FFIC · Flushing Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $5.34M | $5.73M | $5.96M | $5.93M | $6.42M | $6.21M |
| Operating Income | $34.52M | ($48.27M) | $39.83M | $104.85M | $109.28M | $45.18M |
| Interest Expense | - | - | $222.32M | $73.01M | $40.59M | $69.13M |
| Income Tax | $15.64M | ($16.93M) | $11.17M | $27.91M | $27.48M | $10.51M |
| Net Income | $18.88M | ($31.33M) | $28.66M | $76.94M | $81.79M | $34.67M |
| EPS - Basic | $0.54 | ($1.05) | $0.96 | $2.50 | $2.59 | $1.18 |
| EPS - Diluted | $0.54 | ($1.05) | $0.96 | $2.50 | $2.59 | $1.18 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $126.08M | $152.57M | $172.16M | $151.75M | $81.70M | $157.40M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $8.69B | $9.04B | $8.54B | $8.42B | $8.05B | $7.98B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $7.99B | $8.31B | $7.87B | $7.75B | $7.37B | $7.36B |
| Stockholders' Equity | $707.98M | $724.54M | $669.84M | $677.16M | $679.63M | $619.00M |
| Retained Earnings | $480.38M | $492.00M | $549.68M | $547.51M | $497.89M | $442.79M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $61.02M | $12.41M | $34.59M | $85.75M | $88.60M | $71.28M |
| Investing Cash Flow | $246.53M | ($505.60M) | ($94.26M) | ($351.82M) | ($106.78M) | $93.10M |
| Financing Cash Flow | ($334.05M) | $473.61M | $80.08M | $336.09M | ($57.48M) | ($56.77M) |
| CapEx | $5.22M | $2.31M | $5.49M | $4.34M | $3.68M | $2.51M |
| Free Cash Flow | $55.80M | $10.10M | $29.10M | $81.41M | $84.92M | $68.77M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 2.96 | -0.32 | 1.02 | 1.06 | 1.04 | 1.98 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 45.3% | - | 28.0% | 26.6% | 25.2% | 23.3% |
| Return on assets | 0.2% | -0.3% | 0.3% | 0.9% | 1.0% | 0.4% |
| Return on equity | 2.7% | -4.3% | 4.3% | 11.4% | 12.0% | 5.6% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.2x | 1.4x | 2.7x | 0.7x |
| Equity multiplier | 12.28 | 12.48 | 12.75 | 12.44 | 11.84 | 12.89 |
| Liabilities / Assets | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 28.1x | - | 17.2x | 7.8x | 9.4x | 14.1x |
| P / B | - | 0.6x | 0.7x | 0.9x | 1.1x | 0.8x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | 7.0x | 4.0x | 5.9x | 6.4x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | -62.0% | -4.1% | 141.9% | -15.3% |
| Net income growth (YoY) | - | - | -62.7% | -5.9% | 135.9% | -16.0% |
| EPS growth (YoY) | - | - | -61.6% | -3.5% | 119.5% | -18.1% |
| EPS CAGR (3y) | -40.0% | - | -6.6% | 20.2% | 10.5% | -5.8% |
| EPS CAGR (5y) | -14.5% | - | -12.9% | 12.1% | 2.9% | -5.8% |
| FCF growth (YoY) | 452.4% | -65.3% | -64.3% | -4.1% | 23.5% | 15.5% |
| FCF CAGR (5y) | -4.1% | -29.9% | -16.5% | 1.9% | 18.9% | 15.4% |
| Book value growth (YoY) | -2.3% | 8.2% | -1.1% | -0.4% | 9.8% | 6.8% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- -No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing FLUSHING FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$1.10/share trailing 12 months · +25.0% YoY
| Ex-date | Per share |
|---|---|
| Apr 10, 2026 | $0.2200 |
| Mar 13, 2026 | $0.2200 |
| Dec 5, 2025 | $0.2200 |
| Sep 5, 2025 | $0.2200 |
| Jun 13, 2025 | $0.2200 |
| Mar 14, 2025 | $0.2200 |
| Dec 6, 2024 | $0.2200 |
| Sep 6, 2024 | $0.2200 |
| Jun 10, 2024 | $0.2200 |
| Mar 8, 2024 | $0.2200 |
| Dec 7, 2023 | $0.2200 |
| Sep 7, 2023 | $0.2200 |
| Jun 1, 2023 | $0.2200 |
| Mar 9, 2023 | $0.2200 |
| Dec 8, 2022 | $0.2200 |
| Sep 1, 2022 | $0.2200 |
| Jun 2, 2022 | $0.2200 |
| Mar 10, 2022 | $0.2200 |
| Dec 9, 2021 | $0.2100 |
| Sep 2, 2021 | $0.2100 |
| Jun 3, 2021 | $0.2100 |
| Mar 11, 2021 | $0.2100 |
| Dec 8, 2020 | $0.2100 |
| Sep 10, 2020 | $0.2100 |