FMBH · First Mid Bancshares, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | - | $4.90M | $5.00M | $4.90M | $4.40M | $3.80M |
| Operating Income | $117.05M | $104.40M | $88.41M | $91.29M | $66.79M | $59.74M |
| Interest Expense | - | - | $106.70M | $31.61M | $15.26M | $16.73M |
| Income Tax | $25.30M | $25.50M | $19.47M | $18.34M | $15.30M | $14.47M |
| Net Income | $91.75M | $78.90M | $68.94M | $72.95M | $51.49M | $45.27M |
| EPS - Basic | $3.84 | $3.31 | $3.17 | $3.62 | $2.88 | $2.71 |
| EPS - Diluted | $3.83 | $3.30 | $3.15 | $3.60 | $2.87 | $2.70 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $7.97B | $7.52B | $7.59B | $6.74B | $5.99B | $4.73B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | $354.46M | - | - | - | - | - |
| Total Liabilities | $7.01B | $6.67B | $6.79B | $6.11B | $5.35B | $4.16B |
| Stockholders' Equity | $958.69M | $846.39M | $793.20M | $633.15M | $633.89M | $568.23M |
| Retained Earnings | $463.54M | $395.19M | $338.66M | $289.28M | $234.16M | $197.73M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $130.87M | $124.42M | $72.42M | $65.82M | $69.60M | $63.54M |
| Investing Cash Flow | ($302.63M) | ($7.51M) | $474.38M | ($178.69M) | ($482.50M) | ($562.42M) |
| Financing Cash Flow | $305.45M | ($138.76M) | ($556.17M) | $96.69M | $164.22M | $831.08M |
| CapEx | $6.85M | $4.95M | $3.64M | $5.02M | $3.70M | $2.46M |
| Free Cash Flow | $124.03M | $119.48M | $68.78M | $60.80M | $65.89M | $61.08M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 1.35 | 1.51 | 1.00 | 0.83 | 1.28 | 1.35 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 21.6% | 24.4% | 22.0% | 20.1% | 22.9% | 24.2% |
| Return on assets | 1.2% | 1.0% | 0.9% | 1.1% | 0.9% | 1.0% |
| Return on equity | 9.6% | 9.3% | 8.7% | 11.5% | 8.1% | 8.0% |
| Return on invested capital | 7.0% | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | 0.37 | - | - | - | - | - |
| Debt / Assets | 0.04 | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.8x | 2.9x | 4.4x | 3.6x |
| Equity multiplier | 8.31 | 8.88 | 9.56 | 10.65 | 9.44 | 8.32 |
| Liabilities / Assets | 0.88 | 0.89 | 0.90 | 0.91 | 0.89 | 0.88 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 10.2x | 11.2x | 11.0x | 8.9x | 14.9x | 12.5x |
| P / B | 1.0x | 1.0x | 1.0x | 1.0x | 1.2x | 1.0x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | 8.1x | 8.1x | 6.8x | 10.8x | 8.9x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 12.1% | 18.1% | -3.2% | 36.7% | 11.8% | -5.6% |
| Net income growth (YoY) | 16.3% | 14.5% | -5.5% | 41.7% | 13.7% | -5.6% |
| EPS growth (YoY) | 16.1% | 4.8% | -12.5% | 25.4% | 6.3% | -5.9% |
| EPS CAGR (3y) | 2.1% | 4.8% | 5.3% | 7.8% | 4.4% | 8.2% |
| EPS CAGR (5y) | 7.2% | 2.8% | 4.6% | 11.1% | 7.0% | 8.3% |
| FCF growth (YoY) | 3.8% | 73.7% | 13.1% | -7.7% | 7.9% | 4.0% |
| FCF CAGR (5y) | 15.2% | 15.3% | 12.0% | 6.3% | 19.8% | 21.7% |
| Book value growth (YoY) | 13.3% | 6.7% | 25.3% | -0.1% | 11.6% | 7.9% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing FIRST MID BANCSHARES against the 5 most active filers in the same SIC group.
Dividends
$1.00/share trailing 12 months · +4.2% YoY
| Ex-date | Per share |
|---|---|
| May 15, 2026 | $0.2500 |
| Feb 12, 2026 | $0.2500 |
| Nov 14, 2025 | $0.2500 |
| Aug 15, 2025 | $0.2500 |
| May 15, 2025 | $0.2400 |
| Feb 13, 2025 | $0.2400 |
| Nov 14, 2024 | $0.2400 |
| Aug 16, 2024 | $0.2400 |
| May 14, 2024 | $0.2300 |
| Feb 15, 2024 | $0.2300 |
| Nov 22, 2023 | $0.2300 |
| Aug 11, 2023 | $0.2300 |
| May 16, 2023 | $0.2300 |
| Feb 14, 2023 | $0.2300 |
| Nov 16, 2022 | $0.2300 |
| Aug 17, 2022 | $0.2300 |
| May 17, 2022 | $0.2200 |
| Feb 9, 2022 | $0.2200 |
| Nov 16, 2021 | $0.2200 |
| Aug 17, 2021 | $0.2200 |
| May 17, 2021 | $0.2050 |
| Feb 18, 2021 | $0.2050 |
| Nov 30, 2020 | $0.4100 |
| May 29, 2020 | $0.4000 |