EVER · Everquote, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $190.85M | - | $173.94M | $156.63M | $166.63M | - | $144.53M | $117.14M | $91.06M | - |
| Cost of Revenue | $4.26M | - | $4.71M | $4.84M | $5.38M | - | $5.45M | $5.01M | $5.04M | - |
| Gross Profit | $186.59M | - | $169.23M | $151.79M | $161.25M | - | $139.08M | $112.13M | $86.02M | - |
| R&D | $8.55M | - | $7.94M | $7.77M | $7.49M | - | $8.03M | $7.04M | $6.84M | - |
| SG&A | $9.21M | - | $8.38M | $8.46M | $8.44M | - | $7.59M | $7.88M | $6.63M | - |
| Total Operating Expenses | $167.44M | - | $156.40M | $142.46M | $158.63M | - | $132.86M | $110.85M | $89.30M | - |
| D&A | $785.0K | - | - | - | $1.22M | - | - | - | $1.26M | - |
| Operating Income | $23.42M | - | $17.54M | $14.17M | $8.00M | - | $11.67M | $6.29M | $1.77M | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - |
| Income Tax | $5.69M | - | ($345.0K) | $363.0K | $684.0K | - | $719.0K | $406.0K | $286.0K | - |
| Net Income | $18.67M | - | $18.86M | $14.70M | $7.99M | - | $11.55M | $6.40M | $1.91M | - |
| EPS - Basic | $0.52 | - | $0.52 | $0.40 | $0.22 | - | $0.33 | $0.18 | $0.06 | - |
| EPS - Diluted | $0.51 | - | $0.50 | $0.39 | $0.21 | - | $0.31 | $0.17 | $0.05 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $178.49M | $171.38M | $145.77M | $148.19M | $124.97M | $102.12M | $82.84M | $60.92M | $48.62M | $37.96M |
| Accounts Receivable | $71.78M | $75.15M | $68.18M | $54.96M | $61.80M | $61.35M | $48.24M | $48.03M | $38.29M | $21.18M |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | $68.22M | $76.85M | $67.94M | $58.99M | $57.29M | $59.98M | $46.99M | $42.01M | $33.07M | $17.20M |
| Current Assets | $257.07M | $256.29M | $223.96M | $209.47M | $194.34M | $171.78M | $139.89M | $117.06M | $95.68M | $69.24M |
| Total Assets | $323.97M | $326.91M | $256.05M | $241.42M | $232.15M | $210.53M | $180.54M | $157.95M | $135.40M | $110.92M |
| Current Liabilities | $81.86M | $87.22M | $79.49M | $69.19M | $80.41M | $72.65M | $59.98M | $54.96M | $47.06M | $29.95M |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $83.11M | $88.87M | $81.12M | $71.15M | $82.64M | $75.16M | $62.84M | $57.11M | $47.08M | $30.02M |
| Stockholders' Equity | $240.87M | $238.04M | $174.93M | $170.27M | $149.50M | $135.37M | $117.70M | $100.84M | $88.32M | $80.91M |
| Retained Earnings | ($63.20M) | ($81.87M) | ($139.62M) | ($158.49M) | ($173.19M) | ($181.18M) | ($193.49M) | ($205.04M) | ($211.44M) | ($213.35M) |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $29.60M | - | - | - | $23.31M | - | - | - | $10.44M | - |
| Investing Cash Flow | ($1.53M) | - | - | - | ($1.13M) | - | - | - | ($770.0K) | - |
| Financing Cash Flow | ($20.93M) | - | - | - | $669.0K | - | - | - | $999.0K | - |
| CapEx | $1.53M | - | - | - | $1.13M | - | - | - | $770.0K | - |
| Free Cash Flow | $28.06M | - | - | - | $22.17M | - | - | - | $9.67M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | 97.8% | - | 97.3% | 96.9% | 96.8% | - | 96.2% | 95.7% | 94.5% | - |
| Operating margin | 12.3% | - | 10.1% | 9.0% | 4.8% | - | 8.1% | 5.4% | 1.9% | - |
| EBITDA margin | 12.7% | - | - | - | 5.5% | - | - | - | 3.3% | - |
