FCCO · First Community Corp /Sc/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $5.93M | - | $6.59M | $6.68M | $5.18M | - | $5.01M | $4.04M | $3.33M | - |
| Interest Expense | $9.67M | - | $8.91M | $8.85M | $8.69M | - | $9.75M | $9.24M | $9.18M | - |
| Income Tax | $437.0K | - | $1.40M | $1.50M | $1.18M | - | $1.15M | $774.0K | $730.0K | - |
| Net Income | $5.50M | - | $5.19M | $5.19M | $4.00M | - | $3.86M | $3.27M | $2.60M | - |
| EPS - Basic | $0.60 | - | $0.68 | $0.68 | $0.52 | - | $0.51 | $0.43 | $0.34 | - |
| EPS - Diluted | $0.59 | - | $0.67 | $0.67 | $0.51 | - | $0.50 | $0.42 | $0.34 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $217.94M | $161.06M | $193.59M | $183.47M | $199.86M | $149.83M | $171.50M | $111.51M | $143.58M | $94.69M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.39B | $2.06B | $2.07B | $2.05B | $2.04B | $1.96B | $1.94B | $1.88B | $1.89B | $1.83B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $2.17B | $1.89B | $1.91B | $1.89B | $1.89B | $1.81B | $1.80B | $1.75B | $1.75B | $1.70B |
| Stockholders' Equity | $220.82M | $167.56M | $161.57M | $155.50M | $149.96M | $144.49M | $143.31M | $136.18M | $133.49M | $131.06M |
| Retained Earnings | $84.29M | $80.29M | $76.69M | $72.72M | $68.69M | $65.84M | $62.75M | $60.03M | $57.83M | $56.30M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ($2.39M) | - | - | - | $6.44M | - | - | - | $4.70M | - |
| Investing Cash Flow | ($908.0K) | - | - | - | ($31.91M) | - | - | - | ($10.94M) | - |
| Financing Cash Flow | $60.17M | - | - | - | $75.50M | - | - | - | $55.12M | - |
| CapEx | $96.0K | - | - | - | $200.0K | - | - | - | $279.0K | - |
| Free Cash Flow | ($2.49M) | - | - | - | $6.24M | - | - | - | $4.42M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | -0.45 | - | - | - | 1.56 | - | - | - | 1.70 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 7.4% | - | 21.2% | 22.4% | 22.9% | - | 22.9% | 19.2% | 21.9% | - |
| Return on assets | 0.2% | - | 0.3% | 0.3% | 0.2% | - | 0.2% | 0.2% | 0.1% | - |
| Return on equity | 2.5% | - | 3.2% | 3.3% | 2.7% | - | 2.7% | 2.4% | 1.9% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 0.6x | - | 0.7x | 0.8x | 0.6x | - | 0.5x | 0.4x | 0.4x | - |
| Equity multiplier | 10.83 | 12.28 | 12.79 | 13.16 | 13.60 | 13.55 | 13.56 | 13.84 | 14.14 | 13.95 |
| Liabilities / Assets | 0.91 | 0.92 | 0.92 | 0.92 | 0.93 | 0.93 | 0.93 | 0.93 | 0.93 | 0.93 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 49.5x | - | 42.1x | 36.4x | 44.2x | - | 42.9x | 41.1x | 51.3x | - |
| P / B | 1.2x | - | 0.0x | 1.2x | 1.2x | - | 1.2x | 1.0x | 1.0x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 14.6% | - | 31.6% | 65.5% | 55.7% | - | 125.5% | -4.9% | -24.8% | - |
| Net income growth (YoY) | 37.6% | - | 34.5% | 58.8% | 53.9% | - | 119.9% | -1.9% | -25.0% | - |
| EPS growth (YoY) | 15.7% | - | 34.0% | 59.5% | 50.0% | - | 117.4% | -2.3% | -24.4% | - |
| EPS CAGR (3y) | 9.4% | - | 8.8% | 17.8% | 3.5% | - | -7.4% | -3.7% | -7.5% | - |
| EPS CAGR (5y) | 6.5% | - | 13.9% | 17.4% | 16.3% | - | 5.1% | 2.6% | 1.2% | - |
| FCF growth (YoY) | - | - | - | - | 41.1% | - | - | - | 26.9% | - |
| FCF CAGR (5y) | - | - | - | - | 21.5% | - | - | - | - | - |
| Book value growth (YoY) | 47.3% | 16.0% | 12.7% | 14.2% | 12.3% | 10.3% | 15.9% | 9.7% | 8.0% | 10.7% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing FIRST COMMUNITY CORP /SC/ against the 5 most active filers in the same SIC group.
Dividends
$0.64/share trailing 12 months · +6.7% YoY
| Ex-date | Per share |
|---|---|
| May 5, 2026 | $0.1600 |
| Feb 10, 2026 | $0.1600 |
| Nov 4, 2025 | $0.1600 |
| Aug 5, 2025 | $0.1600 |
| May 6, 2025 | $0.1500 |
| Feb 4, 2025 | $0.1500 |
| Oct 29, 2024 | $0.1500 |
| Jul 30, 2024 | $0.1500 |
| Apr 29, 2024 | $0.1400 |
| Feb 5, 2024 | $0.1400 |
| Oct 30, 2023 | $0.1400 |
| Jul 31, 2023 | $0.1400 |
| May 1, 2023 | $0.1400 |
| Jan 30, 2023 | $0.1400 |
| Oct 31, 2022 | $0.1300 |
| Aug 1, 2022 | $0.1300 |
| May 2, 2022 | $0.1300 |
| Jan 31, 2022 | $0.1300 |
| Nov 1, 2021 | $0.1200 |
| Aug 2, 2021 | $0.1200 |
| May 3, 2021 | $0.1200 |
| Feb 1, 2021 | $0.1200 |
| Oct 30, 2020 | $0.1200 |
| Jul 31, 2020 | $0.1200 |