FFIC · Flushing Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $1.32M | - | $1.32M | $1.37M | $1.37M | - | $1.44M | $1.43M | $1.46M | - |
| Operating Income | $8.19M | - | $13.68M | $18.94M | ($5.93M) | - | $11.46M | $7.14M | $5.00M | - |
| Interest Expense | - | - | - | - | - | - | - | $70.45M | $67.10M | - |
| Income Tax | $2.36M | - | $3.23M | $4.73M | $3.87M | - | $2.55M | $1.81M | $1.31M | - |
| Net Income | $5.83M | - | $10.45M | $14.20M | ($9.80M) | - | $8.91M | $5.32M | $3.68M | - |
| EPS - Basic | $0.17 | - | $0.30 | $0.41 | ($0.29) | - | $0.30 | $0.18 | $0.12 | - |
| EPS - Diluted | $0.17 | - | $0.30 | $0.41 | ($0.29) | - | $0.30 | $0.18 | $0.12 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $158.71M | $126.08M | $142.93M | $150.12M | $271.91M | $152.57M | $267.64M | $156.91M | $210.72M | $172.16M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $8.86B | $8.69B | $8.87B | $8.78B | $9.01B | $9.04B | $9.28B | $9.10B | $8.81B | $8.54B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $8.17B | $7.99B | $8.16B | $8.07B | $8.31B | $8.31B | $8.61B | $8.43B | $8.14B | $7.87B |
| Stockholders' Equity | $697.41M | $707.98M | $711.23M | $706.38M | $702.85M | $724.54M | $666.89M | $665.32M | $669.83M | $669.84M |
| Retained Earnings | $470.54M | $480.38M | $483.94M | $481.08M | $474.47M | $492.00M | $547.71M | $545.35M | $546.53M | $549.68M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ($8.90M) | - | - | - | $6.85M | - | - | - | ($6.23M) | - |
| Investing Cash Flow | ($146.88M) | - | - | - | $76.67M | - | - | - | ($213.99M) | - |
| Financing Cash Flow | $188.42M | - | - | - | $35.82M | - | - | - | $258.78M | - |
| CapEx | $773.0K | - | - | - | $1.70M | - | - | - | $287.0K | - |
| Free Cash Flow | ($9.68M) | - | - | - | $5.15M | - | - | - | ($6.52M) | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | -1.66 | - | - | - | -0.53 | - | - | - | -1.77 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 28.8% | - | 23.6% | 25.0% | - | - | 22.3% | 25.4% | 26.3% | - |
| Return on assets | 0.1% | - | 0.1% | 0.2% | -0.1% | - | 0.1% | 0.1% | 0.0% | - |
| Return on equity | 0.8% | - | 1.5% | 2.0% | -1.4% | - | 1.3% | 0.8% | 0.5% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 0.1x | 0.1x | - |
| Equity multiplier | 12.71 | 12.28 | 12.47 | 12.42 | 12.82 | 12.48 | 13.92 | 13.67 | 13.15 | 12.75 |
| Liabilities / Assets | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 | 0.93 | 0.93 | 0.92 | 0.92 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 90.4x | - | 46.0x | 29.0x | - | - | 48.6x | 73.1x | 105.1x | - |
| P / B | - | - | - | - | - | - | 0.7x | 0.6x | 0.6x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | 12.9x | 27.4x | 25.5x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | 19.4% | 165.4% | - | - | -11.1% | -39.6% | -28.2% | - |
| Net income growth (YoY) | - | - | 17.3% | 166.9% | - | - | -5.2% | -38.3% | -28.6% | - |
| EPS growth (YoY) | - | - | 0.0% | 127.8% | - | - | -6.3% | -37.9% | -29.4% | - |
| EPS CAGR (3y) | 0.0% | - | -26.6% | -20.3% | - | - | -28.2% | -33.4% | -41.5% | - |
| EPS CAGR (5y) | -22.3% | - | -9.7% | -8.2% | - | - | -4.1% | -13.4% | -13.7% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | 44.5% | - |
| FCF CAGR (5y) | - | - | - | - | -13.3% | - | - | - | - | - |
| Book value growth (YoY) | -0.8% | -2.3% | 6.6% | 6.2% | 4.9% | 8.2% | -0.3% | -0.9% | -0.5% | -1.1% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing FLUSHING FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$1.10/share trailing 12 months · +25.0% YoY
| Ex-date | Per share |
|---|---|
| Apr 10, 2026 | $0.2200 |
| Mar 13, 2026 | $0.2200 |
| Dec 5, 2025 | $0.2200 |
| Sep 5, 2025 | $0.2200 |
| Jun 13, 2025 | $0.2200 |
| Mar 14, 2025 | $0.2200 |
| Dec 6, 2024 | $0.2200 |
| Sep 6, 2024 | $0.2200 |
| Jun 10, 2024 | $0.2200 |
| Mar 8, 2024 | $0.2200 |
| Dec 7, 2023 | $0.2200 |
| Sep 7, 2023 | $0.2200 |
| Jun 1, 2023 | $0.2200 |
| Mar 9, 2023 | $0.2200 |
| Dec 8, 2022 | $0.2200 |
| Sep 1, 2022 | $0.2200 |
| Jun 2, 2022 | $0.2200 |
| Mar 10, 2022 | $0.2200 |
| Dec 9, 2021 | $0.2100 |
| Sep 2, 2021 | $0.2100 |
| Jun 3, 2021 | $0.2100 |
| Mar 11, 2021 | $0.2100 |
| Dec 8, 2020 | $0.2100 |
| Sep 10, 2020 | $0.2100 |