EFSC · Enterprise Financial Services Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $62.85M | - | $88.67M | $64.19M | $61.03M | - | $62.78M | $57.19M | $50.63M | - |
| Interest Expense | - | - | - | - | $64.26M | - | $72.83M | $71.11M | $70.00M | - |
| Income Tax | $13.49M | - | $43.44M | $12.81M | $11.07M | - | $12.20M | $11.74M | $10.23M | - |
| Net Income | $49.36M | - | $45.23M | $51.38M | $49.96M | - | $50.59M | $45.45M | $40.40M | - |
| EPS - Basic | $1.31 | - | $1.20 | $1.36 | $1.33 | - | $1.33 | $1.19 | $1.05 | - |
| EPS - Diluted | $1.30 | - | $1.19 | $1.36 | $1.31 | - | $1.32 | $1.19 | $1.05 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $634.47M | $681.90M | $471.95M | $491.52M | $481.67M | $764.17M | $426.38M | $392.77M | $369.42M | $433.03M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $17.23B | $17.30B | $16.40B | $16.08B | $15.68B | $15.60B | $14.95B | $14.62B | $14.61B | $14.52B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $15.21B | $15.26B | $14.42B | $14.15B | $13.81B | $13.77B | $13.12B | $12.86B | $12.88B | $12.80B |
| Stockholders' Equity | $2.02B | $2.04B | $1.98B | $1.92B | $1.87B | $1.82B | $1.83B | $1.76B | $1.73B | $1.72B |
| Retained Earnings | $1.04B | $1.02B | $980.55M | $947.86M | $908.55M | $877.63M | $845.84M | $810.93M | $778.78M | $749.51M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $58.50M | - | - | - | $40.02M | - | - | - | $29.89M | - |
| Investing Cash Flow | $91.13M | - | - | - | ($365.74M) | - | - | - | ($180.50M) | - |
| Financing Cash Flow | ($197.07M) | - | - | - | $43.22M | - | - | - | $87.00M | - |
| CapEx | $1.02M | - | - | - | $4.40M | - | - | - | $2.95M | - |
| Free Cash Flow | $57.48M | - | - | - | $35.62M | - | - | - | $26.93M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.16 | - | - | - | 0.71 | - | - | - | 0.67 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.5% | - | 49.0% | 20.0% | 18.1% | - | 19.4% | 20.5% | 20.2% | - |
| Return on assets | 0.3% | - | 0.3% | 0.3% | 0.3% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 2.4% | - | 2.3% | 2.7% | 2.7% | - | 2.8% | 2.6% | 2.3% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | 0.9x | - | 0.9x | 0.8x | 0.7x | - |
| Equity multiplier | 8.52 | 8.48 | 8.27 | 8.36 | 8.39 | 8.55 | 8.16 | 8.33 | 8.44 | 8.46 |
| Liabilities / Assets | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 41.6x | - | 48.7x | 40.5x | 41.0x | - | 38.8x | 34.4x | 38.6x | - |
| P / B | 1.0x | - | 1.1x | 1.1x | 1.1x | - | 1.0x | 0.9x | 0.9x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 3.0% | - | 41.2% | 12.3% | 20.5% | - | 10.0% | -8.8% | -29.0% | - |
| Net income growth (YoY) | -1.2% | - | -10.6% | 13.1% | 23.7% | - | 13.3% | -7.5% | -27.5% | - |
| EPS growth (YoY) | -0.8% | - | -9.8% | 14.3% | 24.8% | - | 12.8% | -7.8% | -28.1% | - |
| EPS CAGR (3y) | -3.8% | - | -3.4% | 4.6% | 2.1% | - | 51.4% | -1.1% | 3.0% | - |
| EPS CAGR (5y) | 6.3% | - | 11.8% | 19.4% | 22.2% | - | 4.1% | 11.8% | 9.4% | - |
| FCF growth (YoY) | 61.4% | - | - | - | 32.2% | - | - | - | -60.7% | - |
| FCF CAGR (5y) | - | - | - | - | 2.4% | - | - | - | 13.3% | - |
| Book value growth (YoY) | 8.3% | 11.8% | 8.2% | 9.5% | 7.9% | 6.3% | 13.7% | 8.5% | 8.7% | 12.7% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing ENTERPRISE FINANCIAL SERVICES CORP against the 5 most active filers in the same SIC group.
Dividends
$1.26/share trailing 12 months · +14.5% YoY
| Ex-date | Per share |
|---|---|
| Mar 13, 2026 | $0.3300 |
| Dec 15, 2025 | $0.3200 |
| Sep 15, 2025 | $0.3100 |
| Jun 16, 2025 | $0.3000 |
| Mar 14, 2025 | $0.2900 |
| Dec 16, 2024 | $0.2800 |
| Sep 16, 2024 | $0.2700 |
| Jun 14, 2024 | $0.2600 |
| Mar 14, 2024 | $0.2500 |
| Dec 14, 2023 | $0.2500 |
| Sep 14, 2023 | $0.2500 |
| Jun 14, 2023 | $0.2500 |
| Mar 14, 2023 | $0.2500 |
| Dec 14, 2022 | $0.2400 |
| Sep 14, 2022 | $0.2300 |
| Jun 14, 2022 | $0.2200 |
| Mar 14, 2022 | $0.2100 |
| Dec 14, 2021 | $0.2000 |
| Sep 14, 2021 | $0.1900 |
| Jun 14, 2021 | $0.1800 |
| Mar 12, 2021 | $0.1800 |
| Dec 14, 2020 | $0.1800 |
| Sep 14, 2020 | $0.1800 |
| Jun 12, 2020 | $0.1800 |