EFSC · Enterprise Financial Services Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $6.80M | $5.10M | $5.10M | $5.60M | $6.10M | $6.20M |
| Operating Income | $283.72M | $231.24M | $246.53M | $259.46M | $168.63M | $91.95M |
| Interest Expense | - | $282.95M | $202.33M | $41.18M | $23.04M | $34.78M |
| Income Tax | $82.34M | $45.98M | $52.47M | $56.42M | $35.58M | $17.56M |
| Net Income | $201.37M | $185.27M | $194.06M | $203.04M | $133.06M | $74.38M |
| EPS - Basic | $5.34 | $4.86 | $5.09 | $5.32 | $3.86 | $2.76 |
| EPS - Diluted | $5.31 | $4.83 | $5.07 | $5.31 | $3.86 | $2.76 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $681.90M | $764.17M | $433.03M | $291.36M | $2.02B | $537.70M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $17.30B | $15.60B | $14.52B | $13.05B | $13.54B | $9.75B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $15.26B | $13.77B | $12.80B | $11.53B | $12.01B | $8.67B |
| Stockholders' Equity | $2.04B | $1.82B | $1.72B | $1.52B | $1.53B | $1.08B |
| Retained Earnings | $1.02B | $877.63M | $749.51M | $597.57M | $492.68M | $417.21M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $193.51M | $247.40M | $268.24M | $216.64M | $160.57M | $135.51M |
| Investing Cash Flow | ($1.08B) | ($796.87M) | ($1.31B) | ($1.38B) | ($23.11M) | ($702.83M) |
| Financing Cash Flow | $803.17M | $880.61M | $1.18B | ($563.19M) | $1.35B | $937.76M |
| CapEx | $11.98M | $7.47M | $6.56M | $1.93M | $2.50M | $2.26M |
| Free Cash Flow | $181.53M | $239.93M | $261.68M | $214.71M | $158.07M | $133.25M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 0.90 | 1.30 | 1.35 | 1.06 | 1.19 | 1.79 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 29.0% | 19.9% | 21.3% | 21.7% | 21.1% | 19.1% |
| Return on assets | 1.2% | 1.2% | 1.3% | 1.6% | 1.0% | 0.8% |
| Return on equity | 9.9% | 10.2% | 11.3% | 13.3% | 8.7% | 6.9% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | 0.8x | 1.2x | 6.3x | 7.3x | 2.6x |
| Equity multiplier | 8.48 | 8.55 | 8.46 | 8.58 | 8.85 | 9.04 |
| Liabilities / Assets | 0.88 | 0.88 | 0.88 | 0.88 | 0.89 | 0.89 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 10.2x | 11.7x | 8.8x | 9.2x | 12.2x | 12.7x |
| P / B | 1.0x | 1.2x | 1.0x | 1.2x | 1.1x | 0.9x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 4.6x | 5.7x | 4.9x | 5.8x | -2.3x | 4.1x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 22.7% | -6.2% | -5.0% | 53.9% | 83.4% | -20.8% |
| Net income growth (YoY) | 8.7% | -4.5% | -4.4% | 52.6% | 78.9% | -19.8% |
| EPS growth (YoY) | 9.9% | -4.7% | -4.5% | 37.6% | 39.9% | -22.3% |
| EPS CAGR (3y) | 0.0% | 7.8% | 22.5% | 14.4% | 0.3% | 10.1% |
| EPS CAGR (5y) | 14.0% | 6.4% | 5.8% | 20.7% | 9.9% | 7.9% |
| FCF growth (YoY) | -24.3% | -8.3% | 21.9% | 35.8% | 18.6% | 54.7% |
| FCF CAGR (5y) | 6.4% | 22.7% | 19.9% | 37.8% | 14.6% | 24.2% |
| Book value growth (YoY) | 11.8% | 6.3% | 12.7% | -0.4% | 41.7% | 24.4% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
3/9
Weak
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✗Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing ENTERPRISE FINANCIAL SERVICES CORP against the 5 most active filers in the same SIC group.
Dividends
$1.26/share trailing 12 months · +14.5% YoY
| Ex-date | Per share |
|---|---|
| Mar 13, 2026 | $0.3300 |
| Dec 15, 2025 | $0.3200 |
| Sep 15, 2025 | $0.3100 |
| Jun 16, 2025 | $0.3000 |
| Mar 14, 2025 | $0.2900 |
| Dec 16, 2024 | $0.2800 |
| Sep 16, 2024 | $0.2700 |
| Jun 14, 2024 | $0.2600 |
| Mar 14, 2024 | $0.2500 |
| Dec 14, 2023 | $0.2500 |
| Sep 14, 2023 | $0.2500 |
| Jun 14, 2023 | $0.2500 |
| Mar 14, 2023 | $0.2500 |
| Dec 14, 2022 | $0.2400 |
| Sep 14, 2022 | $0.2300 |
| Jun 14, 2022 | $0.2200 |
| Mar 14, 2022 | $0.2100 |
| Dec 14, 2021 | $0.2000 |
| Sep 14, 2021 | $0.1900 |
| Jun 14, 2021 | $0.1800 |
| Mar 12, 2021 | $0.1800 |
| Dec 14, 2020 | $0.1800 |
| Sep 14, 2020 | $0.1800 |
| Jun 12, 2020 | $0.1800 |