GWB · Great Western Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Revenue | $53.49M | $52.25M | $68.15M | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $6.50M | $26.35M | $13.65M | $13.09M | $13.60M | $16.26M |
| Operating Income | $262.27M | ($706.32M) | $215.59M | $232.03M | $214.23M | $180.12M |
| Interest Expense | $23.42M | $74.15M | $122.21M | $74.00M | $45.32M | $33.52M |
| Income Tax | $59.01M | ($25.51M) | $48.23M | $74.12M | $69.44M | $58.86M |
| Net Income | $203.26M | ($680.81M) | $167.37M | $157.92M | $144.79M | $121.25M |
| EPS - Basic | $3.68 | ($12.24) | $2.93 | $2.68 | $2.46 | $2.14 |
| EPS - Diluted | $3.67 | ($12.24) | $2.92 | $2.67 | $2.45 | $2.14 |
Balance Sheet
| Line item | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.55B | $432.89M | $243.47M | $298.70M | $360.40M | $524.61M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $12.91B | $12.60B | $12.79B | $12.12B | $11.69B | $11.53B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | $108.97M | $108.83M | $108.64M | $108.47M | $108.30M | $111.87M |
| Total Liabilities | $11.71B | $11.44B | $10.89B | $10.28B | $9.94B | $9.87B |
| Stockholders' Equity | $1.20B | $1.16B | $1.90B | $1.84B | $1.75B | $1.66B |
| Retained Earnings | $13.17M | ($57.17M) | $657.48M | $553.01M | $445.75M | $344.92M |
Cash Flow
| Line item | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $231.45M | $82.46M | $191.66M | $182.43M | $131.51M | $186.33M |
| Investing Cash Flow | $640.45M | ($369.39M) | ($698.47M) | ($533.31M) | ($379.19M) | ($353.66M) |
| Financing Cash Flow | $247.47M | $476.34M | $451.59M | $289.18M | $83.47M | $454.17M |
| CapEx | $6.13M | $6.11M | $15.64M | $13.88M | $6.41M | $15.46M |
| Free Cash Flow | $225.32M | $76.36M | $176.02M | $168.55M | $125.10M | $170.87M |
Ratios
| Metric | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | 490.3% | -1351.9% | 316.3% | - | - | - |
| EBITDA margin | 502.4% | -1301.5% | 336.4% | - | - | - |
| Net margin | 380.0% | -1303.1% | 245.6% | - | - | - |
| Free cash flow margin | 421.2% | 146.1% | 258.3% | - | - | - |
| FCF / Net income | 1.11 | -0.11 | 1.05 | 1.07 | 0.86 | 1.41 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 22.5% | - | 22.4% | 31.9% | 32.4% | 32.7% |
| Return on assets | 1.6% | -5.4% | 1.3% | 1.3% | 1.2% | 1.1% |
| Return on equity | 16.9% | -58.5% | 8.8% | 8.6% | 8.2% | 7.3% |
| Return on invested capital | 15.5% | -43.9% | 8.3% | 8.1% | 7.8% | 6.8% |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | 0.09 | 0.09 | 0.06 | 0.06 | 0.06 | 0.07 |
| Debt / Assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Debt / EBITDA | 0.41 | - | 0.47 | 0.44 | 0.48 | 0.57 |
| Interest coverage | 11.2x | -9.5x | 1.8x | 3.1x | 4.7x | 5.4x |
| Equity multiplier | 10.75 | 10.84 | 6.73 | 6.58 | 6.66 | 6.93 |
| Liabilities / Assets | 0.91 | 0.91 | 0.85 | 0.85 | 0.85 | 0.86 |
| Efficiency | ||||||
| Asset turnover | 0.00 | 0.00 | 0.01 | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | 2.4% | -23.3% | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | -7.1% | 8.3% | 18.9% | 11.5% |
| Net income growth (YoY) | - | - | 6.0% | 9.1% | 19.4% | 11.2% |
| EPS growth (YoY) | - | - | 9.4% | 9.0% | 14.5% | 28.9% |
| EPS CAGR (3y) | 11.2% | - | 10.9% | 17.2% | - | - |
| EPS CAGR (5y) | 11.4% | - | - | - | - | - |
| FCF growth (YoY) | 195.1% | -56.6% | 4.4% | 34.7% | -26.8% | -12.3% |
| FCF CAGR (5y) | 5.7% | -17.1% | 3.6% | 2.4% | -9.4% | - |
| Book value growth (YoY) | 3.3% | -38.8% | 3.2% | 4.9% | 5.5% | 14.0% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2021-09-30.
Product / service
$53.49M totalProducts And Service Deposit Service Fees$37.13M · 69.4%
Product And Service Wealth Management Fees$13.35M · 25.0%
Product And Service Customer Services Other$3.02M · 5.6%
Stability scores
Piotroski F-score
FY 2021 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- ✗Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- ✗Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing Great Western Bancorp against the 5 most active filers in the same SIC group.