GWB · Great Western Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q3 '21 | Q2 '21 | Q1 '21 | Q3 '20 | Q2 '20 | Q1 '20 | Q3 '19 | Q2 '19 | Q1 '19 | Q3 '18 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.18M | $12.66M | $13.50M | $11.25M | $12.97M | $15.04M | $13.17M | $17.73M | $14.51M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | $4.78M | - | - | $3.95M | - | - | $2.30M | - |
| Operating Income | $77.03M | $65.96M | $52.71M | $5.88M | ($778.35M) | $55.87M | $34.32M | $57.45M | $59.29M | $62.23M |
| Interest Expense | $5.16M | $6.13M | $7.69M | $13.62M | $23.26M | $26.36M | $32.57M | $30.41M | $27.17M | $19.75M |
| Income Tax | $18.28M | $14.66M | $11.39M | $478.0K | ($37.73M) | $12.60M | $7.54M | $12.93M | $13.51M | $16.36M |
| Net Income | $58.75M | $51.30M | $41.32M | $5.40M | ($740.62M) | $43.27M | $26.78M | $44.51M | $45.79M | $45.87M |
| EPS - Basic | $1.06 | $0.93 | $0.75 | $0.10 | ($13.25) | $0.77 | $0.47 | $0.78 | $0.79 | $0.78 |
| EPS - Diluted | $1.06 | $0.93 | $0.75 | $0.10 | ($13.25) | $0.77 | $0.47 | $0.78 | $0.79 | $0.78 |
Balance Sheet
| Line item | Q3 '21 | Q2 '21 | Q1 '21 | Q3 '20 | Q2 '20 | Q1 '20 | Q3 '19 | Q2 '19 | Q1 '19 | Q3 '18 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.55B | $1.38B | $1.06B | $432.89M | $347.49M | $247.42M | $243.47M | $282.64M | $276.76M | $298.70M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $12.91B | $13.01B | $12.81B | $12.60B | $12.39B | $12.85B | $12.79B | $12.83B | $12.57B | $12.12B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $108.97M | $108.90M | $108.87M | $108.83M | $108.74M | $108.69M | $108.64M | $108.53M | $108.51M | $108.47M |
| Total Liabilities | $11.71B | $11.92B | $11.75B | $11.44B | $11.23B | $10.93B | $10.89B | $10.98B | $10.76B | $10.28B |
| Stockholders' Equity | $1.20B | $1.09B | $1.07B | $1.16B | $1.15B | $1.92B | $1.90B | $1.85B | $1.81B | $1.84B |
| Retained Earnings | $13.17M | ($97.47M) | ($148.77M) | ($57.17M) | ($73.70M) | $683.68M | $657.48M | $614.54M | $584.26M | $553.01M |
Cash Flow
| Line item | Q3 '21 | Q2 '21 | Q1 '21 | Q3 '20 | Q2 '20 | Q1 '20 | Q3 '19 | Q2 '19 | Q1 '19 | Q3 '18 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | $88.60M | - | - | $78.45M | - | - | $80.34M | - |
| Investing Cash Flow | - | - | $236.93M | - | - | ($76.87M) | - | - | ($492.39M) | - |
| Financing Cash Flow | - | - | $303.38M | - | - | $2.36M | - | - | $390.11M | - |
| CapEx | - | - | $2.11M | - | - | $2.03M | - | - | $2.32M | - |
| Free Cash Flow | - | - | $86.49M | - | - | $76.42M | - | - | $78.02M | - |
Ratios
| Metric | Q3 '21 | Q2 '21 | Q1 '21 | Q3 '20 | Q2 '20 | Q1 '20 | Q3 '19 | Q2 '19 | Q1 '19 | Q3 '18 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 584.3% | 520.9% | 390.4% | 52.3% | -5999.3% | 371.5% | 260.5% | 323.9% | 408.6% | - |
| EBITDA margin | - | - | 425.8% | - | - | 397.7% | - | - | 424.4% | - |
| Net margin | 445.7% | 405.1% | 306.0% | 48.0% | -5708.5% | 287.7% | 203.3% | 251.0% | 315.5% | - |
| Free cash flow margin | - | - | 640.6% | - | - | 508.1% | - | - | 537.6% | - |
| FCF / Net income | - | - | 2.09 | - | - | 1.77 | - | - | 1.70 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 23.7% | 22.2% | 21.6% | 8.1% | - | 22.5% | 22.0% | 22.5% | 22.8% | 26.3% |
| Return on assets | 0.5% | 0.4% | 0.3% | 0.0% | -6.0% | 0.3% | 0.2% | 0.3% | 0.4% | 0.4% |
| Return on equity | 4.9% | 4.7% | 3.9% | 0.5% | -64.2% | 2.3% | 1.4% | 2.4% | 2.5% | 2.5% |
| Return on invested capital | 4.5% | 4.3% | 3.5% | 0.4% | -48.7% | 2.1% | 1.3% | 2.3% | 2.4% | 2.4% |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.09 | 0.10 | 0.10 | 0.09 | 0.09 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
| Debt / Assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Debt / EBITDA | - | - | 1.89 | - | - | 1.82 | - | - | 1.76 | - |
| Interest coverage | 14.9x | 10.8x | 6.9x | 0.4x | -33.5x | 2.1x | 1.1x | 1.9x | 2.2x | 3.2x |
| Equity multiplier | 10.75 | 11.90 | 11.99 | 10.84 | 10.74 | 6.69 | 6.73 | 6.93 | 6.94 | 6.58 |
| Liabilities / Assets | 0.91 | 0.92 | 0.92 | 0.91 | 0.91 | 0.85 | 0.85 | 0.86 | 0.86 | 0.85 |
| Efficiency | ||||||||||
| Asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 17.2% | -2.4% | -10.2% | -14.6% | -26.8% | 3.6% | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 1210.4% | - | -5.7% | -82.9% | - | -5.8% | -44.9% | 4.0% | 2.5% | 16.3% |
| Net income growth (YoY) | 987.9% | - | -4.5% | -79.8% | - | -5.5% | -41.6% | 9.8% | 56.6% | 30.8% |
| EPS growth (YoY) | 960.0% | - | -2.6% | -78.7% | - | -2.5% | -39.7% | 13.0% | 61.2% | 32.2% |
| EPS CAGR (3y) | 10.8% | 10.5% | 15.2% | -44.7% | - | 6.9% | 0.7% | 12.4% | 12.8% | 16.0% |
| EPS CAGR (5y) | 18.2% | 11.1% | 6.4% | -27.5% | - | 10.9% | - | - | - | - |
| FCF growth (YoY) | - | - | 13.2% | - | - | -2.1% | - | - | 39.7% | - |
| FCF CAGR (5y) | - | - | 17.7% | - | - | 17.7% | - | - | - | - |
| Book value growth (YoY) | 3.3% | -5.2% | -44.4% | -38.8% | -37.7% | 6.0% | 3.2% | 3.6% | 2.5% | 4.9% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2021-09-30.
Product / service
$53.49M totalProducts And Service Deposit Service Fees$37.13M · 69.4%
Product And Service Wealth Management Fees$13.35M · 25.0%
Product And Service Customer Services Other$3.02M · 5.6%
Peer comparison
Same SIC group: State Commercial Banks
Comparing Great Western Bancorp against the 5 most active filers in the same SIC group.