CWBC · Community West Bancshares / - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | $506.0K | $268.0K | $241.0K | - | $216.0K | $200.0K | $188.0K | - | $184.0K |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | $180.0K | - | - | - | $183.0K | - | - |
| Operating Income | - | $3.19M | $3.00M | $3.68M | - | $4.89M | $3.70M | $5.34M | - | $5.10M |
| Interest Expense | - | $4.03M | $4.00M | $2.56M | - | $731.0K | $696.0K | $764.0K | - | $906.0K |
| Income Tax | - | $942.0K | $876.0K | $1.22M | - | $1.41M | $1.06M | $1.38M | - | $1.47M |
| Net Income | - | $2.25M | $2.12M | $2.46M | - | $3.48M | $2.63M | $3.96M | - | $3.63M |
| EPS - Basic | - | $0.25 | $0.24 | $0.28 | - | $0.40 | $0.30 | $0.46 | - | $0.42 |
| EPS - Diluted | - | $0.25 | $0.24 | $0.27 | - | $0.39 | $0.30 | $0.45 | - | $0.41 |
Balance Sheet
| Line item | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $72.20M | $140.62M | $130.56M | $167.88M | $64.69M | $51.30M | $102.28M | $193.19M | $208.38M | $186.94M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $1.09B | $1.14B | $1.13B | $1.17B | $1.09B | $1.09B | $1.11B | $1.14B | $1.16B | $1.14B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $970.82M | $1.02B | $1.02B | $1.05B | $978.85M | $978.46M | $999.69M | $1.03B | $1.06B | $1.04B |
| Stockholders' Equity | $116.24M | $116.06M | $113.94M | $112.79M | $112.65M | $109.82M | $107.14M | $104.83M | $101.38M | $98.77M |
| Retained Earnings | $70.65M | $70.87M | $69.33M | $67.91M | $67.73M | $65.01M | $62.19M | $60.21M | $56.85M | $54.56M |
Cash Flow
| Line item | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | $19.30M | - | - | - | $5.84M | - | - |
| Investing Cash Flow | - | - | - | $13.68M | - | - | - | $3.69M | - | - |
| Financing Cash Flow | - | - | - | $70.20M | - | - | - | ($24.72M) | - | - |
| CapEx | - | - | - | $153.0K | - | - | - | $73.0K | - | - |
| Free Cash Flow | - | - | - | $19.15M | - | - | - | $5.77M | - | - |
Ratios
| Metric | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | 631.2% | 1118.3% | 1527.0% | - | 2262.5% | 1848.5% | 2840.4% | - | 2772.8% |
| EBITDA margin | - | - | - | 1601.7% | - | - | - | 2937.8% | - | - |
| Net margin | - | 445.1% | 791.4% | 1022.4% | - | 1610.2% | 1317.5% | 2106.4% | - | 1975.5% |
| Free cash flow margin | - | - | - | 7946.9% | - | - | - | 3068.1% | - | - |
| FCF / Net income | - | - | - | 7.77 | - | - | - | 1.46 | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | - | 29.5% | 29.2% | 33.0% | - | 28.8% | 28.7% | 25.8% | - | 28.8% |
| Return on assets | - | 0.2% | 0.2% | 0.2% | - | 0.3% | 0.2% | 0.3% | - | 0.3% |
| Return on equity | - | 1.9% | 1.9% | 2.2% | - | 3.2% | 2.5% | 3.8% | - | 3.7% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | 0.8x | 0.7x | 1.4x | - | 6.7x | 5.3x | 7.0x | - | 5.6x |
| Equity multiplier | 9.35 | 9.82 | 9.93 | 10.35 | 9.69 | 9.91 | 10.33 | 10.84 | 11.41 | 11.50 |
| Liabilities / Assets | 0.89 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.91 | 0.91 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | - | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | 0.00 | - | 0.00 |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | 56.4x | 64.4x | 76.2x | - | 45.4x | 48.3x | 51.9x | - | 52.4x |
| P / B | - | 1.1x | 1.2x | 1.6x | - | 1.4x | 1.2x | 2.0x | - | 1.9x |
| P / S | - | 250.4x | 515.1x | 767.3x | - | 730.9x | 644.2x | 1099.1x | - | 1025.6x |
| EV / EBITDA | - | - | - | 4.4x | - | - | - | 2.4x | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | 134.3% | 34.0% | 28.2% | - | 17.4% | 13.6% | 20.5% | - | 78.6% |
| Revenue CAGR (3y) | - | 70.0% | 48.4% | 14.6% | - | 11.2% | 6.8% | 5.5% | - | 10.9% |
| Revenue CAGR (5y) | - | 30.2% | 12.9% | 11.6% | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | - | -34.6% | -18.9% | -31.1% | - | -4.2% | 123.2% | 25.6% | - | 25.4% |
| Net income growth (YoY) | - | -35.3% | -19.5% | -37.8% | - | -4.3% | -25.8% | 31.1% | - | 27.1% |
| EPS growth (YoY) | - | -35.9% | -20.0% | -40.0% | - | -4.9% | -26.8% | 28.6% | - | 24.2% |
| EPS CAGR (3y) | - | -8.8% | 19.7% | 12.4% | - | 16.0% | 18.6% | 35.7% | - | 14.9% |
| EPS CAGR (5y) | - | -1.5% | 2.7% | 5.2% | - | 16.7% | 10.8% | 23.0% | - | 17.9% |
| FCF growth (YoY) | - | - | - | 232.0% | - | - | - | -7.3% | - | - |
| FCF CAGR (5y) | - | - | - | 38.4% | - | - | - | 12.3% | - | - |
| Book value growth (YoY) | 3.2% | 5.7% | 6.3% | 7.6% | 11.1% | 11.2% | 12.2% | 14.2% | 13.9% | 13.9% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing COMMUNITY WEST BANCSHARES / against the 5 most active filers in the same SIC group.
Dividends
$0.48/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| May 8, 2026 | $0.1200 |
| Feb 6, 2026 | $0.1200 |
| Oct 31, 2025 | $0.1200 |
| Aug 1, 2025 | $0.1200 |
| May 2, 2025 | $0.1200 |
| Feb 7, 2025 | $0.1200 |
| Nov 8, 2024 | $0.1200 |
| Aug 2, 2024 | $0.1200 |
| May 2, 2024 | $0.1200 |
| Feb 1, 2024 | $0.1200 |
| Nov 2, 2023 | $0.1200 |
| Aug 3, 2023 | $0.1200 |
| May 4, 2023 | $0.1200 |
| Feb 9, 2023 | $0.1200 |
| Nov 3, 2022 | $0.1200 |
| Aug 4, 2022 | $0.1200 |
| May 5, 2022 | $0.1200 |
| Feb 10, 2022 | $0.1200 |
| Nov 4, 2021 | $0.1200 |
| Aug 5, 2021 | $0.1200 |
| May 6, 2021 | $0.1200 |
| Feb 11, 2021 | $0.1100 |
| Nov 12, 2020 | $0.1100 |
| Aug 6, 2020 | $0.1100 |