FCCO · First Community Corp /Sc/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $1.70M | $1.70M | $1.70M | - | - | - |
| Operating Income | $24.86M | $17.77M | $15.04M | $18.41M | $19.65M | $12.60M |
| Interest Expense | $35.03M | $37.38M | $23.80M | $3.17M | $2.24M | $3.75M |
| Income Tax | $5.65M | $3.81M | $3.20M | $3.80M | $4.18M | $2.50M |
| Net Income | $19.20M | $13.96M | $11.84M | $14.61M | $15.46M | $10.10M |
| EPS - Basic | $2.51 | $1.83 | $1.56 | $1.94 | $2.06 | $1.36 |
| EPS - Diluted | $2.47 | $1.81 | $1.55 | $1.92 | $2.05 | $1.35 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $161.06M | $149.83M | $94.69M | $47.69M | $69.02M | $64.99M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $2.06B | $1.96B | $1.83B | $1.67B | $1.58B | $1.40B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $1.89B | $1.81B | $1.70B | $1.55B | $1.44B | $1.26B |
| Stockholders' Equity | $167.56M | $144.49M | $131.06M | $118.36M | $141.00M | $136.34M |
| Retained Earnings | $80.29M | $65.84M | $56.30M | $49.02M | $38.33M | $26.45M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $18.69M | $10.87M | $12.23M | $22.13M | $57.93M | ($17.05M) |
| Investing Cash Flow | ($80.81M) | ($67.63M) | ($89.67M) | ($162.78M) | ($236.28M) | ($171.52M) |
| Financing Cash Flow | $73.36M | $111.89M | $134.74M | $109.03M | $182.38M | $205.87M |
| CapEx | $1.11M | $1.10M | $1.07M | $1.22M | $813.0K | $1.09M |
| Free Cash Flow | $17.58M | $9.77M | $11.15M | $20.90M | $57.12M | ($18.13M) |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 0.92 | 0.70 | 0.94 | 1.43 | 3.69 | -1.80 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 22.7% | 21.5% | 21.3% | 20.6% | 21.3% | 19.8% |
| Return on assets | 0.9% | 0.7% | 0.6% | 0.9% | 1.0% | 0.7% |
| Return on equity | 11.5% | 9.7% | 9.0% | 12.3% | 11.0% | 7.4% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | 0.7x | 0.5x | 0.6x | 5.8x | 8.8x | 3.4x |
| Equity multiplier | 12.28 | 13.55 | 13.95 | 14.13 | 11.24 | 10.23 |
| Liabilities / Assets | 0.92 | 0.93 | 0.93 | 0.93 | 0.91 | 0.90 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 12.0x | 13.3x | 13.9x | 11.4x | 10.2x | 12.6x |
| P / B | 1.4x | 1.3x | 1.3x | 1.4x | 1.1x | 0.9x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 2.6x | 1.8x | 4.2x | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 39.9% | 18.2% | -18.3% | -6.3% | 56.0% | -8.9% |
| Net income growth (YoY) | 37.6% | 17.8% | -19.0% | -5.5% | 53.1% | -7.9% |
| EPS growth (YoY) | 36.5% | 16.8% | -19.3% | -6.3% | 51.9% | -6.9% |
| EPS CAGR (3y) | 8.8% | -4.1% | 4.7% | 9.8% | 12.2% | 17.6% |
| EPS CAGR (5y) | 12.8% | 4.5% | 1.3% | 18.3% | 15.9% | 8.2% |
| FCF growth (YoY) | 79.9% | -12.4% | -46.6% | -63.4% | - | - |
| FCF CAGR (5y) | - | 34.8% | -9.8% | 58.9% | 71.1% | - |
| Book value growth (YoY) | 16.0% | 10.3% | 10.7% | -16.1% | 3.4% | 13.4% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✗Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing FIRST COMMUNITY CORP /SC/ against the 5 most active filers in the same SIC group.
Dividends
$0.64/share trailing 12 months · +6.7% YoY
| Ex-date | Per share |
|---|---|
| May 5, 2026 | $0.1600 |
| Feb 10, 2026 | $0.1600 |
| Nov 4, 2025 | $0.1600 |
| Aug 5, 2025 | $0.1600 |
| May 6, 2025 | $0.1500 |
| Feb 4, 2025 | $0.1500 |
| Oct 29, 2024 | $0.1500 |
| Jul 30, 2024 | $0.1500 |
| Apr 29, 2024 | $0.1400 |
| Feb 5, 2024 | $0.1400 |
| Oct 30, 2023 | $0.1400 |
| Jul 31, 2023 | $0.1400 |
| May 1, 2023 | $0.1400 |
| Jan 30, 2023 | $0.1400 |
| Oct 31, 2022 | $0.1300 |
| Aug 1, 2022 | $0.1300 |
| May 2, 2022 | $0.1300 |
| Jan 31, 2022 | $0.1300 |
| Nov 1, 2021 | $0.1200 |
| Aug 2, 2021 | $0.1200 |
| May 3, 2021 | $0.1200 |
| Feb 1, 2021 | $0.1200 |
| Oct 30, 2020 | $0.1200 |
| Jul 31, 2020 | $0.1200 |