CoverageForm 410-K10-Q8-K13D13G13F

FMBH · First Mid Bancshares, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · FMBH

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A----------
Operating Income$33.90M-$28.77M$30.13M$28.15M-$25.37M$26.71M$26.94M-
Interest Expense-------$31.92M$32.20M-
Income Tax$7.58M-$6.31M$6.69M$5.98M-$5.88M$6.97M$6.44M-
Net Income$26.33M-$22.46M$23.44M$22.17M-$19.48M$19.75M$20.50M-
EPS - Basic$1.06-$0.94$0.98$0.93-$0.81$0.83$0.86-
EPS - Diluted$1.06-$0.94$0.98$0.93-$0.81$0.82$0.86-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents----------
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$9.29B$7.97B$7.83B$7.68B$7.57B$7.52B$7.56B$7.58B$7.68B$7.59B
Current Liabilities----------
Long-term Debt-$354.46M--------
Total Liabilities$8.21B$7.01B$6.90B$6.79B$6.70B$6.67B$6.70B$6.77B$6.88B$6.79B
Stockholders' Equity$1.08B$958.69M$932.18M$894.14M$870.95M$846.39M$858.50M$813.64M$797.95M$793.20M
Retained Earnings$483.89M$463.54M$445.84M$429.34M$411.63M$395.19M$381.74M$367.97M$353.69M$338.66M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$25.08M---$47.88M---$29.05M-
Investing Cash Flow$79.53M---$4.54M---$97.40M-
Financing Cash Flow$117.50M---$27.82M---$86.19M-
CapEx$1.96M---$1.93M---$1.48M-
Free Cash Flow$23.12M---$45.95M---$27.57M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income0.88---2.07---1.34-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate22.3%-21.9%22.2%21.2%-23.2%26.1%23.9%-
Return on assets0.3%-0.3%0.3%0.3%-0.3%0.3%0.3%-
Return on equity2.4%-2.4%2.6%2.5%-2.3%2.4%2.6%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity-0.37--------
Debt / Assets-0.04--------
Debt / EBITDA----------
Interest coverage-------0.8x0.8x-
Equity multiplier8.638.318.408.598.698.888.819.329.629.56
Liabilities / Assets0.880.880.880.880.880.890.890.890.900.90
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E38.9x-40.3x38.3x37.5x-48.0x40.1x38.0x-
P / B1.0x-1.0x1.0x1.0x-1.1x1.0x1.0x-
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)20.4%-13.4%12.8%4.5%-23.8%25.1%8.2%-
Net income growth (YoY)18.7%-15.3%18.7%8.1%-28.9%19.2%6.9%-
EPS growth (YoY)14.0%-16.0%19.5%8.1%-19.1%2.5%-7.5%-
EPS CAGR (3y)4.5%-2.2%4.5%2.6%--7.1%6.4%53.0%-
EPS CAGR (5y)34.6%-6.4%10.3%9.2%-3.0%4.4%1.5%-
FCF growth (YoY)-49.7%---66.7%---42.4%-
FCF CAGR (5y)2.6%---23.8%---10.9%-
Book value growth (YoY)23.6%13.3%8.6%9.9%9.1%6.7%16.3%23.2%20.6%25.3%

Peer comparison

Same SIC group: State Commercial Banks

CompanyRevenue (last FY)Net marginROE
ASB--9.5%
CZNC$5.98M392.0%6.9%
SBSI--8.2%
CBSH--14.9%
BUSE$719.58M18.8%5.5%

Comparing FIRST MID BANCSHARES against the 5 most active filers in the same SIC group.

Dividends

$1.00/share trailing 12 months · +4.2% YoY

Ex-datePer share
May 15, 2026$0.2500
Feb 12, 2026$0.2500
Nov 14, 2025$0.2500
Aug 15, 2025$0.2500
May 15, 2025$0.2400
Feb 13, 2025$0.2400
Nov 14, 2024$0.2400
Aug 16, 2024$0.2400
May 14, 2024$0.2300
Feb 15, 2024$0.2300
Nov 22, 2023$0.2300
Aug 11, 2023$0.2300
May 16, 2023$0.2300
Feb 14, 2023$0.2300
Nov 16, 2022$0.2300
Aug 17, 2022$0.2300
May 17, 2022$0.2200
Feb 9, 2022$0.2200
Nov 16, 2021$0.2200
Aug 17, 2021$0.2200
May 17, 2021$0.2050
Feb 18, 2021$0.2050
Nov 30, 2020$0.4100
May 29, 2020$0.4000