| Net margin | 9.8% | - | 10.8% | 9.4% | 4.8% | - | 8.0% | 5.5% | 2.1% | - |
| Free cash flow margin | 14.7% | - | - | - | 13.3% | - | - | - | 10.6% | - |
| FCF / Net income | 1.50 | - | - | - | 2.78 | - | - | - | 5.07 | - |
| R&D / Revenue | 4.5% | - | 4.6% | 5.0% | 4.5% | - | 5.6% | 6.0% | 7.5% | - |
| SG&A / Revenue | 4.8% | - | 4.8% | 5.4% | 5.1% | - | 5.3% | 6.7% | 7.3% | - |
| Effective tax rate | 23.4% | - | -1.9% | 2.4% | 7.9% | - | 5.9% | 6.0% | 13.0% | - |
| Return on assets | 5.8% | - | 7.4% | 6.1% | 3.4% | - | 6.4% | 4.1% | 1.4% | - |
| Return on equity | 7.8% | - | 10.8% | 8.6% | 5.3% | - | 9.8% | 6.3% | 2.2% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | 3.14 | 2.94 | 2.82 | 3.03 | 2.42 | 2.36 | 2.33 | 2.13 | 2.03 | 2.31 |
| Quick ratio | 3.14 | 2.94 | 2.82 | 3.03 | 2.42 | 2.36 | 2.33 | 2.13 | 2.03 | 2.31 |
| Cash ratio | 2.18 | 1.96 | 1.83 | 2.14 | 1.55 | 1.41 | 1.38 | 1.11 | 1.03 | 1.27 |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | - | - |
| Equity multiplier | 1.35 | 1.37 | 1.46 | 1.42 | 1.55 | 1.56 | 1.53 | 1.57 | 1.53 | 1.37 |
| Liabilities / Assets | 0.26 | 0.27 | 0.32 | 0.29 | 0.36 | 0.36 | 0.35 | 0.36 | 0.35 | 0.27 |
| Efficiency | ||||||||||
| Asset turnover | 0.59 | - | 0.68 | 0.65 | 0.72 | - | 0.80 | 0.74 | 0.67 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | 137d | - | 143d | 128d | 135d | - | 122d | 150d | 153d | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | 5838d | - | 5263d | 4447d | 3887d | - | 3147d | 3060d | 2394d | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 30.2x | - | 45.7x | 62.0x | 124.7x | - | 68.0x | 122.7x | 371.2x | - |
| P / B | 2.4x | - | 4.9x | 0.0x | 0.0x | - | 0.0x | 0.0x | 0.0x | - |
| P / S | 3.0x | - | 5.0x | 0.0x | 0.0x | - | 0.0x | 0.0x | 0.0x | - |
| EV / EBITDA | 16.2x | - | - | - | -13.4x | - | - | - | -15.8x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 14.5% | - | 20.3% | 33.7% | 83.0% | - | 162.7% | 72.3% | -16.6% | - |
| Revenue CAGR (3y) | 20.4% | - | 19.0% | 15.4% | 14.6% | - | 10.3% | 3.7% | -4.3% | - |
| Revenue CAGR (5y) | 12.9% | - | 14.1% | 14.9% | 15.4% | - | 16.6% | 16.0% | 17.5% | - |
| Gross profit growth (YoY) | 15.7% | - | 21.7% | 35.4% | 87.5% | - | 184.6% | 79.6% | -16.8% | - |
| Operating income growth (YoY) | 192.8% | - | 50.4% | 125.2% | 352.8% | - | - | - | - | - |
| Net income growth (YoY) | 133.7% | - | 63.3% | 129.6% | 319.0% | - | - | - | - | - |
| EPS growth (YoY) | 142.9% | - | 61.3% | 129.4% | 320.0% | - | - | - | - | - |
| EPS CAGR (3y) | - | - | - | 48.1% | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | 26.6% | - | - | - | 129.3% | - | - | - | - | - |
| FCF CAGR (5y) | 59.2% | - | - | - | 48.8% | - | - | - | - | - |
| Book value growth (YoY) | 61.1% | 75.8% | 48.6% | 68.9% | 69.3% | 67.3% | 43.8% | -4.5% | -20.9% | -24.7% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$692.52M totalAutomotive$629.83M · 90.9%
Home And Renters$62.65M · 9.0%
Other$40.0K · 0.0%
Peer comparison
Same SIC group: Services-Computer Programming, Data Processing, Etc.
Comparing EverQuote against the 5 most active filers in the same SIC group.