5, 2022 | $0.2500 |
| May 6, 2022 | $0.2200 |
| Feb 4, 2022 | $0.2200 |
| Nov 5, 2021 | $0.2000 |
| Aug 6, 2021 | $0.1200 |
| May 7, 2021 | $0.1200 |
| Feb 5, 2021 | $0.1000 |
| Nov 13, 2020 | $0.0800 |
| Aug 7, 2020 | $0.0800 |